The truth about being broke

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  • george of the jungle goshen, UT
    July 14, 2013 2:02 p.m.

    I can mess things up than tangle things up trying to make my mess better. I can really make a fine mess.. I learned to, listen and ask someone for advice.

  • Silent Lurker Cottonwood Heights, UT
    July 14, 2013 8:05 a.m.

    Options, I think you missed the point of the article. I'm sorry you had such a difficult time but the first point was BAD DECISIONS usually cause bad situations. Paying half you income to the government for education or taxes or whatever is because of a bad former decision. Not being able to purchase medicine because of working too many hours is an excuse for another bad decision. Not having a place to live is because of another previously bad decision and usually combined with poor planning on your part. Point two is what did you learn from this? and how have you changed your decision making? If you continue to make the same decisions you can expect the same results. The third point is that self restraint and control is the bed rock needed to become successful in almost any situation.

    You didn't need a hand up you wanted a hand out. Your family was doing you a favor by saying NO! and helping to teach you responsibility.

  • Options Payson, UT
    July 12, 2013 5:10 a.m.

    I'm sorry, but overspending and being too proud to admit it is not being broke. Not being able to have Applebee's is sad, but not being able to afford McDonald's is broke. Considering eating what others would throw away is broke. Applying for jobs for two years straight and only being able to find part time jobs that won't pay the bills even when you work two or three of them is broke. Paying a debt to the government that takes more than half your income every paycheck is broke. Not being able to buy medicine because you work too many part time hours for state health insurance, but not enough to pay for the medicine you need, is broke. And not having a place to live because your family doesn't want you living with them, that is broke. Living is hard enough without the burden of poverty and people unwilling to lend a hand up.

  • Red Salt Lake City, UT
    July 11, 2013 3:30 p.m.

    I've been broke! but I still wasn't poor.

    I think that being poor is a mindset and a lifestyle.

    You have to work your but off to get out of that hole you dug for yourself. You can still be clean and organized and have a plan.

    Lazy, unorganized, no hope, no vision, and giving up. Living like a slob. That is just plan sad and wrong.

    Cheer yourself up. Clean up your surroundings. Get excited about living. More money will come when you start doing something about it.

    Good luck!

  • Mark from Montana Aurora, CO
    July 11, 2013 1:44 p.m.

    Being broke is one of the most difficult things to be in our society. My wife and I struggled the first years of our marriage, but got it figured out. The key is to live below your means. The single toughest aspect of that is health insurance. Without it, all it takes is a single event, a simple broken leg, a badly cut finger, or getting sick to devastate your life. Even with good insurance, a single event can destroy your credit and your ability to pay your bills.

    That is why, over the past few years I have completely changed my thinking about a government plan to cover health care costs. Obamacare is not the answer, but neither is the current system. Instead of both political parties working to resolve the problems, nothing will change and we will be left with the worse health care system outside of third world countries.