Judge orders Josh Powell life insurance money be split 50-50

Return To Article
Add a comment
  • CDL Los Angeles, CA
    May 20, 2014 8:07 p.m.

    I have no problem with the Coxes getting the money, but the Powell's have been huge pains and have caused a great deal of pain for the Coxes.

  • sammyg Springville, UT
    May 20, 2014 7:35 p.m.

    Sorry for three posts, one of them didn't get posted in a timely manner, thought it was denied and I followed up with another.

    Hope the information was helpful to some.

    That's A Good One... thanks for your kind comment.

  • That's A Good One Salt Lake City, UT
    May 20, 2014 12:14 p.m.

    sammyg, thanks for breathing some common sense fresh air into an otherwise ridiculous collection of comments that are based (maybe understandably so) on emotion and opinion instead of actual law or fact.

  • airnaut Everett, 00
    May 20, 2014 11:02 a.m.

    Steven Powell, Josh Powell's father who was recently released from prison after serving 30 months for taking voyeuristic pictures of two neighbor girls, will not be receiving any of the life insurance money in question, he said.


    Thanks for reporting "that" fatoid in this article.

    Perhaps now the endless witch hunt into everything Steven Powell does will stop being reprted in the Deseet News.

  • sammyg Springville, UT
    May 20, 2014 7:35 a.m.

    Howard Beal

    Your questions...

    In this case a death occurred and a claim was paid. Did the insurance company deny the claim because of a crime or suicide? No.

    Susan is officially classified as a missing person, when Susan is declared dead according to the law, the insurance company will pay the claim.

    Did Josh die? Yes. Did the insurance company pay a claim. Yes. It didn't matter how. (Death by suicide after a mandatory exclusionary period of 2 years is covered.)

    Insurance companies exist to make money and provide a service in exchange for a premium.

    These policies were probably term life contracts, inexpensive contracts where the company expected the owner to eventually surrender later in life when they become too expensive to renew. About 1% of these policies are ever paid out on yet they provide a 'peace of mind' for millions of people in the event of the unthinkable.

    The Powell tragedy was the unthinkable.

    Become educated. Read up on aleatory, unilateral contracts, and contracts of adhesion. Simple things to understand.

    As much as all of us 'hate' the circumstances of what happened with the Powell family it does not change the law of contracts.

  • Howard Beal Provo, UT
    May 19, 2014 9:41 p.m.

    However, do policies pay out when death comes via a crime? Josh Powell killed himself but he also murdered his children with that action. As far as the death of Susan Cox Powell, I have no idea how that would be decided. But it seems to be no insurance payout should be granted in Powell's actual death.

  • rlsintx Plano, TX
    May 19, 2014 8:59 p.m.

    K -

    Life insurance policies generally pay out in suicide cases after the first 2 years the policy is in effect.

  • sammyg Springville, UT
    May 19, 2014 8:53 p.m.

    I find some of the comments rather strange about the money.

    First of all life insurance pay outs are based upon simple contracts. You pay a premium and the insurance company agrees to pay a death benefit.

    In the event that a beneficiary dies then the court steps in and distributes the proceeds according to established law, it has nothing to do with how a person dies or who commits the murder in this case.

    Suicide clauses typically protect the insurance company for a period of two years. It can very from state to state. If I bought a policy and killed myself within that two year period the insurance company would not have to pay the life insurance benefit, only a return of premiums paid.

    The insurance company was fulfilling its contractual obligations and the judge applied the law correctly.

    I was glad that Josh and his wife Susan made the decisions to buy life insurance. It's a tragedy that all of this happened. Hopefully the money will be used for good purposes.

    The idea that the money is tainted or the families shouldn't get it is ludicrous.

    And yes, I'ma licensed insurance agent

  • let's roll LEHI, UT
    May 19, 2014 7:21 p.m.

    If the families opt to continue to battle each other, most of the money will end up in the pockets of the lawyers...their choice.

  • BYUalum South Jordan, UT
    May 19, 2014 6:27 p.m.

    Personally, I think the whole Powell family is kinda loony tunes! I think the money ought to go to the Cox family. They tried and tried to get custody of those little boys and protect them from any harm and were denied. Then the boys were literally snatched away by Josh and murdered. Their attorney bills have to be hefty. With Susan's disappearance and death still an unsolved mystery and completely tied to Josh, I vote for the Coxes!

  • Furry1993 Ogden, UT
    May 19, 2014 5:55 p.m.

    I really wish that neither the Powells nor the Coxes got any of the money. Let it go to a worthy charity not connected with either family, and let it do some good.

  • sammyg Springville, UT
    May 19, 2014 5:00 p.m.


    Insurance payouts are the result of contractual obligations agreed upon between the insurance company and the policy owner. An owner pays a premium and in the event of a death an insurance company pays out a death benefit. While the manner of death is unfortunate it still does not release the insurance company from fulfilling its obligation to the insurance contract.

    The money wasn't earned, it was a simple contractual obligation brought about by an insured's death.

    Had the insureds lived to ripe old ages and the payment of premiums continued, the insurance company would have still paid the death benefits whether or not they resulted from natural or unnatural causes.

    Money can and does help individuals through the bereavement process. In addition the good that can happen with this money can accomplish great things despite the evil that brought about the deaths.

    I'm sure the Cox family will do a lot of good with this money. It will definitely offset the financial burden they suffered through this ordeal. I'm sure it will help the other families as well.

    The idea that the money is tainted and should not be awarded is patently wrong.

  • K Mchenry, IL
    May 19, 2014 5:00 p.m.

    How can a murder suicide policy pay out at all? The insurance company should not be required to pay a dime.

    His family should not get any money for Susan's policy.

  • LivinLarge Bountiful, UT
    May 19, 2014 4:01 p.m.

    Seems fair to all parties concerned...time to move on.

  • Brahmabull sandy, ut
    May 19, 2014 3:01 p.m.

    None of them should get any of it. After all, it is money that was paid out in direct correlation to the heinous acts that Josh Powell committed. I wouldn't have anything to do with such money that was earned through evil acts.

  • Julie gluten free mother SALT LAKE CITY, UT
    May 19, 2014 2:41 p.m.

    I wonder why the money wasn't divided evenly between Josh's siblings. Either way I am just glad that evil father of Josh didn't get any.