The key issue is affordable housing without a subsidy, as it will then create a
free market that will fuel expansion. In order to do this the construction cost
must come down drastically. To lower the cost you have to re-think what basic
housing is and get expectations in line with budgets. Entitlement thinking has
to go away.Jamming a bunch of people into high density apartments is
not the only solution. As people age so do their needs. I favor the flexible
housing, polyaptum, concept personally. While quite popular overseas, it has not
taken hold in the USA to date.Companies like Flexxee and Southern
Utah University are trying to change this with their open architecture
approach.However, the real appeal to me is to have developers design
out obsolescence from day one. Thus a home that can be one bedroom one day and
four bedrooms the next with NO remodeling costs seems like a great solution for
affordable housing.Rather than move families from one home to
another as their needs change, flexible housing seems like the way to go.
Third try screen name asks "How's that Medicaid plan working out for
you?"My son qualified for the Medicaid expansion and he has
insurance coverage now for other first time in five years. The answer is
"very, very well". We--and he--are profoundly grateful to everyone who
had a hand in the Health Care Reform Act.
What is affordable for one is not for another. People at different ages find
themselves in the situation that they have not had much credit so will not be
financed and haven't saved up the tens of thousands required for even a
modest home so cannot buy cash either.It's much cheaper to buy
than rent and more and more homes are rented.There are those who
think that 57% of their fellow Americans are inferior because they don't
earn enough to pay income tax, they are often unemployed or on a fixed income
having retired.I'm all for self reliance to the full extent
possible, but it's not true to assume that everyone in dire straits has
brought it upon himself, or that the rich are honest and the poor irresponsible.
I believe that what the scriptures say about the wealthy is usually true,
likewise the learned and the worldly-wise.I don't believe in
socialism but belong to a Church that seeks to inspire its members to
voluntarily consecrate all they have and are to their fellow members, to be
administered by sound judgment and inspiration. There are undeserving poor and
Why does the DN keep publishing socialist articles and fail to mention
struggling middle class taxpayers who are footing the bill for subsidies .
My family cannot afford to subsidize those who work for low wages
then get food stamps and reduced housing. Theyshould go to their
Paying a living wage? Let's address that as the separate subject it is. It
is too bad that so many supposedly intelligent people fail to prepare for their
own later years. Social security was never intended to be enough to retire on,
and it isn't. All the years I lived in UT, I saw most skilled labor, making
GOOD money, buying new cars, 4X4s, and boats, but never putting a dime towards
retirement. I lived near Philly PA for many years. A story hit the media of a
school janitor, who saved from his "meager" income. He retired on a
small stipend and his savings. When he died at 75 he left an endowment of
$200,000 for a scholarship. His bank account had an additional balance of
$200,000. He was noted for talking to students around the school about saving
for emergencies.If your job doesn't pay a "living
wage," leave it. Either get the education or move to a location where the
pay is higher. You make choices in life! Move to W.TX or N. Dakota. I saved and
don't want to have my savings taxed to salvage your mistakes.
While I certainly understand the need for low income housing - especially for
the elderly who can no longer earn any income- the US Gov't should not, nor
should they have ever been, in the housing business. We have already raised
several generations of people who are content to let the Gov't provide
their living essentials for them while doing little or nothing to help
themselves. The cycle needs to be broken. Now is a good time to start. It's
too late for the elderly to "take care of business" but it is not to
late for anyone under the age of 60. Now, put your shoulder to the wheel and
take care of your own families like the rest of us have struggled to do-
successfully, I might add.
My observations have often noted that government regulation has become a dirty
word. Regulations by their very existence cause prices to go up. We need to be
able to create incentives for good choices. Instead, government seems bent on
control and wealth - noting how many of our elected government leaders seem to
come into wealth during their terms in office. Government was supposed to
provide infrastructure and so forth.There was a homesteading act
which awarded parcels to people willing to put in a crop, build a house and so
forth. These properties because profitable for the occupants willing to work
and provided a tax base for the government. Couldn't we do something
similar with all the vacant properties that seem to be present in every city?
Let people occupy these places, fix them up, grow a garden and as long as
improvements and expectations are met, they have a roof over their head and an
incentive to contribute to their own prosperity. I know its not that simple,
but somehow people need a chance to build their own lives.
Is the Deseret News turning socialist on us? I see an article on the government
needing to help families (more handouts), and now an article on the need for
affordable housing... We don't need the government to provide these things.
We need the government to stay the heck out of the way and make sure that laws
are enforced and that very basic services (that can't be done in any other
way), are provided. When someone is subsidized, it means money is confiscated
from someone else in order for that to happen.
Seen the word subsidy in the article. Like President Reagan said,"The
Government doesn't solve problems; they subsidize them." Sad, so
Notice there is a direct relationship between the sher number of immigrants and
the affordable housing problem?It is a fact that when given a finite
set of resources and you increase demand for those resources, prices will
increase accordingly.It is part of the law of supply and demand.Either reduce demand (preferred) or increase supply.Note: greedy
landlords aren't helping keep prices down. Rents generally go up at a
significanty higher percentage than the cost of living (currently hovering about
2%).I have seen landlords that know how much social security gives for an
increase and raise rents *exactly* by that amount.Most housing is
price fixed via landlords joining private organizations.One of those was
called 'landlord summit' whereby landlords got together and
'price fixed' rents and twisted leases into unconscionable agreements
that the tenant couldn't get out of.Example: having leases expire at
times other than on the 1st of any given month just to squeeze additional
month's rent from them knowing that other landlords will charge the tenant
starting on the 1st.Section 8 won't usually allow for that but
if you are on your own, caviet emptar so to speak.
My2cents, you hit it on the nose. Construction use to be a career that you
could raise a single income family on. Because of illegal immigration some
trades barely make minimum wage. I am a electrician. I went to college for four
years and make a decent wage for now. Unfortunately they are working to change
the licensing requirements so the last good paying trades will be taken over by
illegal workers. Illegals don't work harder, they work cheaper because
they do not play by the rules. They say "Americans don't want to do
these jobs" well that is because they can't make a living, not because
they don't want to work.
I noticed the word “subsidy” in conjunction with affordable housing.
Heavens, anything is affordable if it is subsidized. Strategically
people have not planned for retirement, for various reasons. Now they see
government as the first source of help in subsidizing their desired life style.
The middlemen as the providers of the housing, and related
“services” also profit and hold influence with our part-time
legislators who then increase the subsidy and corresponding burden on the
citizens. Local government, i.e. planning and zoning authorities
are leery of “subsidized” or “affordable” housing
because it weakens the tax base and increases per capita use of utilities.
Often the developers who get the project going, back out, go bankrupt and the
project is in danger of becoming a long term problem without solution. See
Midtown Manor in Orem as a development gone south.I notice that the
concept of family involvement was not mentioned. We also have destroyed the
idea that reliance upon family members is a good thing or even possible. Day
care, school lunch, for example teaches the children that
“government” is the provider of care and food. So why not Mom and
This is a good thing. We do need affordable housing. And, we also need to
address the issue of paying a living wage to people.
The allure of something-for-nothing will only create a greater need. Pushing off
our responsibilities on government is a foolish plan. For example, how's
that Medicaid plan working out for you?
This is what happens when you let so many real estate developers into your
At 55 I was HAMP Scammed out of my house by Wells Farge tricking me to default
to get a modification. After that the government threw me a small check and
sent me down the road. Now at 59 and not able to buy a house, I must pay the
high rents. There is something wrong with this system. There are no rights for
the older person. I can only wonder when I get alot older and not be able to
work with my home that was my retirement taken by a despicable bank, if I will
be living in the streets. This is not the America I grew up in.
This is a rather misleading story to perhaps earmark a lot of subsidy money for
some contractors to build some high rise millions dollar penthouses for the rich
with 2 or more homes. Of course it will be bid out as affordable housing but not
for he poor but the rich.Utah is hardly what we could call
affordable housing poor, we have thousands of cheap homes and empty properties
to buy or rent so its not that they aren't affordable to the poor. Its
becasue the poor are so underpaid by corporate Utah who is profiting in million
dollar and hour stock market manipulation of labor costs and state and federal
tax fraud by keeping illegal aliens employed so citiznes can't demand more
pay to afford to live on and rent the properties that are empty. The citizens of
Utah are so underpaid that poverty would be an improvement in their economic
strife. Affordable housing means underpaid workers to prevent
prosperity and tax fraud have priority over Americans and job earnings. Some
housing is affordable if you have poverty income and its not related to
unemployment, its all about labor fraud and manipulation.
She bought a trailer before knowing if she could afford lot rent?