Remember social security ? Started off pretty good; but. congress dipped into
the kitty to keep deficits down; graying population; no revisiting the plan to
make it more sustainable; all conspiring to make it go bankrupt without more
infusion of government money. That money will come from increased taxes on a
diminishing tax base; or increased indebtedness - inflation - meaning money
worth less (maybe even just worthless ). Once you spill the milk, its impossible
to put it back into the bottle ( especially when its spilled into the trough ).
To come up with a national healthcare system is extremely difficult; which is
why Obama rammed it through, using false promises, and a very thick book, which
nobody had the time to read, let alone try to comprehend. I have to hand it to
the Democrats- they did stick together; no McCains to renege on a campaign
promise. To replace Obamacare has become political dynamite - there are groups
who give you grief, no matter what changes you try to make. Obama sabotaged his
own plan, not the GOP. The current Obamacare was planned to fail, leaving its
victims to plead like addicts for an increased dose.
Seems very convenient timing. Makes you wonder if even the ACA is abolished, if
the rates are going to stay even or keeps going up annually. It seems like
something is always discovered every year to allegedly justify the need to raise
the rates with every annual tiny pay raise. Is it possible that while a hard
working 40 hours a week American worker is sweating away in the trenches, a
group of powerful people is playing golf while discussing the new rate for next
year? I'm talking about the real people who can call the POTUS and Senate
leaders at any hour of the day or night 24/7.
The Democratic leadership, fearful that momentum for Obamacare was fading as it
continued to poll poorly, decided to rush a bill through the Senate before
Christmas 2009. On November 18, Majority Leader Harry Reid merged two separate
pending bills into a bill to be voted on by the Senate
. To meet the
self-imposed Christmas deadline, Reid provided only six days for debate (on the
final version of the bill). The Senate bill passed on a strict party line vote,
60-39.Most members of congress remarked they did not have time to
read the bill.
I've been buying my insurance on the individual "marketplace" for
the majority of the time since 2000. Monday I start with a large employer and I
will be spared the 39% raise in my premiums!!!The individual market
is broken. Grump about Obamacare, but the GOP plan was worse. GOP plan did
nothing to get rid of the injustice of different plans with different rules and
different risk pools. I would of supported the GOP effort but they kept the
individual market's higher costs etc. Their plan was more interested in
tax cuts for the wealthy than cutting costs or creating an equal playing field
for all Americans.A bipartisan plan is needed that 1. All
Americans who purchase insurance have equal access to the same plans at the same
cost and with the same protections as everyone else. HMO's can't
parse Americans into separate and unequal "risk pools" based on how a
person makes money or if they were born or developed a "pre existing
condition".2. The rules for tax treatment or subsidies should be the
same for everyone self employed or for a corporation.3. Control drug
costs and expand coverage4. The same plans and coverage congress has
would be available to all people.
Low information, AM talk radio parrots. The screaming of "fake news"
will not change the factual information involved. What is the SPECIFIC plan
regarding those labeled with PECs? Thank youThe ACA was debated in 3
House committees and 2 Senate committees, and subject to hours of bipartisan
debate that allowed for the introduction of amendments. Not any major piece of
legislation was completely devoid of public forums of any kind, and that were
crafted outside of the normal committee and subcommittee structure to this
extent! Another example intended to promote transparency is an independent audit
of the financial ramifications of a bill by the nonpartisan CBO. While numerous
bills eventually coalesced into what became the ACA, the CBO provided numerous
reports on multiple aspects of the law ahead of its vote in the Senate. Another
metric one could use to look at legislative transparency is the extent to which
the opposition party was included in the process. The ACA passed without a
single Republican vote, but the contents of the bill were nonetheless made
available to both parties multiple times throughout its development, as
described by the New York Times. Keep digging!
I perceive the inability of Republicans to act is because they're caught
between a rock and a hard place. People now have the expectation that
governments can override the laws of economics and give them free stuff, but
Republicans are keenly aware that this is an impossibility. So they have two
choices: either stop pretending the laws of economics are suggestions and get
out of the health care business, or tinker with Obamacare in the vain hope that
maybe they'll get lucky and find the silver bullet that destroys the laws
of economics. Either way they lose. So the Democrats have artfully cornered the
Republicans. Chalk one up for the Democrats!Too bad we the American
people are the biggest losers.
Many people think the solution to healthcare is a single payer system. My
biggest concern with that is the social engineering that Government plays
with--picking winners and losers, income redistribution.Someone
decides one day that I am wealthy and must pay more taxes for the single payer
system to make me poor. I work hard, took on risk and debt to build a very
small business, but Government can destroy all of that. That is my
big concern. Some talk about market uncertainty. I fear the uncertainty of
Democrats playing with taxes and income redistribution. After 50+ years of war
on poverty, where have Democrats taken us? What have they done to lift the
poor.Forget Democrat social engineering and look to the LDS
Church's welfare system if you want to really help someone get out of
JimDabakis,I can understand why rates are going up dramatically now
at 39% in 2018...undertainty in the markets with Republicans partly to blame
because they control power, they want to get rid of Obamacare, but to date have
not been successful doing so. That is some uncertainty.But how do
we expain the dramatic increases in health insurance premiums the past few
years? Obama campaigned and promised that premiums would not go up. Wrong.
Obama campaigned and promised that the average American would enjoy $2500 in
savings. Wrong. If you were sold something that was completely oppositie of
what the sales person stated and promised, what would you do? Take it back for
a refund? Give that business a bad review? Never return to that business
again?Just a few thoughts. Obamacare has been a great hardship on
me and my family because of the monthly premiums. Paying $2600/month in 2017
is a tremendous burden. Paying $3600/mo in 2018 with the 38% premium increase
is impossible. I don't qualify for subsidized insurance, but can't
pay current rates as they stand. It's crushing. I wish democrats
Wait! Let's look at the current facts in this article. 20% of the rise in
insurance rates are based on the uncertainty of what congress will or won't
do. Our Republican majority congress is capable yet unwilling to alter, adjust,
and fix the problems we face. Responsibility needs to lie with those in power at
this time not the in the past. Good advice for all problems. What can we do now
is the crucial question. Not, what was done wrong yesterday?
@UtahnAbroad - Things do sound rosy in Germany and Canada and elsewhere, but
those pesky laws of economics keep rearing their ugly heads. Mucking about with
the marketplace creates bubbles that eventually pop.I recently had
occasion to check into healthcare in a smallish city in British Columbia.
Healthcare there is "free", but a third of the people have no doctor
because of a severe shortage of doctors, both there as well as in Canada in
general. You can go to their version of Insta-Care, but be prepared to spend
hours in line and to come back tomorrow. There is also a burgeoning gray
market, in which doctors will move people to the front of the line in return for
a cash payment.Darn those laws of economics!The biggest
problem with health care we have today is that too many people think their
fearless leaders are smart enough to outwit the laws of economics. Well, when
they accomplish that, I would like them to take a shot at the laws of
thermodynamics, particularly number 2 - free energy would be great. Oh, and
I'll second what Krauthammer said about it being impossible to revoke an
entitlement. The camel's nose is in the tent.
I was going to comment about how Obama's ACA is a dismal failure, but I see
many people have already made the point, so I'll go back to eating my
As a CPA I have been in the tax preparation business for a lifetime and have
seen each year what people are paying for their health insurance. Never did
insurance rates skyrocket like they have since Obamacare. People in general are
now paying twice what they paid back then, inflation considered. I
see a lot of complaining about how the Republicans are coming up with their
health care changes without Democrat input. McCain is right. This is not good.
But Obamacare was created entirely behind closed doors without Republican input
and in fact few Democrats even had any idea what was in the package at the time
they passed it.President Obama promised the American people their
rates would not go up under ACA. Not so.Moreover, Pres Obama was
careful to see that the penalties for noncompliance would hit hardest after he
was out of office.So why have Republicans not reversed Obamacare?
As Krauthammer well said: 'You cannot retract an entitlement once it's
been granted' Herein lies the problem. It is political suicide to take
away someone's entitlement. That is the problem DC is dealing with and why
it is hard to extricate or reverse Obamacare.
"hanks GOP, for gutting Obamacare. To those that think Obamacare is costing
more, covering less and excluding folks, it's because Republicans,"Ridiculous liberal fake news and total lies. Haven't these liberals
read the news. Those stupid republicans can't get their act together to
stop this stupid Obamacare.
"We can thank President Trump and the Republicans for the big increase in
health care premiums. I can't understand why most Utahns voted for this
outcome. So many people, especially children, are going to be hurt."Again another lie, this is all Obama and the Democrats. Please enough
of the lies. Republicans and Trump have done nothing to end Obamacare. They
have tried and failed.
Back in the day when Obama was jamming ACA down our throats, there was a slogan
going around that went something like this:If you think health care
is expensive now, wait until it's free.And now we see what they
@Baloney...How's that Repeal and Replace working for you?7 years to get it right...It must be awesome...Oh wait...The re-Publicans could not even get 51 votes to pass
their last minute, hail Mary, mish-mash of re-Publican talking points.Another epic fail by the obstruct and sabotage crowd.
You can tell how embarrassed Democrats are about Obamacare's failures by
how desperate they are to pin it on Republicans - no matter how preposterous
that is. Sorry Democrats but we warned you this would be the
end-result of your ill-conceived social experiment in controlling healthcare
insurance. You went ahead and passed the legislation without support from a
single, solitary Republican. You own this mess!
To those who blame Republicans: you are both right and wrong. The GOP campaigned
on promises to repeal and replace and they didn't do it. But the bigger
issue is the passage of Obamacare in the first place. The Dems own that
completely. It was always destined to fail. Its promises could never be kept,
and its architects were caught on Charlie Rose (PBS) laughing about those
promises. Gruber, the main architect, was caught on video explaining that if
Americans really knew what Obamacare would do, it never would have passed. The
GOP knew from the beginning that "you can keep your doctor" was a lie.
Too bad so many Americans let Obama and his henchpersons pull the wool over
"Stevenson told the Deseret News earlier this month that federal subsidies
cover 72 percent of monthly premiums on average." A lot of these
people getting free or heavily subsidized health insurance (courtesy of the US
taxpayer) are going to the doctor (paid for by the US taxpayer), demanding
painkillers (also paid for by the US taxpayer), and selling those painkillers on
the street to addicts whose treatment will be paid for by the US taxpayer.
The insurance industry hates uncertainty more than anything. In April, Donald
Trump told the Wall Street Journal that he planned to use the powers of his
office to jeopardize health-care access for millions of low-income people, thus
undermining America’s insurance markets. Under Obamacare,
participating insurers are required to keep deductibles and co-payments
affordable for low-income and the sick. In practice, this means that insurers
must underprice the risk of covering such individuals, and, thus, accept a
financial loss. To make that proposition more appealing to these for-profit
companies, Obamacare provides them with subsidies.That forced insurance
companies to either pull out of the Obamacare exchanges or raise premiums high
enough to offset the costs of covering low-income enrollees without Uncle
Sam’s help.The nonpartisan CBO says that average premiums in the
health law marketplaces will go up next year “largely because of
short-term market uncertainty — in particular, insurers’ uncertainty
about whether federal funding for certain subsidies that are currently available
will continue to be provided.” As reported in the New Yorker.
I'm an American in Germany.Germany spends less per capita than
the US and covers everyone through a market/public partnership. Notice you never
hear about people abroad shouting for American style healthcare. We are looked
at like a huge joke who can't get it together.How does Germany
do it?The government negotiates cheaper drug prices in bulkThey
limit how much people can be charged for proceduresThere are only 4-5 huge
insurance companies that are heavily regulated and efficientTheir doctors
graduate with 0 student debt and can afford to practice in small townsEveryone is covered so overall health outcomes are better
For all of you who blame Obama for everything, just remember that prices had
been going up since the first Bush and that the Republicans had 8 years to write
something and as of now have no real plan except to repeal, which would lead us
to an even worse situation.So. What now? I'm excited for the
"uncertainty in the market" has led to some price hikes.If
our legislators were serious about helping Americans, they would go after costs.
But that would mean going after their campaign donors.
Note from the article: "The insurance rate increase can be explained by the
expanding cost of health care itself, ***as well as carriers' uncertainty
over whether the Trump administration will continue to put money into what are
called cost-sharing reduction payments,*** said Steve Gooch, spokesman for the
Utah Insurance Department.Trump sabotage.
We can thank President Trump and the Republicans for the big increase in health
care premiums. I can't understand why most Utahns voted for this outcome.
So many people, especially children, are going to be hurt. Utahns were supposed
to be more compassionate, in part, because of Jesus Christ. I still hope
Thank Trump, the Republicans, and the insurance companies for making insurance
under ACA unaffordable.
There you go again and Impartial 7----How's the Unaffordable Care Act
working for you? Did you get to keep you doctor, or your health plan or did
premiums go down? Did you get decent decuctables in your new plan or like
everyone else's are they sky high so it's really only catastrophic
insurance, not health insurance? Or were you lied to by the Democrats and the
President who wanted a personal legacy more than telling us the truth?This will implode on it's own one of these days and NO it won't be
the fault of the Republicans. They didn't want this albatross in the first
Wait a minute, I thought this was the year I was going to start seeing the
$2,500.00 savings that Obama sold this on.
Obamacare premiums were artificially low because of the "subsidy" Obama
was giving many insurance suppliers. Now you're seeing the real cost.
For 7 years the re-Publican Political Machine lied to their base.Repeal and Replace...nothing more than the cynical slogan it was...is...and
forever will be known.The re-Publicans and their reality show host
are alone responsible for what has happened to ACA premiums and deductibles.Unwilling to do any thing other than obstruct and sabotage the ACA, they
have wittingly unleashed this outcome on American Citizens as well as
individuals affiliated with the re-Publican Political Machine.
Thanks GOP, for gutting Romneycare, I mean Obamacare. To those that think
Obamacare is costing more, covering less and excluding folks, it's because
Republicans, since day one, were committed to making it fail. Never mind how
many Americans they harmed, as long as they killed health care.
WHY do we tolerate this blatant situation????????????????????
Obamacare saving us money again.
My monthly premiums increased to $2600 for 2017. Another 30% increase will put
them near $3400! This is obscene! Outrageous! Obamacare has been terrible for
me and my family simply from the premiums we pay. I was already planning to pay
the "penalty"/Obamacare tax and drop our insurance, which makes me feel
very vulnerable and negligent as a father, or try to get something less
expensive. Now, who knows what options for less expensive plans are out there.
I already have a $10,000 deductable on our current plan. How can it get worse?
Oh yeah, another 30% increase.Well, I'm glad I am paying for
someone else's healthcare.