Understanding health care: New options begin Oct. 1

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  • Bob K porland, OR
    Sept. 24, 2013 2:38 a.m.

    Salt Lake City, UT
    This is quite the advertisement for Obamacare to sell it to conservatives. Well, emotional wordplay and news speak does not make a good argument. My wife has several debilitating disabilities and will lose coverage due to this. We got the letters stating exactly that!

    Were the letters from republican party politicians looking for donations?
    Why would she lose coverage? Do you mean she would have to pay more?
    Without stating who sent the letters and being specific, you come across as having made it up.

  • Schwa South Jordan, UT
    Sept. 23, 2013 9:52 p.m.

    You'll never convince most of the haters that Obamacare is anything short of pure evil. They aren't interested in the facts of what the law is. They are only interested in the hyperbole. The Republicans fear it being implemented because they are afraid it will be popular, and nobody will want to go back to the old system. How would they explain that to voters?

  • Redshirt1701 Deep Space 9, Ut
    Sept. 23, 2013 4:14 p.m.

    To "RedneckLefty" how can Obamacare succeed when it has already failed.

    Per the CBO the cost (not subsidized price) of insurance has increased.

    Thousands have lost their benefits due to employers dumping coverage.

    Cost for care has increased due to taxes on medical devices.

    People have lost their policies that they paid for out of their own pocket because the insurance companies can't maintain those policies.

    The ACA has gone from deficit reducing to defict increasing.

    Seniors have fewer choices for Doctors becuase Doctors won't accept the lower Medicare Reimbursement rates.

    The ACA does not get all uninsured into insurance programs, there are still millions that won't be insured.

    What is left to succeed? Nearly everything they said wouldn't happen has happened.

  • RedneckLefty St. George, UT
    Sept. 23, 2013 3:32 p.m.

    Republicans aren't terrified that Obamacare will fail. They are terrified that it will succeed, and that their frantic paranoia-mongering will cost them their credibility for decades to come.

    My dad is in the hospital right now suffering from a major accident. I can assure you, there's no way Obamacare can be worse than the system in place now.

    The main problem Utahns have with Obamacare is the first five letters.

  • Gary Federal Way, WA
    Sept. 23, 2013 1:49 p.m.

    I take it to think that from reading the posts here, at least 90% of the naysayers have never really read into what ACA can really do for individuals and families in the long term. obamacarefacts dot com is a good site that answers a lot of questions that linger in the minds of people wondering what if. This system is actually better than the Repubs think. The system we used to have before ACA sucked for 90% of the people. Now it's going to turn around the other way benefiting 90%+ of the people. So that's a good thing. It's new and will take time for people to understand it.

    It's not perfect, but better in the direction we are going with ACA than what we had before which was nothing. A nation is looked upon to how well they take care of their citizens. Neglect the citizens and the nation is not doing their job with its people. That's a fact.

  • JoeBlow Far East USA, SC
    Sept. 23, 2013 12:41 p.m.

    "Obamacare never was about healthcare. Its' all about control of healthcare by the government."

    Was it also about "control of healthcare by the government" when the Heritage foundation proposed it? Was Orrin Hatch looking to "control healthcare by the government" when he championed it (along with a bunch of other Republicans)?

    Did Mitt Romney look to "control healthcare by the government" when he instituted it in Mass.?

    Geez people. Dont make it sound like this idea is so far fetched. It was a GOP developed plan years ago as a "market based approach" to solving the healthcare problem.

  • Redshirt1701 Deep Space 9, Ut
    Sept. 23, 2013 12:08 p.m.

    To "redshirt007" that is a lie. The ACA was not a Republican idea. Maybe the idea to require all citizens was a republican idea, but the other 2699 pages were pure Democrat folley. From the taxes imposed on medical device companies, to the massive amounts of new government regulation, it is nothing more than a Progressive program that is already costing more than originally anticipated and isn't even fixing the problem that it was intended to fox.

    To "Utah Health Policy Project" you realize that before the ACA we already had private insurance. As long as you were a student you could be on your parent's insurance until age 25, then you could buy catastrophic insurance, and insurance companies had waiting periods before they would cover pre-existing conditions. Taxes were going up under Obama despite promises contrary.

    So tell us, what has the ACA done that wasn't already in place?

    Now tell us, if the ACA was intended to make insurance cheaper, why is it now more expensive for the same policies that we had before the ACA?

  • 1conservative WEST VALLEY CITY, UT
    Sept. 23, 2013 11:38 a.m.

    Obamacare never was about healthcare. Its' all about control of healthcare by the government.

    People don't realize how bad the healthcare delivery system can be until they see the feds in control of it.

    Why would we want to put an already inept federal government in charge of our healthcare?

  • aceroinox Farmington, UT
    Sept. 23, 2013 10:54 a.m.

    @UHHP, One Old Man, Happy Valley Heretic, et al: Are you folks living under a rock? How can you (with a straight face) add as this casual afterthought "It's true that some companies are cutting hours and/or telling their employees to seek insurance on the new marketplaces. However, many of these employees weren't receiving insurance anyway."? I don't know what world you're living in, but I have numerous personal acquaintances who have been impacted severely by ACA, including a family member who lost his job. The company he was working for had to shut down because they could now afford the provisions mandated by ObamaCare. Our FlexMed allowance was dropped from $7,500/year to $2,500/year as mandated by ObamaCare (one of those tidbits hidden in the 906 pages). $2,500 doesn't come close to covering even all our family's deductibles for healthcare and dental care, let alone glasses, eyecare and prescriptions. Bigger families have it worse than we do. Why reduce the amount a family can set aside pre-tax via FlexMed to pay for their own healthcare? Because it increases tax revenues! It certainly doesn't make healthcare more affordable for families!

  • samhill Salt Lake City, UT
    Sept. 23, 2013 10:14 a.m.

    I recently finished a project with a very large agency of the state of California. It was such a managerial mess that before even joining I could tell it would fail miserably unless drastic changes were made to the process.

    However, like so many other examples of big government ineptitude, the necessary changes, obvious to all but upper management, were NOT implemented. Consequently, just as predicted, after a little over 4 years the project was ultimately terminated with about 80% of the budget spent and only about 20% of the hoped-for product completed.

    The messy and chaotic preparations for Obamacare that we've seen during the last year or so is only a small hint of the utter disaster of a program to follow.

    I pity the poor IRS functionaries charged with administering this monstrosity.

    True, given the idiotically monstrous IRS tax code that our idiotic and/or corrupt legislators have tasked them with administering for decades, they are probably the best equipped to deal with the bloated, confusing, overwrought disaster that is the ACA. However, noting their many politically motivated misdeeds during Obama's reign, I see a looming opportunity for even worse misdeeds ahead. Bad stuff.

  • There You Go Again Saint George, UT
    Sept. 23, 2013 10:12 a.m.


    A definite voice of reason in a wilderness of palinesque/bachmannia republican talking points.

    Thank you!

  • Anti Government Alpine, UT
    Sept. 23, 2013 10:10 a.m.

    How much propaganda can one article be allowed to release? Surely there must be some federal regulation limiting it? Evidently not. I jest.

    The propaganda is endless.

    A silver plan for single person in California is projected to cost $321/month with a $2000 out of pocket deductible before you get ANY coverage. $45 copays and $250 minimum emerg visits.

    That sound affordable to you? That sound affordable to a young or a poor person? Do the math, try and cover your family at those prices.

    Second obamacare should be renamed the Increased Cost of Care Act. When you mandate that a bunch of extra things get covered how could the cost go down? Duh! But evidently that logic escapes the average fool who voted for this.

    Penalty. 80% of poor or low income people get waivers from the penalty. So we have a system where "everyone" must enroll and then we give most all of them waivers exempting them from the very thing the law supposedly mandates. So now that we have excused people paying in to decrease costs how would that work?

    Penalty? As low as $95. I'm sure people will pay thousands instead of the $95.


  • Happy Valley Heretic Orem, UT
    Sept. 23, 2013 10:08 a.m.

    UHHP: Thank you for actual information, and might I suggest to the conservative posters that they look into it themselves instead of repeating radio propaganda. It makes you appear ignorant, whether willfully or accidental the results are the same, your arguments don't hold up.

    If the Republicans cared about the country as much as their party, there wouldn't be so much confusion. Thanks obstructionist, and their propaganda radio tools for turning "helping people" into evil and "Killing foreigners" into Gods work.

  • one old man Ogden, UT
    Sept. 23, 2013 9:33 a.m.

    UHHP - it's really, really refreshing to see a post on here that actually contains good information and TRUTH.

    Thank you.

    In the meantime, Senator Lee and his buddies are frantic to "defund" Obamacare because they know that if it is allowed to kick in, Americans will suddenly understand how much better it is. It will actually work.

    That idea terrifies those who are out to obstruct Obama at the expense of sensible people.

  • terra nova Park City, UT
    Sept. 23, 2013 8:54 a.m.

    All I know is that the government can't seem to do anything without making it complicated, slow and ineffective. They produce one product exceptionally well: frustration.

    The problem is simple: Sick people need care. Putting the government between a sick person and their doctor guarantees frustration.

    They can't even figure out the forms. And if they figure those out, no one will know how to process them. Not to worry, they can revise them. Meanwhile, a sick person is getting sicker.

    And now the IRS is involved (in Health Care!). We may as well start offering human sacrifice at the volcano. It offers better hope of making Obamacare work.

  • Utah Health Policy Project Salt Lake City, UT
    Sept. 22, 2013 10:03 p.m.

    Great article. Here are general responses to several comments.

    >>Obamacare insurance is private insurance. Obamacare strengthens and broadens private insurance companies by creating millions of new customers--and helping these new customers pay their monthly premiums.

    >>Obamacare prevents insurers (in the new marketplaces and in the private market) from either denying or charging people higher premiums based on how sick they are. These protections exist now for kids, and after January 1st for adults.

    >>The fact that young people under age 26 can now stay on their parent's insurance is because of Obamacare. 26,000 Utahns are doing this.

    >>People under age 30 can purchase catastrophic care--basics like hospitalization, preventative care, and some drug coverage--instead of full-fledged insurance. This option will be cheaper for them, and still satisfy the mandate to be insured.

    >>You will pay more taxes because of Obamacare if you earn more than $200,000 (single-filer) or $250,000 (joint-filer) a year. This tax is on capital gains.

    >>It's true that some companies are cutting hours and/or telling their employees to seek insurance on the new marketplaces. However, many of these employees weren't receiving insurance anyway.

  • DN Subscriber 2 SLC, UT
    Sept. 22, 2013 8:09 p.m.

    No need to worry. Obamacare can only go in one of two directions:

    a. Be delayed, defunded and repealed, and spare the nation's citizens (and non-citizens too?) the agony of an undefined program managed by unqualified people, with no process for improvement, but skyrocketing costs for anyone who pays for insurance. For the many who will NOT pay for insurance, but have it paid for by subsidies or welfare, they may have insurance like everyone else, but everyone will have fewer providers and a lower quality of care to be spread among many more people.

    b. The Obama scheme will be implemented, and withing a year or two prove to be such an unmitigated disaster and incomprehensible mess of conflicting laws, regulations and requirements that it will be decided that the only solution is full fledged government run healthcare-- DMV style efficiency, with the bureaucratic death panels empowered to do anything to restrain costs.

    If anyone has any private money left in two years, they will probably be prohibited from purchasing "cash care" from doctors, who will likely be prohibited from practicing medicine except in the "Government Klinics."

    Obamacare must be stopped and repealed. Live depend on it!

  • Say No to BO Mapleton, UT
    Sept. 22, 2013 7:40 p.m.

    My friend Mike has worked for insurance companies for 20 years. His job is to prepare benefits packages for small to mid-size companies and hold employee meetings to explain coverage options.
    And he's paid a great deal more than these so-called "navigators."
    And he says that the ACA is in total chaos. Like the IRS, no one can give you a definitive answer.
    There are so many waiver programs and delays in implementation and rule interpretation changes that NO ONE KNOWS the answers.
    Senator Baucus didn't call it a train wreck for nothing. It is a mess of the highest order.
    This article belies the reality of the situation. They are playing with peoples lives and bank accounts.

  • 2cents_EM Eagle Mountain, UT
    Sept. 22, 2013 6:49 p.m.

    Interesting that the article says that those who don't buy insurance must pay a "fee." Even the Supreme Court called it a "tax." Why don't we call it what it is. Maybe this will make it easier for some to get health insurance. Especially if it can be subsidized by the government and everyone else pays higher premiums. I also find it interesting that one of the selling points when they were jamming this down our throats was that if you liked your insurance, you could keep it. That is turning out to be untrue for many people. Then there is the fact that Congress sought (and received) exemptions from the law, as well as some big businesses and unions. How can the average American get an exemption?

  • Truthseeker SLO, CA
    Sept. 22, 2013 6:44 p.m.


    Was your wife employed? Did her employer decide to stop offering health insurance to the employees?

  • ImABeliever Provo, UT
    Sept. 22, 2013 5:54 p.m.

    The Federal Government can't even do the cheese program correctly. Why enroll in October when coverage isn't effective until January 2014. Waiting is best. The Affordable Healtcare Act could fall flat on it's face and fail. The Obama Administration is counting heavily on young people to enroll. Really? Like young people are going to listen to Obama and enroll just because he says so? I don't think so. They feel they are healthy, and many have no money to pay for gas for their car let alone health insurance.

  • redshirt007 tranquility base, 00
    Sept. 22, 2013 5:32 p.m.

    The ACA is not perfect, how could it be when it was a republican idea in the first place? It's like a embryo that it's own mother is trying to abort.

    NASA is not above budget. In fact they ALL are operating on their budgets given by congress. The problem is even red states want their perks, pork and services, they just don't want to pay at the end of the meal. Stop asking for pork if all you want to pay for is water.

    Many lives will be spared by having access to our already subsidized healthcare system and if the republicans help instead of hinder, many more lives could be helped and saved.

  • davidmpark Salt Lake City, UT
    Sept. 22, 2013 5:22 p.m.

    This is quite the advertisement for Obamacare to sell it to conservatives. Well, emotional wordplay and news speak does not make a good argument. My wife has several debilitating disabilities and will lose coverage due to this. We got the letters stating exactly that! There's no way to sugarcoat Obamacare when those letters come in the mail saying they would prefer she not get her medications. I will not back Obamacare and hope it is repealed.

  • wer South Jordan, UT
    Sept. 22, 2013 4:52 p.m.

    "We're from the federal government, and we are here to help. Don't worry about anything. We'll take care of it all."


    -"Name one major federal agency that isn't above budget"


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