Secret credit card thieves target restaurants

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  • Daniel Leifker San Francisco, CA
    May 30, 2013 10:44 p.m.

    I keep a separate credit card with a very low credit limit for restaurants and gas stations. When I add the tip to the restaurant check, I make sure the total ends with a 7 (e.g., $23.07). When I buy gas, I always stop the pump at a dollar amount that ends in seven cents (e.g., $41.57). When I get my credit card bill each month, I scan all the charges and if anything doesn't end in a 7 then I know something is wrong. Of course, you can use any digit. It's hardly a foolproof system, but it's another layer of scrutiny that makes it easier to catch fraudulent charges.

  • Z South Jordan, UT
    May 29, 2013 9:00 a.m.

    Due to limited loss liability, a credit card is still a safer way to pay for most transactions. Do you really want to take the chance of carrying a large amount of cash around? You loss liability with a credit card is limited to $50, and the card company typically will waive even that amount in the case of demonstrated fraud.

  • JSB Sugar City, ID
    May 29, 2013 8:57 a.m.

    Had this happen to me in California just a few weeks ago. My card company thought something was wrong and called me. There were just two extra charges totaling under $200 but it was upsetting. Are check cards also vulnerable?

  • Willybee71 GARDEN CITY, NY
    May 29, 2013 7:15 a.m.

    I have had similar experiences as "Baron Scarpia". In N.CA, a group of waiters were caught running the credit cards thru the Kitchen and down back alleys to other restaurants and businesses where new charges would be posted a few days later. Well, I was in that town, but would never eat at a place where I'm allergic to some of their ingredients.
    New and sophisticated frauds and scams show up every day. Major chains have found clerks to be stealing credit card information with impunity.
    I personally limit my exposure to fraud by maintaining one separate account at a Bank where I personally know the Staff. I use this account for on-line purchases, even PayPal, and everyday debits. Replenish balance monthly, by mailed checks.

  • Baron Scarpia Logan, UT
    May 28, 2013 6:49 p.m.

    A few years ago, our credit card was compromised by the very waiter who served us when we were on vacation. We had some small talk with him about our travels, and when we gave him our card to pay the bill from our table, he took it to a local drug store to buy a $100 gift card, then slipped back into the restaurant. When we saw the charge the next day, we learned from the police that this is a common risk for diners, especially if they're from out of town and they let their waiters know. Now, I always go to the cashier to pay my bills if I'm in an unfamiliar restaurant. Amazingly, the security cameras at the drug store caught our waiter using our card!