@Thid BarkerThanks for taking the time to respond to my comment with
your question...My Obamacare?fox news entertainers are
now referring to Obamacare as the Affordable Care Act...Just like
the POTUS said...When the republicans realize the ACA is not going
away...They would drop the epithet and begin calling it the
ACA...Maybe even referring to the fact that the idea came from the
republican ultra conservative Heritage Foundation...BTW...Victor and Driggs are two of my favorite places on this wonderful earth!You are lucky to live in such a beautiful place.
UtahBlueDevil:Per the Department of Labor website, under HIPAA
(1996) pregnancy is not a pre-existing condition:"Are there
illnesses or injuries that cannot be subject to a preexisting condition
exclusion?Yes, as follows:Pregnancy, even if the woman
had no prior coverage before enrolling in her current employer's
plan."Again, straight from the Department of Labor website. As
you advised others, do your research.
Mick.... to your last point... they collect the money the same way they always
have. It is called garnishment. If you aren't employed, well then you
likely are eligible for a medicaid based plans. Again, that is up to your
individual state to determine the level of coverage. I am confused
though... if you are in the medical care industry, and I have to believe you are
not, why isn't your wife on your plan, or are you not adding her to your
plan? I am sure there is a logical reason. My wife does work, and she is
offered health care, but my company offers a far superior coverage, so I pay an
extra $100 a month to have her on my plan. That and my wife is a cancer
survivor, so the who pre-existing condition plays big here too.Point
is the old way, your wife would have been in a bad spot because of her
preexisting pregnancy. We had many uninsured for various reasons... there were
undeniable problems. There is not doubt there are problems with the new system
too. So lets fix it.... what ever it is.
UtahBlueDevil-I work in the health care industry. I know how it
works. But you need the young and healthy signing up for insurance. Not those
with pre-existing conditions and problems. They are a cost. Right now they young
and healthy are not signing up. How do we do that to off set costs?Did you know you don't have to pay the fine unless you are getting a tax
refund? That means the IRS cannot come after you for the money. So what good
is the tax, I mean penalty, I mean tax? If you don't get a refund they
cannot make you pay it. One of those things that we should have "read
the law" first things.
even these numbers are bogus. The bulk of the people that Barack and friends
have to have sign up for his little socialism experiment is the YOUNG (age
18-30) and that is NOT happening at all. The 300k so far are just the number of
people enrolling but the majority of those are taking the medicare option and
NOT buying the Obamacare option. This whole thing is going down in flames unless
the young and healthy sign up but they simply won't do it since they
don't want or need this expensive crap. So I guess Barack will figure out
some new way to threaten and tax this 18-30 group to FORCE them to sign up.
Remember the NEW democrat party is all about FORCE not choice.
atl134Just google "doctors opting out of Obamacare".
That's my source. It may not be accurate, but I did not make it up. I
don't make things up like our President does. Once again, to
any and all current supporters of ACA. Do you really think it was a good idea
to interfere with the entire American health system in order to find a way to
insure a few million uninsured? I'll bet even Obama himself is beginning
to wish he had a "do over". He wouldn't admit it of course, but
with his polls in the 30s how could he not?
Mick…. we were all already paying higher cost because of mandated care of
uninsured patients. Where do you think the money came from when the medical
industry had to care for these people? Did you think the cost just went into
the ether? We all payed higher rates to cover the cost of uninsured
treatment.Kaladin- you wifes plan isn't gone because of
Obamacare. Maybe initially, but not now. There is no federal law preventing
those companies from offering those plans. It was up to the insurance
companies or your state insurance commission who decided to continue those
plans, or not. Take you problem to them.Again.. because of
Obamacare, you wife has to be able to buy coverage… it is the law. She
can not be denied coverage. Before Obamacare, then yes, insurance companies
could have declined her pre-existing condition. Do some research… your
working with bad information.
@Kimber - and although chief said he will extend those lost plans for a year
those lost plans are still lost. They no longer exist and the insurance
companies are no longer offering said plans. My wife fell victim to this as her
plan was cut due to Obamacare. And no, it wasn't a cut-rate plan that
wasn't covering what we needed. It was a good plan that didn't fit all
the ridiculous requirements of OC. To compound the problem, my wife is pregnant
and we are now scrambling to find insurance/obgyn/hospital before the new year.
Congrats on getting coverage, sure wish my wife hadn't had hers taken away
for no reason!
Kimber,You have signed up. You do not have and have not paid for
the insurance yet. I am glad to hear that you have signed up for possible
insurance but that has come with a cost to millions of others. Either in higher
premiums or just dropped from their plans or reduced to less than 30 hours a
week at work, among other problems . You seem to have forgotten about all those
who will suffer because of this horrible law.
@the Rock… (and rest making the same claim)From Forbes
Magazine - hardly a left leaning journal we have;"he percentage
of physicians accepting new Medicare patients is “slightly higher”
than the percentage of doctors seeing private-insured patients. In all, the
government said the number of physicians “who have agreed to accept
Medicare” rose to 735,041 in 2013 from 705,568 in 2012."They add“These findings allay concern that the number of
physicians ‘opting out’ of Medicare has increased in recent
years,”So I am not sure what your source is… but they
sure don't match what is published. Perhaps people believe that could be
happening, but the numbers surely don't support it. Additionally, Aetna,
Humana, United Health Care also report increasing numbers of people subscribing
to Medicare Advantage plans.The numbers just don't back the
Horse hockey!Consider the source- AP, also known as
@atl134"The vast majority whose plans were dropped can find an
equivalent plan on the exchange for comparable or cheaper cost."Not true. Over 60% will see either increased premiums, higher deductibles or
both."And you're just making stuff up."Once
again, you got it wrong. Recent news reports cited this fact that reimbursement
rates are so low from Medicaid that health care providers would lose money if
they took Medicaid patients. Nobody can afford to lose money for long.I know doctors personally that have stated this fact. Over 60% of doctors
nationally are refusing to accept Medicaid patients. The same goes for many of
the plans at the exchanges. Doctors want to serve and help people but not a
great personal loss.
It is easy for those that are insured and satistied to criticize a program
created for those who are not insured or those that are underinsured. People
that have not experienced the pain of being denied insurance like I have (or
have become bankrupt because of medical expenses) should not criticize. I doubt
that a person that have experienced this will be among those that are
criticizing. The promise of those being able to keep their insurance if they
like it is and was true in theory, but the insurance companies that cancelled
the people were not taken into account as it should have been. Hopefully, the
extension of those health plans for a year, will help this. But in actuality,
people with this problem should take a look at plans that meet the good and fair
requirements of the ACA. I am excited to be insured for 2014 and yes, I did sign
up through the website and would encourage other uninsured to do the same.I'm very excited to have insurance after not having it for close to seven
years and wish the best for all those in a similar situation.
DraglineThe story I saw was that doctors will not take patients on
the ACA plan. That likely means the prices they can charge whether from Blue
Cross or whatever, will not be acceptable. Same was said of the hospitals
mentioned above. I don't know details, but it isn't being made up by
me. And I'm sure you know that not all doctors take Medicare either.
@Chris BHeh, you're a week behind on talking points, now
conservatives are falsely saying Obamacare doesn't cover babies (except it
does and that one story just turned out that the guy forgot to list his 4th
child and the error was resolved). The vast majority whose plans were dropped
can find an equivalent plan on the exchange for comparable or cheaper cost.@SCfan"The latest nightmare coming with this plan is that a
huge number of doctors are NOT going to participate. In California, for
instance, upwards of 70%, at this point, have said no."And
you're just making stuff up.
There You Go AgainNo disagreement, as long as YOU acknowledge the
same from the Democrats of today with Obama. And wereas we can't change
yesterday, we can change today and tommorrow. So with that said, what side are
you taking? Supporting Obama just because he is a Democrat, or can you put
party aside and recognize his failings in attempting to "Fundamenatly Change
@SCFanSaying that doctors will not take patients who have Obamacare is odd
in many ways:--Obamacare is not an insurance company. So you are
saying doctors in CA won't take Humana and Blue Cross insurance bought on
the exchanges? --Are those doctors taking Medicare? And why
aren't you ranting against this truly socialized medicine program?--Are you making this up as you go along?
Re; there you go again. How would you like to be a Democrat politician running
for re-election in 2014 trying to explain your Obamacare train wreck to angry
"...the leader of the country...a lapdog political party that blindly
supports this... because said leader is from their party. No matter how poorly
he performs...".Perfect description of republicans from
The latest nightmare coming with this plan is that a huge number of doctors are
NOT going to participate. In California, for instance, upwards of 70%, at this
point, have said no. And some of the very best medical institutions, like
Cedars Sinai in Los Angeles Sloan Kettering in New York have said they opt out
of accepting Obamacare. Well, what next? I suppose some Democrats, Liberals,
Obama supporters, ect. will now begin to think in terms of passing laws that
make it illegal for any doctor or medical institution to not participate in the
ACA. Can't wait to see that battle. This is what one gets when a country
elects a completely un-vetted, inexperienced, and generally un-qualified person
to take their university pie in the sky values and makes them the leader of the
country. That and a lapdog political party that blindly supports this just
because said leader is from their party. No matter how poorly he performs.
A much more relevant question would be of the very few people who signed up, how
many have actually PAID for the insurance they enrolled in? That, my fellow
Americans will decide whether Obamacare succeeds or fails. Certainly those with
pre-existing conditions or those who can't afford insurance will sign up
but who is going to pay for it all? It clearly does not look good for Obamacare.
Obamacare, with all its dysfunctional and duplicitous complexity is rammed down
the throats of the country on a completely partisan vote. It's primary web
portal is rolled out only to fall flat on its face after over a half **billion**
in cost and over 2 years of development.It then continues running
over the country with millions of people losing insurance plans they were happy
with and were **promised** they could keep by none other than the President of
the United States, for which, of course, he apologizes though never admitting to
his lie.It now limps along with some pitiful fraction of the
hoped-for number of people actually signing up. Next will come the inevitable
stories of fouled/lost/stolen personal data on the back end that will cost
hundreds of millions more $'s and who knows how much more time to
"fix".What's most disappointing to me about this latest
dismal example of governmental ineptitude and incompetence is that people have
come to expect and, worst of all, accept it. That's terrifying.
It's clear barack doesn't understand obamacare and its implications.
He promised anyone who wanted could keep their policies, only to go back on
that. And his "fix" to that problem is now only temporary, as many
plans will still be lost in the coming years.Should we be surprised
of his lack of understanding after he promised unemployment wouldn't reach
8% if given his first(of many) spendathons of 787 Billion and then unemployment
soared to 11%?Clearly, barack just doesn't get it.