To "pragmatistferlife " a universal care system is a horrible idea. Just
look at Canada. You can risk death on a wait list or you can get private wait
list insurance. Or, if you are lucky enough, you can go to the US to get
care.How about the UK system. Yes you pay nothing, and you get
service that makes the VA scandals look like an improved health care system.The fact that your ilk doesn't want to accept is that the system we
had prior to the ACA did a better job of caring for the poor than the current
government run system does.
"Did you also see that most of the people that have been given insurance
policies by the ACA can't afford to use them because they were given high
deductible plans."Every comprehensive health care plan whether
offered by the ACA or your employer either has a high premium or a high
deductible, both of which are problems for people who have paid nothing for
health care previously and simply used the good graces of society...and
ER's. If you offer these same people the alternative of a low
premium and catastrophic insurance they are still not going to be able to pay
the costs in order to access the catastrophic coverage. Therefore your better
off with universal coverage where premiums are based in the tax system where
everybody participates (yes you would have to make changes).
To "Utefan60" on average, any private insurance company is more
efficient than the government. The Government runs on about 20% overhead,
meanwhile a private insurance company runs on 15% for overhead PLUS profits.
That sure seems like private is more efficient.You can also go into
the fact that private insurance companies lose half the money to fraud and waste
that government does.Did you also see that most of the people that
have been given insurance policies by the ACA can't afford to use them
because they were given high deductible plans.Right now both parties
are trying to provide health insurance for everybody. The problem is that it
doesn't work. If you want to get health care to everybody we have that
right now, the only question is who pays for it.
RedShirtUofU - Andoria, UT, can you tell us which health care provider is the
most efficient in the US today? Can you tell us which company? Organization?
Private or public?Well, you won't like the answer. It's
Medicare. A "socialized" health care plan administered by the
government. Yes the government. Yes Redshirt, it is well
administered, and best money saving program in existance in the US at this
time.Don't see the "CEO" of Medicare getting 30 million
dollar salaries. Do you?The Afforable Care Act has helped 20
million more people in the US get health care. In Utah the voter required
expansion of Medicaid allowed 20,000 more people to be insured since January.
That's in Utah alone. Complain all you want, but at least one
party is attemting to provide helath care while the GOP pushes it off "until
We wont get a solution to runaway health care costs until we have a congress
willing to work together to find a solution. Right now, it seems more important
to them to embarrass the other party that solve America's biggest problems.
A single party solution is no answer as Obamacare proved. A long term solution
needs a buy in from everyone. Get it done congress or we need to find
representatives that put America ahead of party.
What we need is complete and total transparency in the system. One in which you
know that, regardless of what service you seek, you know what they're going
to bill you. Nothing. True health care doesn't see consumers. It sees
patients. Until we come to that conclusion, we're going to get ripped off.
To "Donna M. Christensen" and who is going to fix the system? If you
want the government to make more laws and regulations it will continue to get
worse and the problems you have identified will only get worse.If
you want to fix the system and make it more predictable and you want to get more
care for your money, get the government out of the way. Studies have shown that
all of the regulations and mandates are significant drivers on insurance prices
and govern what they cover.
"When given a choice, 81 percent appear willing to pay more each month for a
health plan with comprehensive coverage and minimal fees when they need
treatments."Some people aren't completely rational. If I'm given the choice between two plans, one with a monthly
premium of $1000 and no deductible, and one with a monthly premium of $250 and a
$6000 deductible, I'll choose the second option in a heartbeat. Some people, as the letter writer indicates, prefer the more expensive route
of paying more each and every month, but having no deductible to worry about.
And I'll grant that it *is* more predictable. She's not
If the GOP would've worked to tweak the ACA, which was the original plan,
for the past 10 years, instead of working 24/7 to sabotage the whole thing,
we'd have peace of mind and affordable health care. Which is not what Big
Pharma, Big Medical and Big Insurance industries want.