Letter: It’s time to tackle unpredictability in health care

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  • RedShirtUofU Andoria, UT
    April 22, 2019 11:14 a.m.

    To "pragmatistferlife " a universal care system is a horrible idea. Just look at Canada. You can risk death on a wait list or you can get private wait list insurance. Or, if you are lucky enough, you can go to the US to get care.

    How about the UK system. Yes you pay nothing, and you get service that makes the VA scandals look like an improved health care system.

    The fact that your ilk doesn't want to accept is that the system we had prior to the ACA did a better job of caring for the poor than the current government run system does.

  • pragmatistferlife Salt Lake City, UT
    April 22, 2019 8:30 a.m.

    "Did you also see that most of the people that have been given insurance policies by the ACA can't afford to use them because they were given high deductible plans."

    Every comprehensive health care plan whether offered by the ACA or your employer either has a high premium or a high deductible, both of which are problems for people who have paid nothing for health care previously and simply used the good graces of society...and ER's.

    If you offer these same people the alternative of a low premium and catastrophic insurance they are still not going to be able to pay the costs in order to access the catastrophic coverage. Therefore your better off with universal coverage where premiums are based in the tax system where everybody participates (yes you would have to make changes).

  • RedShirtUofU Andoria, UT
    April 22, 2019 7:39 a.m.

    To "Utefan60" on average, any private insurance company is more efficient than the government. The Government runs on about 20% overhead, meanwhile a private insurance company runs on 15% for overhead PLUS profits. That sure seems like private is more efficient.

    You can also go into the fact that private insurance companies lose half the money to fraud and waste that government does.

    Did you also see that most of the people that have been given insurance policies by the ACA can't afford to use them because they were given high deductible plans.

    Right now both parties are trying to provide health insurance for everybody. The problem is that it doesn't work. If you want to get health care to everybody we have that right now, the only question is who pays for it.

  • Utefan60 , 00
    April 20, 2019 8:14 a.m.

    RedShirtUofU - Andoria, UT, can you tell us which health care provider is the most efficient in the US today? Can you tell us which company? Organization? Private or public?

    Well, you won't like the answer. It's Medicare. A "socialized" health care plan administered by the government. Yes the government.

    Yes Redshirt, it is well administered, and best money saving program in existance in the US at this time.

    Don't see the "CEO" of Medicare getting 30 million dollar salaries. Do you?

    The Afforable Care Act has helped 20 million more people in the US get health care. In Utah the voter required expansion of Medicaid allowed 20,000 more people to be insured since January. That's in Utah alone.

    Complain all you want, but at least one party is attemting to provide helath care while the GOP pushes it off "until after 2020".

  • DaveWY Turnerville, WY
    April 19, 2019 9:23 p.m.

    We wont get a solution to runaway health care costs until we have a congress willing to work together to find a solution. Right now, it seems more important to them to embarrass the other party that solve America's biggest problems. A single party solution is no answer as Obamacare proved. A long term solution needs a buy in from everyone. Get it done congress or we need to find representatives that put America ahead of party.

  • Hutterite American Fork, UT
    April 19, 2019 9:25 a.m.

    What we need is complete and total transparency in the system. One in which you know that, regardless of what service you seek, you know what they're going to bill you. Nothing. True health care doesn't see consumers. It sees patients. Until we come to that conclusion, we're going to get ripped off.

  • RedShirtUofU Andoria, UT
    April 19, 2019 8:23 a.m.

    To "Donna M. Christensen" and who is going to fix the system? If you want the government to make more laws and regulations it will continue to get worse and the problems you have identified will only get worse.

    If you want to fix the system and make it more predictable and you want to get more care for your money, get the government out of the way. Studies have shown that all of the regulations and mandates are significant drivers on insurance prices and govern what they cover.

  • SC Matt Saline, MI
    April 18, 2019 11:02 a.m.

    "When given a choice, 81 percent appear willing to pay more each month for a health plan with comprehensive coverage and minimal fees when they need treatments."

    Some people aren't completely rational.

    If I'm given the choice between two plans, one with a monthly premium of $1000 and no deductible, and one with a monthly premium of $250 and a $6000 deductible, I'll choose the second option in a heartbeat.

    Some people, as the letter writer indicates, prefer the more expensive route of paying more each and every month, but having no deductible to worry about.

    And I'll grant that it *is* more predictable. She's not wrong.

  • Impartial7 DRAPER, UT
    April 18, 2019 10:22 a.m.

    If the GOP would've worked to tweak the ACA, which was the original plan, for the past 10 years, instead of working 24/7 to sabotage the whole thing, we'd have peace of mind and affordable health care. Which is not what Big Pharma, Big Medical and Big Insurance industries want.