Microchips in our passports and credit cards: Are they safe?

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  • UtahBlueDevil Durham, NC
    May 27, 2014 10:51 a.m.

    The chip has nothing to do with NSA tracking you. It simply means that if someone has your card number, but doesn't have access to your chip can not use your card. You have a pin and that is how your authenticate the transaction. You have to have all three.

    Our system, all you need is the card number. Fake the signature, and your good to go. With the chip you need your pin, and the card has to send an encrypted pass code for it to work. There isn't even a need to have your card number on your card anymore.

    "smart and diligent with non-chipped" ... how do you do that? How do you make sure Target, eBay, or whom ever does accidently release your number. How do you keep your server from jotting down your number - now that they have a copy of your signature and the code from the back of your card?

  • Badgerbadger Murray, UT
    May 27, 2014 8:53 a.m.

    Disabling the chip is not recommended because then the NSA has a harder time tracking you.

  • Jamescmeyer Midwest City, USA, OK
    May 27, 2014 8:34 a.m.

    The problem isn't a lack of technology, it's in actions of people. No matter what chips cards have or how secure some given measure is, people will get around it.

    In the mean time, it's really easier to be smart and diligent with non-chipped card use and to keep a small amount of paper money on hand.

  • UtahBlueDevil Durham, NC
    May 27, 2014 8:03 a.m.

    I have a company issued card I use in EMEA all the time.... it is great. I wish the US would get its act together and leverage this technology.