Letter: Experience with the ACA

Return To Article
Add a comment
  • pragmatistferlife salt lake city, utah
    Feb. 21, 2014 7:53 a.m.

    Sven, you all just keep hoping that by continually telling falsehoods and half truths people will believe you. Not going to happen, as the roll out continues to pick up steam and successes.

    First of all the majority of businesses (those with over 100 employees) don't have a reprieve from the mandate. They simply only need to have 70% of employees covered by 2015 instead of 90%.

    Those with under 100 employees did get a year reprieve because many of them have never provided insurance before and this gives them additional time to adjust. With the law going no where you are really going to have to talk hard to convince anyone this is a bad think.

    You say young people aren't signing up. Not true 24 to 30 percent of all new signups are under 35. Besides the point of the young is not to have young participants it's to have healthy participants, so as long as healthy adults of any age are signing up we're good, and that is absolutely happening.

  • Open Minded Mormon Everett, 00
    Feb. 21, 2014 7:28 a.m.


    Don't tell ANY Good stories -- only the BAD stories....

    We don't the truth or reality skewing or clearing the Conservative's World of Make-Believe.

  • Crusader Layton, UT
    Feb. 20, 2014 4:59 p.m.

    "Maybe you were taught different things about the responsibilities of life. I was taught that the duty of a father and husband was to take care of his family without holding his hand out to his neighbors."

    Mike after reading this I am absolutely sure that you will support removing the per child tax credit. That way a father and husband would be taking care of his family without holding his hand out to his neighbors.

  • gwenR. USA, FL
    Feb. 20, 2014 1:07 p.m.

    I'm happy to have the chance to relate our very positive experience with the ACA. I think that often it's only the negative stories that make the news.
    My husband and I were notified early last year that we were losing his employer based insurance. As it was, between premiums and copays, we were paying close to 25% of our monthly income on medical. COBRA would have been more than our monthly income. We worried all last year what we'd do for health insurance in 2014. We are both 3 - 5 years away from Medicare.
    In late November, we were able to log onto the ACA website without any problems. We easily found a plan we could not only afford but one that has reduced our outlay for premiums and copays more than 75% over our previous policy. Our doctors were all on the plan we chose. My husband and I have both been to the doctor already this year and have had absolutely no problems with our new insurance carrier.

    No doubt there are others who have had a different experience, but for our family the ACA has been nothing but a miracle and a tremendous financial blessing.

  • Sven Morgan, UT
    Feb. 20, 2014 12:09 p.m.

    Just a few interesting tidbits concerning Obamacare and its raging success!

    * The goal for Obamacare enrollees was supposed to be at least 7 million. Sadly only 3.3 million have enrolled to date. Now why would that be?

    * VP Joe Biden just announced: "We may not get to seven million, we may get to five or six, but that's a hell of a start…" Sure thing Joe! I guess people just don’t want to save all of the money you and the Dems told them they would.

    * Oregon, that great progressive bastion still has NO Enrollments in their Oregon Health Exchange. Imagine that!

    * Young Adults, 35 and under, who were being counted on to sign up for ACA (these are the folks who pay more into the system and take little out) are NOT signing up. Funny how things change when you find out you're the one paying the freight. Hope and Change, collectivism, wealth redistribution all sounded great as a college student; now, not so much.

    Yep, Obamacare is a raging success!

  • Sven Morgan, UT
    Feb. 20, 2014 8:35 a.m.

    I'm really confused here...maybe you good folks can help me out.

    Obamacare is now the law of the land, period. SCOTUS has deemed it a tax. We were told prior to its passage, and even to this day by Obama himself, that ACA is vital to helping bring America's healthcare costs down, and to improve healthcare. We were told it just COULDN'T WAIT! Okay, so why did Obama initially delay the "Employer Mandate" portion of ACA until 2014, but as recently as a week or two ago, has indicated that he may delay it until 2016? The majority of Americans receive their health insurance through their employers.

    Again, if this process for signing up is so smooth, such a great deal, so vital for bringing our healthcare costs down, why would Obama delay the employer mandate portion, which the bulk of Americans fall under, for another two years?

    Here's a clue: the individual mandate portion of ACA was an unmitigated disaster. The employer mandate is going to be the same mess on steroids.

    The young college age folks are just know coming to understand, it is they who will pay the bulk on this disaster.

  • RFLASH Salt Lake City, UT
    Feb. 19, 2014 11:26 p.m.

    I bet in time we will find that the ACA does work. It is a huge thing to get going. You can't tell me that what we had before was better. I know one guy, before ACA had to buy insurance for his family because he is self employed. The best he cold find cost him $700 a month with a $7,000 co pay! Think how hard republicans tried to destroy everything Obama did! You think they will ever admit that they are wrong? Our state is filled with Obama haters. What have republicans done for us? They have done nothing. They spent all of their time trying to bring Obama down, and that is it! Now they are ripping each other apart!

  • Gildas LOGAN, UT
    Feb. 19, 2014 9:36 p.m.

    I like that someone shared an experience with enrolling through the ACA site. However I think a sample of one is too small and I would love to hear other experiences also. I do think that the "Cobra" program, for those who stop working for a company and want to keep their insurance w'o being subsidized by the employer's share, until finding another insurance provider, is typically an expensive way to go.

    One thing that I should say is that it is not necessary to enroll on the official Obama site. If I am not very much mistaken you can enroll with any compatible program privately as well.

  • Schnee Salt Lake City, UT
    Feb. 19, 2014 6:49 p.m.

    @Mike Richards
    We were already paying for their healthcare. The average American family was spending a thousand dollars a year for emergency care for the uninsured (Romney talked about this when he was touting Romneycare as a means of eliminating free-riders).

    After all one of the major complaints about Obamacare is the insurance mandate. It's deemed a burden on the poor. So which is it? Are the poor being harmed by having to actually put something into the insurance pot, or are they just a bunch of moochers getting free health insurance? I'd like to know because your side makes both arguments.

  • Anti Bush-Obama Chihuahua, 00
    Feb. 19, 2014 6:03 p.m.

    Well im in the age group that needs to buy this in order to sustain it. If I came back to the U.S. I would never buy obamacare even if I got cancer. I will just die my own way rather than the alternative.

  • Utefan60 Salt Lake City, UT
    Feb. 19, 2014 5:56 p.m.

    Well Mike Richards weighed in. And as usual a family getting the health care that they desperately need is belittled by dogma.

    I pay huge property taxes and that goes to support children that I don't have in the system....opps Mike. Should my neighbors kids not get the education they need because they are getting support from the government? Those darn freeloaders!

    These people are coming across very mean spirited to those who need help. I get so tired of their attitudes!

  • KJB1 Eugene, OR
    Feb. 19, 2014 5:37 p.m.


    Did your family go to public school? Do they drive on paved roads? Do you use streetlights to see after dark? Is your property protected by the police and fire departments? Do you rely upon the military to protect you from foreign invasions? Do you eat food that was inspected for safety? Have you ever dropped a letter in a mailbox? Have you ever used a public park?

    If you've answered "yes" to any of these questions, then congratulations. You've expected other people to do something you weren't willing to do yourself. Guess you were robbed of the experience of being responsible.

    I have to agree with Schnee. Some people just like to complain.

  • Turtles Run Houston, TX
    Feb. 19, 2014 5:18 p.m.

    @Mike Richards

    Then by your definition there should be no health insurance coverage at all. That is how health insurance is run, money is pooled together and risk is spread out within the group. This way groups share costs and responsibilities.

    The "experience of being responsible" you describe is not realistic and opens you up to the experience of bankruptcy and sub-standard health care. Our nation spends more per person on health care costs because we allowed the most inefficient system of medicine to root itself here. Those fiscally responsible understand the system is unsustainable and action needed to be taken.

    Feb. 19, 2014 5:14 p.m.

    Mike, Without your employer paying most of your current coverage, you would think $978 was a great deal.

    Your co-workers are currently contributing to pay your premiums.

  • E Sam Provo, UT
    Feb. 19, 2014 4:48 p.m.

    Great letter. See, it is too working!

  • Mike Richards South Jordan, Utah
    Feb. 19, 2014 3:58 p.m.


    Maybe you were taught different things about the responsibilities of life. I was taught that the duty of a father and husband was to take care of his family without holding his hand out to his neighbors. I was also taught that helping the less fortunate was a duty; but, when people expect you to pay for their health care premiums so that they don't have to pay for them, then you are expecting someone else to do something that you're not willing to do yourself. If we WANT dental and eye care coverage, we should have the option to buy that coverage. Why should the great father in Washington, D.C. have the "right" to tell us what we need and what we WILL pay for (or have our neighbors pay for, in the case of most of those who support ObamaCare)?

    The greatest incentive that we will ever have in life is to see our family needing something that we are responsible to provide. When you pass that obligation on to others, you are robbing your family and yourself of the experience of being responsible.

  • Open Minded Mormon Everett, 00
    Feb. 19, 2014 3:30 p.m.

    Mike Richards
    South Jordan, Utah

    If you believe that your neighbor should pay for your healthcare costs, you'll like ObamaCare, but if you believe that every American has the duty to pay his own personal welfare costs, then you'll realize that ObamaCare is not for you.


    Mike -- Every American has that duty to pay his own via the mandate to buy their own Healthcare under the ACA (Obamacare) and welfare via Social Security.
    No one gets a free ride.

    FYI -- We [your neighbors] will be more than happy to pay for your healthcare costs, Social Security & Medicare Mike.

    It takes a lot of audacity to keep saying one thing, then turning right around and doing the other.

  • Kimber Salt Lake City, UT
    Feb. 19, 2014 3:31 p.m.

    So happy to hear Frank! (And I am another that had success this year after not having any insurance for seven years). Good Luck All!
    A volunteer for the AFA passing and implementation

  • Schnee Salt Lake City, UT
    Feb. 19, 2014 3:18 p.m.

    @Mike Richards
    "- All plans must include dental and eye care."

    Goodness you people sure like to complain. You feel like you're being robbed because someone else gets something you don't need. How about just being happy you have good eyesight? Should I be bitter that my insurance covers cancer even though I don't have it?

  • Mike Richards South Jordan, Utah
    Feb. 19, 2014 2:12 p.m.

    Reading about "ObamaCare" in Utah shows that unless you are willing to let someone else pay part of your premium or unless you have a huge cash reserve, you're going to pay much more for any medical care than you paid before ObamaCare.

    Here's a few facts that I found interesting:

    - Illegal aliens will continue to get medical care without insurance and without penalty for not having insurance.

    - All plans must include maternity coverage and newborn coverage, regardless of age or marital status.

    - All plans must include dental and eye care.

    - In Salt Lake County, a family plan will cost $623 to $978 per month, depending on how much your neighbors "contribute" to your policy costs.

    If you believe that your neighbor should pay for your healthcare costs, you'll like ObamaCare, but if you believe that every American has the duty to pay his own personal welfare costs, then you'll realize that ObamaCare is not for you.

  • Open Minded Mormon Everett, 00
    Feb. 19, 2014 1:51 p.m.

    Wow -- Thank Goodness,

    Because Frank and his wife will need that insurance once the village Obama-haters show up with their pitch-forks and torches at his house!

    They last thing they want to hear is that their AM radio, college drop-out, millionaire talkshow hosts are once again WRONG and that Americans are actually getting the help they need from due to a black Democrat in the WhiteHouse.

    Great Letter Frank,
    and thanks for having the courage to share it!

  • Roland Kayser Cottonwood Heights, UT
    Feb. 19, 2014 1:37 p.m.

    The GOP's worst nightmare is coming true. After getting off to a rocky start, Obamacare is beginning to work as planned. Enrollments have increased rapidly since December, and the age mix of buyers will make the program sustainable.

  • EPJ Grantsville, UT
    Feb. 19, 2014 1:10 p.m.

    Was it a 40% price reduction from your original premiums you were paying from 2010 to 2013, or was it a 40% reduction from the 300% price increase you encountered during your 2014 ACA signup?

  • Hutterite American Fork, UT
    Feb. 19, 2014 12:53 p.m.

    Good to hear.

  • one old man Ogden, UT
    Feb. 19, 2014 12:45 p.m.

    Wow! Someone from Utah actually wrote a letter telling the truth about ACA!

    Will wonders never cease?

  • Shaun Sandy, UT
    Feb. 19, 2014 11:55 a.m.

    Be prepared for the haters Frank.