Federal marketplace insurance rates to go up 39 percent in Utah in 2018

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  • 1covey Salt Lake City, UT
    Oct. 3, 2017 10:36 a.m.

    Remember social security ? Started off pretty good; but. congress dipped into the kitty to keep deficits down; graying population; no revisiting the plan to make it more sustainable; all conspiring to make it go bankrupt without more infusion of government money. That money will come from increased taxes on a diminishing tax base; or increased indebtedness - inflation - meaning money worth less (maybe even just worthless ). Once you spill the milk, its impossible to put it back into the bottle ( especially when its spilled into the trough ). To come up with a national healthcare system is extremely difficult; which is why Obama rammed it through, using false promises, and a very thick book, which nobody had the time to read, let alone try to comprehend. I have to hand it to the Democrats- they did stick together; no McCains to renege on a campaign promise. To replace Obamacare has become political dynamite - there are groups who give you grief, no matter what changes you try to make. Obama sabotaged his own plan, not the GOP. The current Obamacare was planned to fail, leaving its victims to plead like addicts for an increased dose.

  • FanOf"ChuckARama" Vernal, UT
    Sept. 30, 2017 4:35 a.m.

    Seems very convenient timing. Makes you wonder if even the ACA is abolished, if the rates are going to stay even or keeps going up annually. It seems like something is always discovered every year to allegedly justify the need to raise the rates with every annual tiny pay raise. Is it possible that while a hard working 40 hours a week American worker is sweating away in the trenches, a group of powerful people is playing golf while discussing the new rate for next year? I'm talking about the real people who can call the POTUS and Senate leaders at any hour of the day or night 24/7.

    Sept. 29, 2017 2:29 p.m.

    The Democratic leadership, fearful that momentum for Obamacare was fading as it continued to poll poorly, decided to rush a bill through the Senate before Christmas 2009. On November 18, Majority Leader Harry Reid merged two separate pending bills into a bill to be voted on by the Senate…. To meet the self-imposed Christmas deadline, Reid provided only six days for debate (on the final version of the bill). The Senate bill passed on a strict party line vote, 60-39.

    Most members of congress remarked they did not have time to read the bill.

  • cmsense Kaysville, UT
    Sept. 29, 2017 2:05 p.m.

    I've been buying my insurance on the individual "marketplace" for the majority of the time since 2000. Monday I start with a large employer and I will be spared the 39% raise in my premiums!!!

    The individual market is broken. Grump about Obamacare, but the GOP plan was worse. GOP plan did nothing to get rid of the injustice of different plans with different rules and different risk pools. I would of supported the GOP effort but they kept the individual market's higher costs etc. Their plan was more interested in tax cuts for the wealthy than cutting costs or creating an equal playing field for all Americans.

    A bipartisan plan is needed that
    1. All Americans who purchase insurance have equal access to the same plans at the same cost and with the same protections as everyone else. HMO's can't parse Americans into separate and unequal "risk pools" based on how a person makes money or if they were born or developed a "pre existing condition".
    2. The rules for tax treatment or subsidies should be the same for everyone self employed or for a corporation.
    3. Control drug costs and expand coverage
    4. The same plans and coverage congress has would be available to all people.

  • Liberal On Planet Zion SLC, UT
    Sept. 29, 2017 1:42 p.m.

    Low information, AM talk radio parrots. The screaming of "fake news" will not change the factual information involved. What is the SPECIFIC plan regarding those labeled with PECs? Thank you

    The ACA was debated in 3 House committees and 2 Senate committees, and subject to hours of bipartisan debate that allowed for the introduction of amendments. Not any major piece of legislation was completely devoid of public forums of any kind, and that were crafted outside of the normal committee and subcommittee structure to this extent! Another example intended to promote transparency is an independent audit of the financial ramifications of a bill by the nonpartisan CBO. While numerous bills eventually coalesced into what became the ACA, the CBO provided numerous reports on multiple aspects of the law ahead of its vote in the Senate. Another metric one could use to look at legislative transparency is the extent to which the opposition party was included in the process. The ACA passed without a single Republican vote, but the contents of the bill were nonetheless made available to both parties multiple times throughout its development, as described by the New York Times. Keep digging!

    Sept. 29, 2017 1:12 p.m.

    I perceive the inability of Republicans to act is because they're caught between a rock and a hard place. People now have the expectation that governments can override the laws of economics and give them free stuff, but Republicans are keenly aware that this is an impossibility. So they have two choices: either stop pretending the laws of economics are suggestions and get out of the health care business, or tinker with Obamacare in the vain hope that maybe they'll get lucky and find the silver bullet that destroys the laws of economics. Either way they lose. So the Democrats have artfully cornered the Republicans. Chalk one up for the Democrats!

    Too bad we the American people are the biggest losers.

  • David Centerville, UT
    Sept. 29, 2017 1:10 p.m.

    Many people think the solution to healthcare is a single payer system. My biggest concern with that is the social engineering that Government plays with--picking winners and losers, income redistribution.

    Someone decides one day that I am wealthy and must pay more taxes for the single payer system to make me poor. I work hard, took on risk and debt to build a very small business, but Government can destroy all of that.

    That is my big concern. Some talk about market uncertainty. I fear the uncertainty of Democrats playing with taxes and income redistribution. After 50+ years of war on poverty, where have Democrats taken us? What have they done to lift the poor.

    Forget Democrat social engineering and look to the LDS Church's welfare system if you want to really help someone get out of poverty.

  • David Centerville, UT
    Sept. 29, 2017 1:06 p.m.


    I can understand why rates are going up dramatically now at 39% in 2018...undertainty in the markets with Republicans partly to blame because they control power, they want to get rid of Obamacare, but to date have not been successful doing so. That is some uncertainty.

    But how do we expain the dramatic increases in health insurance premiums the past few years? Obama campaigned and promised that premiums would not go up. Wrong. Obama campaigned and promised that the average American would enjoy $2500 in savings. Wrong. If you were sold something that was completely oppositie of what the sales person stated and promised, what would you do? Take it back for a refund? Give that business a bad review? Never return to that business again?

    Just a few thoughts. Obamacare has been a great hardship on me and my family because of the monthly premiums. Paying $2600/month in 2017 is a tremendous burden. Paying $3600/mo in 2018 with the 38% premium increase is impossible. I don't qualify for subsidized insurance, but can't pay current rates as they stand. It's crushing. I wish democrats understood.

  • New to this Salt Lake City, UT
    Sept. 29, 2017 12:29 p.m.

    Wait! Let's look at the current facts in this article. 20% of the rise in insurance rates are based on the uncertainty of what congress will or won't do. Our Republican majority congress is capable yet unwilling to alter, adjust, and fix the problems we face. Responsibility needs to lie with those in power at this time not the in the past. Good advice for all problems. What can we do now is the crucial question. Not, what was done wrong yesterday?

    Sept. 29, 2017 12:01 p.m.

    @UtahnAbroad - Things do sound rosy in Germany and Canada and elsewhere, but those pesky laws of economics keep rearing their ugly heads. Mucking about with the marketplace creates bubbles that eventually pop.

    I recently had occasion to check into healthcare in a smallish city in British Columbia. Healthcare there is "free", but a third of the people have no doctor because of a severe shortage of doctors, both there as well as in Canada in general. You can go to their version of Insta-Care, but be prepared to spend hours in line and to come back tomorrow. There is also a burgeoning gray market, in which doctors will move people to the front of the line in return for a cash payment.

    Darn those laws of economics!

    The biggest problem with health care we have today is that too many people think their fearless leaders are smart enough to outwit the laws of economics. Well, when they accomplish that, I would like them to take a shot at the laws of thermodynamics, particularly number 2 - free energy would be great. Oh, and I'll second what Krauthammer said about it being impossible to revoke an entitlement. The camel's nose is in the tent.

  • Bigger Bubba Herriman, UT
    Sept. 29, 2017 11:55 a.m.

    I was going to comment about how Obama's ACA is a dismal failure, but I see many people have already made the point, so I'll go back to eating my lunch.

  • taking a stand for truth Lehi, UT
    Sept. 29, 2017 9:14 a.m.

    As a CPA I have been in the tax preparation business for a lifetime and have seen each year what people are paying for their health insurance. Never did insurance rates skyrocket like they have since Obamacare. People in general are now paying twice what they paid back then, inflation considered.

    I see a lot of complaining about how the Republicans are coming up with their health care changes without Democrat input. McCain is right. This is not good. But Obamacare was created entirely behind closed doors without Republican input and in fact few Democrats even had any idea what was in the package at the time they passed it.

    President Obama promised the American people their rates would not go up under ACA. Not so.

    Moreover, Pres Obama was careful to see that the penalties for noncompliance would hit hardest after he was out of office.

    So why have Republicans not reversed Obamacare? As Krauthammer well said: 'You cannot retract an entitlement once it's been granted' Herein lies the problem. It is political suicide to take away someone's entitlement. That is the problem DC is dealing with and why it is hard to extricate or reverse Obamacare.

  • jsf Centerville, UT
    Sept. 29, 2017 9:13 a.m.

    "hanks GOP, for gutting Obamacare. To those that think Obamacare is costing more, covering less and excluding folks, it's because Republicans,"

    Ridiculous liberal fake news and total lies. Haven't these liberals read the news. Those stupid republicans can't get their act together to stop this stupid Obamacare.

  • jsf Centerville, UT
    Sept. 29, 2017 8:53 a.m.

    "We can thank President Trump and the Republicans for the big increase in health care premiums. I can't understand why most Utahns voted for this outcome. So many people, especially children, are going to be hurt."

    Again another lie, this is all Obama and the Democrats. Please enough of the lies. Republicans and Trump have done nothing to end Obamacare. They have tried and failed.

  • Say No to BO Mapleton, UT
    Sept. 29, 2017 7:49 a.m.

    Back in the day when Obama was jamming ACA down our throats, there was a slogan going around that went something like this:

    If you think health care is expensive now, wait until it's free.

    And now we see what they meant.

  • There You Go Again St George, UT
    Sept. 29, 2017 7:26 a.m.


    How's that Repeal and Replace working for you?

    7 years to get it right...

    It must be awesome...

    Oh wait...

    The re-Publicans could not even get 51 votes to pass their last minute, hail Mary, mish-mash of re-Publican talking points.

    Another epic fail by the obstruct and sabotage crowd.

  • Hugo West Jordan, UT
    Sept. 29, 2017 7:09 a.m.

    You can tell how embarrassed Democrats are about Obamacare's failures by how desperate they are to pin it on Republicans - no matter how preposterous that is.

    Sorry Democrats but we warned you this would be the end-result of your ill-conceived social experiment in controlling healthcare insurance. You went ahead and passed the legislation without support from a single, solitary Republican. You own this mess!

  • RG Buena Vista, VA
    Sept. 29, 2017 6:17 a.m.

    To those who blame Republicans: you are both right and wrong. The GOP campaigned on promises to repeal and replace and they didn't do it. But the bigger issue is the passage of Obamacare in the first place. The Dems own that completely. It was always destined to fail. Its promises could never be kept, and its architects were caught on Charlie Rose (PBS) laughing about those promises. Gruber, the main architect, was caught on video explaining that if Americans really knew what Obamacare would do, it never would have passed. The GOP knew from the beginning that "you can keep your doctor" was a lie. Too bad so many Americans let Obama and his henchpersons pull the wool over their eyes.

  • Copybook Headings Draper, UT
    Sept. 29, 2017 4:52 a.m.

    "Stevenson told the Deseret News earlier this month that federal subsidies cover 72 percent of monthly premiums on average."

    A lot of these people getting free or heavily subsidized health insurance (courtesy of the US taxpayer) are going to the doctor (paid for by the US taxpayer), demanding painkillers (also paid for by the US taxpayer), and selling those painkillers on the street to addicts whose treatment will be paid for by the US taxpayer. Thanks Obama!

  • JimDabakis slc, UT
    Sept. 29, 2017 2:04 a.m.

    The insurance industry hates uncertainty more than anything. In April, Donald Trump told the Wall Street Journal that he planned to use the powers of his office to jeopardize health-care access for millions of low-income people, thus undermining America’s insurance markets.
    Under Obamacare, participating insurers are required to keep deductibles and co-payments affordable for low-income and the sick. In practice, this means that insurers must underprice the risk of covering such individuals, and, thus, accept a financial loss. To make that proposition more appealing to these for-profit companies, Obamacare provides them with subsidies.
    That forced insurance companies to either pull out of the Obamacare exchanges or raise premiums high enough to offset the costs of covering low-income enrollees without Uncle Sam’s help.
    The nonpartisan CBO says that average premiums in the health law marketplaces will go up next year “largely because of short-term market uncertainty — in particular, insurers’ uncertainty about whether federal funding for certain subsidies that are currently available will continue to be provided.” As reported in the New Yorker.

  • UtahnAbroad Sandy, UT
    Sept. 29, 2017 12:11 a.m.

    I'm an American in Germany.

    Germany spends less per capita than the US and covers everyone through a market/public partnership. Notice you never hear about people abroad shouting for American style healthcare. We are looked at like a huge joke who can't get it together.

    How does Germany do it?
    The government negotiates cheaper drug prices in bulk
    They limit how much people can be charged for procedures
    There are only 4-5 huge insurance companies that are heavily regulated and efficient
    Their doctors graduate with 0 student debt and can afford to practice in small towns
    Everyone is covered so overall health outcomes are better

  • Millenial Snow Sandy, UT
    Sept. 29, 2017 12:06 a.m.

    For all of you who blame Obama for everything, just remember that prices had been going up since the first Bush and that the Republicans had 8 years to write something and as of now have no real plan except to repeal, which would lead us to an even worse situation.

    So. What now? I'm excited for the 2018 elections.

  • SMcloud Sandy, UT
    Sept. 29, 2017 12:03 a.m.

    "uncertainty in the market" has led to some price hikes.

    If our legislators were serious about helping Americans, they would go after costs. But that would mean going after their campaign donors.

  • marxist Salt Lake City, UT
    Sept. 29, 2017 12:01 a.m.

    Note from the article: "The insurance rate increase can be explained by the expanding cost of health care itself, ***as well as carriers' uncertainty over whether the Trump administration will continue to put money into what are called cost-sharing reduction payments,*** said Steve Gooch, spokesman for the Utah Insurance Department.

    Trump sabotage.

  • tabuno Clearfield, UT
    Sept. 28, 2017 11:43 p.m.

    We can thank President Trump and the Republicans for the big increase in health care premiums. I can't understand why most Utahns voted for this outcome. So many people, especially children, are going to be hurt. Utahns were supposed to be more compassionate, in part, because of Jesus Christ. I still hope it's true.

  • Fullypresent Salt Lake City, UT
    Sept. 28, 2017 11:33 p.m.

    Thank Trump, the Republicans, and the insurance companies for making insurance under ACA unaffordable.

  • Holy-Schamoly-What Baloney Kaysville, UT
    Sept. 28, 2017 11:21 p.m.

    There you go again and Impartial 7----How's the Unaffordable Care Act working for you? Did you get to keep you doctor, or your health plan or did premiums go down? Did you get decent decuctables in your new plan or like everyone else's are they sky high so it's really only catastrophic insurance, not health insurance? Or were you lied to by the Democrats and the President who wanted a personal legacy more than telling us the truth?

    This will implode on it's own one of these days and NO it won't be the fault of the Republicans. They didn't want this albatross in the first place.

  • verlo Logan, UT
    Sept. 28, 2017 10:34 p.m.

    Wait a minute, I thought this was the year I was going to start seeing the $2,500.00 savings that Obama sold this on.

    Sept. 28, 2017 10:24 p.m.

    Obamacare premiums were artificially low because of the "subsidy" Obama was giving many insurance suppliers. Now you're seeing the real cost.

  • There You Go Again St George, UT
    Sept. 28, 2017 9:33 p.m.

    For 7 years the re-Publican Political Machine lied to their base.

    Repeal and Replace...nothing more than the cynical slogan it was...is...and forever will be known.

    The re-Publicans and their reality show host are alone responsible for what has happened to ACA premiums and deductibles.

    Unwilling to do any thing other than obstruct and sabotage the ACA, they have wittingly unleashed this outcome on American Citizens as well as individuals affiliated with the re-Publican Political Machine.

  • Impartial7 DRAPER, UT
    Sept. 28, 2017 9:15 p.m.

    Thanks GOP, for gutting Romneycare, I mean Obamacare. To those that think Obamacare is costing more, covering less and excluding folks, it's because Republicans, since day one, were committed to making it fail. Never mind how many Americans they harmed, as long as they killed health care.

  • toosmartforyou Kaysville, UT
    Sept. 28, 2017 8:48 p.m.

    WHY do we tolerate this blatant situation????????????????????

  • conservative scientist Lindon, UT
    Sept. 28, 2017 8:29 p.m.

    Obamacare saving us money again.

  • David Centerville, UT
    Sept. 28, 2017 7:50 p.m.

    My monthly premiums increased to $2600 for 2017. Another 30% increase will put them near $3400! This is obscene! Outrageous! Obamacare has been terrible for me and my family simply from the premiums we pay. I was already planning to pay the "penalty"/Obamacare tax and drop our insurance, which makes me feel very vulnerable and negligent as a father, or try to get something less expensive. Now, who knows what options for less expensive plans are out there. I already have a $10,000 deductable on our current plan. How can it get worse? Oh yeah, another 30% increase.

    Well, I'm glad I am paying for someone else's healthcare.