When are the best and worst times to apply for a credit card?

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  • toosmartforyou Farmington, UT
    Dec. 13, 2013 11:56 p.m.

    Best Time = When you need a credit card...NEED, not want.

    Worst Time = When you DON'T need a credit card.

    Learn to sat NO and to shred unsolicited offers that sound good but in reality are like chains of bondage. You decide, not some slick merketeer.