Consumers losing doctors with new insurance plans

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  • Copacetic Logan, UT
    May 19, 2014 11:16 a.m.

    @ Interloper:

    Only the Platinum... the most expensive tier of Obamacare offers coverage options for meaningfully less than $6k out of pocket annual deductibles. Of course the monthly premiums are much higher with those programs. Most issued policies are much closer to the $6,250 annual deductible number you mentioned for individuals. But what about for family deductibles which are almost always higher?

    Sadly, that means a person needs to pay over $500 out of pocket average per month before receiving any insurance benefit whatsoever. And even once the deductible is finally met, there is still the matter of higher-than-before co-pays that must also be paid.

    Then to add insult to injury, the average policy holder (nationally) is paying over 37% higher monthly premiums than before Obamacare. There isn't much to celebrate concerning Obamacare... except for the relatively small group of people who were previously considered uninsurable due to preexisting conditions.

    And that is telling the truth.

  • Interloper Portland, OR
    May 19, 2014 2:17 a.m.

    Let me correct one of the worse falsehoods offered so far. The Affordable Care Act sets maximums on out of pocket expenses, including deductibles. Deductibles are limited to $6,350 for any plan under the ACA. Most are much less. If someone claims the deductible for an individual exceeds this amount, that person is not telling the truth.

  • Interloper Portland, OR
    May 19, 2014 1:59 a.m.

    The woman profiled in this article would have NO insurance if it were not for the Affordable Care Act (Obamacare) covering preexisting conditions. She has at least three major conditions that insurers would have deemed unacceptable. Her response to getting affordable health care is to whine that a doctor she had previously is not available on her plan. That is rather ungrateful.

    Let's be clear that a particular doctor or clinic can drop any patient at any time. The doctor can move away, go on staff at a hospital or die. It is ridiculous to make so much noise over seeing the same doctor forever.

  • worf Mcallen, TX
    May 17, 2014 12:41 p.m.


    Obama wouldn't say anything, if it wasn't true!

    Wouldn't he?

  • Laura Bilington Maple Valley, WA
    May 15, 2014 3:22 p.m.

    My son was 29, unemployed, uninsured, and has a preexisting condition which required just under $500 worth of prescription drugs each month. We could not get insurance which would cover these prescriptions at ANY price.

    Our governor cared enough about the health of the people in this state to cooperate with the Medicaid expansion. He is more than pleased with the coverage under this plan. I wish the governor of Utah cared as much for his subjects.

    Tell me, somebody, seriously---why would ANYBODY want to keep other people from getting health insurance? A single payer system--essentially expanding Medicare to the entire population-- would have been better, but the Republicans were determined to fight Obama at any cost. You'd think their constituents were the Koch brothers rather than the people of Utah.

  • RedShirtCalTech Pasedena, CA
    May 15, 2014 1:07 p.m.

    To "Hutterite" and who are you going to get to establish the laws and regulations for a single payer system? Are you going to trust the same group that couldn't get an insurance program right to get a single payer system right?

    Plus, why go for a single payer system? Do you hate the elderly that die every year on wait lists or die becuase they are not allowed the best medications?

  • Concinnity Richfield, UT
    May 15, 2014 11:14 a.m.

    Most people now using Obamacare are discovering that it is basically what catastrophic insurance used to be. There are huge co-pays and annual deductibles that often range from $6,000 or $8,000 or sometimes even higher. In other words you have to have something very serious happen before Obamacare will pay out anything at all. That's basically what catastrophic insurance is... or was.

    And since only 7 million out of the 335 million people in America are now using Obamacare, the outcry has been relatively minimal. But when the much bigger phase 2 kicks in after this next election (the timing of that was purposely delayed until then) when employer-based Obamacare insurance plans becomes mandatory and starts effecting the majority of Americans, there will be a huge uproar and general rebellion against Obamacare. Democrat Congressmen who are already trying to distance themselves from Obama will be running for the hills. Comparatively, "you ain't seen nothing yet!" Wait, watch and learn. It won't be pretty.

  • lost in DC West Jordan, UT
    May 15, 2014 10:51 a.m.

    Exactly the response I get from liberals when we point out how people are losing their insurance and doctors – I got mine, too bad about the rest, but I really don’t care.

    Didn’t matter what was happening before. Didn’t matter if narrow networks impacted access. What part of “ can keep your doctor. PERIOD”, do you not understand?

    Please tell us what is confusing you, so we can help you.

    I think from your 8:54 am post we get the idea that you will have to pay through the nose if you really want your doctor. Sorry, that is NOT what BO said.

    Jeez, the mental gymnastics one goes through to defend the indefensible is incredible. Must be exhaustingly frustrating being a BO apologist.

    Please pay attention:
    Doesn’t matter what the doctors or insurance companies did. BO said it would not happen. BO lied.

  • Brio Alpine, UT
    May 15, 2014 10:49 a.m.

    @ GaryO:

    Do a bit more research and you will discover that many doctors in America have opted out of Obamacare altogether. The red tape involved and the far-reaching control it has over them makes it not worth it. As such, for many people whose doctor made that particular choice, it doesn't matter which option of Obamacare they choose, their doctor will not be available there.

    And that list of doctors is continually growing. Doctors who originally planned on being a part of this fiasco when people signed up are now dropping out for the same mentioned reasons. Too much red tape and too much control involved. Obamacare tells doctors which tests they are allowed to run, which medications they can prescribe, how much they can charge, how many different agencies they have to report to concerning detail of every one of their patients, etc.. It's just not worth it to them.

    @ Itsjstmeagain:

    The insurance companies were forced by Obamacare to cancel preexisting policies because they didn't meet all of Obamacare's overly lengthy list of requirements. They didn't have a choice in the matter. There was no scare factor involved whatsoever. Do more research.

  • Cletus from Coalville Coalville, UT
    May 15, 2014 10:02 a.m.

    Hey GaryO-

    Such a typical liberal response--deflecting the issue away from the faulty Obama rhetoric in order to protect a leader who knowingly misleads--all in an effort to advance a unpopular agenda--it's that simple.

    Again--the issue has nothing to do with picking the right plan or signing up for insurance that your doctor will accept, before, or even after Obamacare. No one is questioning the fact that people should be smart when choosing insurance. Of course people should take responsibility for their own actions or "lack of action."

    The issue is about the American people originally being sold a bill of goods by perpetuating a myth, only now to be exposed as such.

    That's about as straightforward as it can get.

  • Star Bright Salt Lake City, Ut
    May 15, 2014 9:28 a.m.

    Hutterite: The Veterans Administration is a single payer system! NO THANKS!

  • Itsjstmeagain Merritt Island, Fl
    May 15, 2014 8:56 a.m.

    Please pay attention.
    Only the insurance industry canceled policies months before 1 Jan 2014. Not the ACA. They did it to scare you into buying a policy outside the exchange at higher prices.
    Only the Doctor or groups decide which plans they will accept. ACA provides a large number of plans to chose from. Some cheap, some more inclusive.
    When you do not do any homework, like check with your Doctor if he will accept the insurance then you hurt yourself. You can keep your Dr. but pick the right plan.

  • GaryO Virginia Beach, VA
    May 15, 2014 8:54 a.m.

    Hey Cletus from Coalville -

    "If you like your doctor, you will be able to keep your doctor."

    Right. If your really like your doctor, then you will find health care insurance your doctor will accept.

    It's that simple. And no, YOU have to do it. It's not the government's job to do your legwork for you.

    If you like you doctor, then sign up for insurance he will accept.

    That's about as straightforward as it can get. Don't blame Obama for your mistakes.

  • Cletus from Coalville Coalville, UT
    May 15, 2014 8:05 a.m.

    @ ordinaryfolks

    Um--it looks like you missed the point that everyone else seemed to get--an answer to your question why this is news?

    Of course people had to change doctors before Obamacare--that's not relevant to the answer to your question of why this is "news." The fact of the matter is that Obama served up a nice cold drink of Kool-aide, of which you willingly guzzled, by claiming "no matter how we reform health care, we will keep this promise: If you like your doctor, you will be able to keep your doctor. Period."

    Being the good liberal you seem to be, this false promise really shouldn't be news because the end justifies the means. The new invitation to the American people now reads, as Parker from the Center for Urban Renewal and Education sardonically penned, "You are cordially invited onto the government plantation. P.S. We're in charge but you pick up the tab."

  • GaryO Virginia Beach, VA
    May 15, 2014 3:54 a.m.

    Hi David –

    You may be confused about what the article said.

    “Before the law took effect, experts warned that narrow networks could impact patients' access to care . . . “

    There are probably hundreds of health insurance plans that qualify under the ACA . . . different variations from different insurance providers. Due diligence would require looking at a plan you like, and BEFORE you sign up for it, consult your doctor’s office and see if they will accept it. Not that hard, huh?

    “Conservatives” should just give up on their I’m-so-helpless mentality, and the constant whining about the mythical government boogeyman.

    Chris B –

    I know, I know . . . It’ll be OK.

    Thank you guys for reaching out. I’m glad I could help.

  • Madsen Hall Magic Centerville, UT
    May 14, 2014 9:03 p.m.

    Doctors are trained to evaluate, diagnose, and treat stuff. But they must also make enough money to cover their business expenses and make a profit to provide for their families. So approaching a doctor and asking him/her to contract with a very poor insurance plan that will not reimburse sufficiently to provide profitability is akin to slavery. You're asking the doctor to work for nothing.

    One post here suggested asking the doctor to ignore the junk insurance policy and simply sign up because the patient needs treatment. The medical profession is a business too.

    Do you think I am making this up? It happens all the time.

  • Shaun Sandy, UT
    May 14, 2014 8:51 p.m.

    I could care less about other people losing their doctor. All I care about is me. Its the republican way.

  • ordinaryfolks seattle, WA
    May 14, 2014 7:42 p.m.


    Don't the vast majority of us get our health care from our employers?

    Does any employer ask his/her employees who their doctor choices are? Do employees get any say in what even might be covered?

    Your argument about all of this is rather stilted by your biased views of the President.

  • Blue Salt Lake City, UT
    May 14, 2014 7:15 p.m.

    A little statistical analysis would have been appropriate for this article. The fact that it relies on anecdotes and unquantifiable assertions says more about the article than it does the ACA.

  • worf Mcallen, TX
    May 14, 2014 6:38 p.m.

    Why can't we have leaders who tell the truth? Come clean with the people!

    We won't see our taxes go up a single dime, and the deficit will be cut fifty percent in three years.

    You can keep your plans, and your premiums will be reduced by $2,500 a year.

    Hillary stated she was under fire in Bosnia, when she wasn't. --She may be the next president.

  • David Centerville, UT
    May 14, 2014 5:36 p.m.


    In the article it states that people were told their doctor would be on their new Obama-approved plan, but when they received their insurance cards they discovered the opposite. How can people do more due-diligence than they already are.

    It is liberals who think Americans are too incompetent to manage things themselves so they need the government to do nearly everything for them.

    Conservatives trust people to manage their own lives.

    I'll cast my lost with conservative philosophy.

    By the way, Obamacare is a nightmare.

  • Hutterite American Fork, UT
    May 14, 2014 4:59 p.m.

    If you're not yet willing to see how badly we need a single payer system we'll just keep trying to make a failed one work. In other words, if we haven't suffered enough, it's our right to suffer some more.

  • Chris B Salt Lake City, UT
    May 14, 2014 4:44 p.m.


    Barack should tell us the truth don't you think?

    Don't you think he should understand obamacare?

    If barack knew that what he was saying wasn't true, why did he say it?

    Or did he not understand obamacare?

    Not a very good example of competence or honesty he's providing to the nation's children

    I'm glad I could help you.

  • Brahmabull sandy, ut
    May 14, 2014 4:30 p.m.

    You forgot to add the part where the insurance was going to be AFFORDABLE. Well, it is far from affordable. Over $600 a month for mediocre coverage for a family of 3 is nowhere close to affordable.

  • GaryO Virginia Beach, VA
    May 14, 2014 4:23 p.m.

    Hey Vanceone –

    Yes, Obmacare is “progress and better than what we had before.” Nice phrase. I couldn’t agree more.

    But what the author found is troubling.

    “Before the law took effect, experts warned that narrow networks could impact patients' access to care . . . “

    Gosh, even with repeated warnings, people neglected to confirm the plans they selected would be accepted by health care providers.

    Obviously people should do their due diligence before they select an insurance plan.
    You shouldn't expect the government to do everything for you, should you?

    Americans should be able to exercise some independent thought, don't you think? . . . And not blame the President or the government for their own failure to behave in a reasonable manner.

    It seems to me that "Conservatives" far too often look for scapegoats, when they should take responsibility for their own actions or lack of action.

    Don’t you agree?

    I'm glad I could help.

  • Iron Rod Salt Lake City, UT
    May 14, 2014 4:17 p.m.

    For those who in the past have refused to carry insurance, I am getting a little tired of my insurance paying inflated prices when you have serious medical problems that you are unable to pay for and the hospital "eats" the bill.

    Hospitals are businesses and if they are not able to get revenue from one source they simply increase the cost to other sources who are able to pay.

    As one who had an immediate family member treated for cancer with out insurance it would be difficult for me to pay all the bills associated with the treatment.

  • Mark from Montana Davis County, UT
    May 14, 2014 4:03 p.m.

    When I was shopping for a plan, I found one I liked through IHC. However I found that my doctor could not take that insurance because IHC would not let them. I was basically told by Select Health that they only wanted their own doctors to be used for business reasons. That was unacceptable to me and my wife so we found a different plan that was just as good that allowed us to use our current doctors. I have decided that I will never use IHC if I can avoid them. I have heard other 'business' decisions they have made and find them to be less than 100% ethical, in my opinion.

  • Mountanman Hayden, ID
    May 14, 2014 3:48 p.m.

    Ted Cruz, Mike Lee and other conservatives tried and tried to warn the American people! November can't come quick enough when we can finally say goodbye to the Harry Reid fiascos!

  • Anti Government Alpine, UT
    May 14, 2014 3:41 p.m.


    I will dispute what you said....If your insurance removed your doctor as an option you could have simply changed plans and followed your doctor if you so chose. Not only that did your insurance company stand up in front of national TV and profess 30 plus times (in an effort to con/deceive you into buying their policy) that they would never change your doctor?

    So what if it was done before. The point is the President knowingly lied and deceived to get the legislation passed so they he could access other peoples money to give/subsidize to others who previously did not have in nothing more than a bald faced effort to buy their votes.

    They get access now thanks to who? That is what he is banking on (taking credit) and he gets everyone else to pick up the tab for it so he can finance his and other democrats campaigns with it.

    If a politicians mouth is moving they are lying. Bank on it. I'm just tired of paying for their pet projects to give others something for nothing.

    My now catastrophic insurance is terrible AND much more expensive.

  • Schnee Salt Lake City, UT
    May 14, 2014 3:39 p.m.

    @lost in DC
    "I also read on Yahoo that the BO misadministration gave a $1.2 BILLION contract to a BRITISH company to administer Obamacare sign-ups. The same company is under investigation in the UK for bilking the British government out of tens of millions of pounds."

    We have a federal law (largely to prevent favoritism of which you later accuse) that requires many things be contracted out to the lowest bidder, but then we seem to be stuck with cases of getting shoddy results.

  • GaryO Virginia Beach, VA
    May 14, 2014 3:26 p.m.

    Hey "Conservatives"

    Obviously people should do their due diligence before they select an insurance plan.

    You shouldn't expect the government to do everything for you.

    Americans should be able to exercise some independent thought, don't you think? . . . And not blame the government for their own failure to behave in a reasonable manner.

    It seems to me that Right Wingers far too often look for scapegoats, when they should take responsibility for their own actions or lack of action.

    I'm glad I could help.

    May 14, 2014 3:23 p.m.

    Talk to your doctor. Several years ago, my employer changed providers and I got stuck with one that didn't cover my dentist. I went and talked to him and he signed up with the carrier; he had several patients with the same issue.

    25 years ago, my employer changed plans and did not cover my pediatrician. I spoke with him and he signed up -even though he absolutely hated the carrier.

    Good doctors want to care for their patients - especially the long term ones.

  • Vanceone Provo, UT
    May 14, 2014 3:18 p.m.

    Eagerly awaiting the liberals to tell us how less choice and more expense for less care is progress and better than what we had before.

  • Brio Alpine, UT
    May 14, 2014 3:08 p.m.

    If people think there are now a lot of customers with buyers remorse over Obamacare signups, just wait until the 2nd and bigger phase of Obamacaree kicks in later this year. Things will get much, much worse.

    The president readily knows that. And that's the precise reason he delayed implementation of it until after this next Congressional election. Had he not, so many voters would be so disgusted with Obamacare that nary a Democrat running would be reelected.

    In fact, many Congressional Democrats are distancing themselves from the President as fast as they can. And not just over Obamacare. His stance on the Keystone pipeline and other energy issues is currently hurting the democrats in the eyes of most of America.

  • ordinaryfolks seattle, WA
    May 14, 2014 2:53 p.m.


    I did not defend the President. I do not defend the past or current for-profit insurance business. Nor do I have anything to relate to your screed about the Bush lies.

    I merely point out that I have had to change doctors because my insurance did not chose to keep the doctor I had as an in network provider BEFORE "Obamacare". It is a false criticism of current law to make the inference that this would never have happened before "Obamacare". It happened to almost everyone at some point.

    I pointed out that insurance companies are in the business of generating profit. BEFORE or AFTER "Obamacare" this is the system we have, which I doubt will change much. Being the good conservative you seem to be, you must surely applaud the insurance industry's claim to profit, even when that profit might come at the expense of you personal health preferences and needs.

    Whatever your problems with the President may be, you certainly can not dispute what I have said.

  • lost in DC West Jordan, UT
    May 14, 2014 2:36 p.m.

    Doesn’t matter what excuses BO apologists come up with. BO said:
    "If you like your doctor, you will be able to keep your doctor, period."

    Doesn’t matter if doctors or hospitals could choose to leave a plan before Obamacare. “…you will be able to keep your doctor. Period” means, you will be able to keep your doctor. See, the “period” is there for emphasis.

    Maybe BO didn’t read nancy’s bill before he signed it.

    I guess now the apologists will say they were junk doctors anyway, and the Obamacare doctors are better – same as their excuse for people losing their plans – they were junk plans

    I also read on Yahoo that the BO misadministration gave a $1.2 BILLION contract to a BRITISH company to administer Obamacare sign-ups. The same company is under investigation in the UK for bilking the British government out of tens of millions of pounds. They are paying people to stare computer screens and do NOTHING but refresh the screen every 10 minutes. Do a search for Serco. Wonder how much they gave to BO’s election campaign?

  • Anti Government Alpine, UT
    May 14, 2014 1:33 p.m.

    Another day and yet another manifestation of the incessant lying we get from government leaders. The supposed President himself no less.

    I sincerely wish voters would wise up. If a politician speaks then you should understand he/she is doing one of two things:

    1. Telling you what you want to hear to get your vote to secure money and power for themselves.

    2. Making promises (at your expense) to donors to get money in exchange for legislation.

    People need to understand that the best government leader is one that knows he is going to be there one term until they get voted out...regardless of party affiliation.

    We all know the longer they stay the more corrupt they become the more they owe the more they "fudge" the truth the more power the seek and the more deals they arrange to financially benefit themselves after they leave office.

    Vote them ALL out every term and maybe just maybe we can have someone who takes office with good intent actually follow through on what they said they would do and do it for the right reasons.

  • Cletus from Coalville Coalville, UT
    May 14, 2014 12:57 p.m.


    “This is news?”

    No--of course it's not news to liberals who don't really care what was promised to Americans by the leader of the free world---only to be exposed later as false. You see, progressives could really care less what the current president says because liberals continue to mistakenly buy into the myth that government has the answer for virtually every societal problem and issue imaginable.

    That's why it's not news to you--unless it's a conservative president who misleads---then it's BIG NEWS worthy of being splashed all over the major news networks!

  • Red Pepper Hot Pepper Cedar Hills, UT
    May 14, 2014 12:29 p.m.

    I do think that the US President has the right to lie (which is said on CNN by one guest) because you the American people elect the President of US. Right?

  • Liberal Ted Salt Lake City, UT
    May 14, 2014 12:11 p.m.

    It used to be, if you didn't like your insurance plan. You didn't have to carry it. Now you are forced to carry an insurance plan that you don't like, with less coverage....

    Hope and change just gave us a lot of nothing. The only counter argument from the left, is to try and demonize how things used to be.

  • ordinaryfolks seattle, WA
    May 14, 2014 11:53 a.m.

    Jeez, this happened to us before the Health Care law went into full effect. This is news? Insurance companies spend a huge amount of time figuring out how to save money. They are a for profit business. It is their job to cover us for the least possible cost to them. Just what part of the free enterprise system don't folks understand?

  • Chris B Salt Lake City, UT
    May 14, 2014 11:52 a.m.

    So when barack promised we could keep our current plan, he really meant "you can keep your plan unless I decide you can't"

    And when he promised we could keep our doctors he really meant "you can keep your doctors unless obamacare makes it so you can"

    Thanks Barack for your honesty. Either he didn't understand obamacare or he knowingly lied time and time again.

    Which is it?

  • Liberal Ted Salt Lake City, UT
    May 14, 2014 11:45 a.m.

    How can this be?!

    We have the great barry Obama on record over 32 times stating you will not lose your doctor. Everyone will see an average $2500 in savings. Everyone will be insured. People wouldn't lose homes. There is no death panel. And it is not a tax.

    He also told us he is clueless about Benghazi, however when it came time to get Osama he personally trained the seal team 6 to go after him. In fact he said they were soo incapable of making a plan, that he told them to bring back up helicopters just in case. No other president, he claimed, could have done that. You know like George Washington that actually fought in battles and put his neck on the line, no....barack was much much more than him.