Living within your means through budgeting

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  • Nosea Forest Grove, OR
    Sept. 15, 2012 2:11 p.m.

    It is a futile effort to be watching where your pennies are going to (budgeting), on the part of your expenses you actually have control over, while whole dollars are being taken from you through effectively legalized rackets, schemes set up with reoccurring fees and such designed to redistribute the bulk of your money into the pockets of the already wealthy--as denoted by the rich getting much richer while the rest of us are sinking.

    First pay people a more livable wage (the median wage is effectively poverty with no discretionary income), and then allow them to spend their money with some choice (quit exacting so many fees merely to live), and then, maybe then, talking about budgeting may make sense. The real issue is the unprecedented wealth and income gap, that is the real reason so many families are struggling on the bottom, not a supposed problem with budgeting. There really is effectively no money left to budget after paying to merely subsist in this society for the masses on the bottom!

  • Nosea Forest Grove, OR
    Sept. 15, 2012 2:07 p.m.

    How do you budget when each time your job goes poof due to the near financial collapse from a few years back (caused by Wall Street who got rich off their mistakes) you are forced to move and you lose at least $120,000 on the houses you were forced to buy high on and now sell low because of little choice in where you have to move to? Figure in declining salaries and growing inflation on essential items like food and gas, and what little else you really have control over makes budgeting a futile effort.