Millions experience sticker shock with insurance cancellations, increases in premiums, deductibles

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  • 4word thinker Murray, UT
    Nov. 4, 2013 9:54 p.m.

    I have grandchildren (twins) who were born more than 3 months early and have a host of lingering medical challenges. After 2 years of paying over half their income to medical bills and insurance premiums, and then another 2 years of paying almost half their income to the same, you would think that they would be the people the ACA would help.

    Well to the rest of us we can take great comfort in knowing that the extra $5000+ we will each be paying next year will save them about $800 next year. Where are all the other tens of thousands of dollars going? Ask the democrats.

    What a great program, for those who make their living selling insurance, and those who get to use the money to buy votes.

  • Harley Rider Small Town, CT
    Nov. 4, 2013 7:04 p.m.

    Everyone should contact their Senators and Congressman and tell them strongly - Repeal this totally Un-American Debacle known as Obama Care! It's UN-Constitutional and so Wrong!

    Obama Care is just the beginning for the start of a huge Money Grab Campaign by Obama and his henchman. The 16,000 New IRS agents is just the start - They want to know where the money is and who has it cause they are gonna grab it. The Tax Grabbers - (ALL Government Workers) need to be funded for their - High Salaries , Vacations , Retirements , More Holidays and of course all them Benefits)

    Ron Paul had an awesome plan - 12 pages - No pre-existing conditions - no dollar caps - and if a person wanted to seek alternative all natural cancer treatment - insurance would pay. He also wanted to stress heal thy self with - exercise , diet , healthy foods , instead of the pill pushing Big Pharma controlled medical health we now have.

    This bill has to be repealed or it's the end of Freedom in the US

  • Milehigh BENNETT, CO
    Nov. 4, 2013 3:15 p.m.

    I have 15 employees in my company covered by health insurance (have covered them for the past 17 years). Our renewal was November 1st. Our historically stable rates went up 20% OR we had to increase our deductibles 100%, plus 50% increase in copay&, drugs, etc. to keep the same rate. OBAMACARE is making it nearly impossible to continue to offer benefits to my employees. Plus the insurance company said they would discontinue our plan next year.

  • mark Salt Lake City, UT
    Nov. 4, 2013 1:38 p.m.

    There is absolutely no special exemption from the ACA, and there never has been, for Congress or their staff. Yes, google it. But make sure you avoid sites that don't know what they are talking about.

    Again, the conservatives show they are the least informed people in the discussion.

  • A Guy With A Brain Enid, OK
    Nov. 4, 2013 1:34 p.m.

    @ atl134 - Salt Lake City, UT - "And yet the ACA has gotten more popular in polling the last month. Turns out those who actually get through the website seem to like it (or they're in the states where the state-run ACA exchanges are running more smoothly)."

    Prove it.

    Polls, dates, polling companies (objective ones....not CNN, NBC, etc), dates, numbers, samples sizes and populations, know, those little things called "facts".

    Everything I've read, yes, even in the 'mainstream' media is reporting just the opposite.

  • slcjimmy SLC, UT
    Nov. 4, 2013 1:32 p.m.

    @ J-TX....(Hysterical you happened to be from Texas) Really? That's amazing because what you're saying is against the law! Google it!

  • slcjimmy SLC, UT
    Nov. 4, 2013 1:17 p.m.

    @ DN NewsbSubsciber, Tators, Mountman, toosmartforyou, (Hysterical!) Sammyg & many brainless others.....Wow! How insightful you all are! Let me ask a question or two if I may stemming from my liberal education. How does ANYONE know exactly that "Obamacare" (or The ACA as informed non partisan individuals call it) will be a complete failure when it has not even been fully implemented? Ever read the Dr Seuss book Green Eggs and Ham? The similarity is hysterically amusing. All you misinformed, unintellectual tea partiers continue to divide instead of uniting! Our President could announce a cure for cancer tomorrow @ 3 p.m. and the only thing coming from all of your mouths would be..."Well, why not sooner?" Did not Romney introduce a very similar plan in Massachusetts? The answer is yes! Just because Hannity and Limbaugh both state their unintelligent opinion it's therefore gospel? Think for yourselves! Obtain quality information prior to making any one sided political opinions. I did. That's why I will finally be able to schedule much needed back surgery this January due to the fact that myself & many like me will no longer have their illnesses labled as a "pre existing conditions" Thank you Mr President!

  • J-TX Allen, TX
    Nov. 4, 2013 8:11 a.m.

    Every single Democrat in the Senate voted to keep the special exemption from Obamacare for Congress and its staff. Google it.

  • m.g. scott clearfield, UT
    Nov. 4, 2013 6:35 a.m.

    Well if the price of health care is too high, maybe they should sign up for Obamacare. The President said his plan would be less expensive.

    Or did I miss something.....?????

  • mark Salt Lake City, UT
    Nov. 4, 2013 1:41 a.m.

    JWB, there are no exemptions for unions or government employees in the ACA. I don't care what Sean Hannity says, he's wrong.

    "So, you think that the politicians should be dictating to us what is "worthless junk""

    Uh. . . Yes Utah Businessman. Yes the government should be dictating what is worthless junk. See, the insurance companies were basically running a scam with these policies, they would collect money but do everything they could to not payout. After people were hospitalized and then had their policies cancelled because of an unknown preexisting condition, or caps, or not filling out the forms exactly right, so the insurance companies would not pay and people were stuck with thousands in bills. Yeah, the insurance companies were running a scam on these things, and yeah, the government has a responsibility to stop scams.

    And you guys really have to get off this personal responsibility kick, this has nothing to do with personal responsibility.

    Or if you think it does, then I'm sure you would be fine with your child dying because you don't have the hundreds of thousands of dollars to pay for a life saving operation, such as a lung transplant.

  • Riverton Cougar Riverton, UT
    Nov. 3, 2013 10:14 p.m.

    "To read the comments, one would believe that the Democrats forced this down the throats of the Republicans. We all should know by now (remember the shutdown?), however, that without a lot of Republican support, the bill could not have passed."


    I hate to bring you to reality, but not a single Republican voted for the bill. That by definition is "without a lot of Republican support". And if that is not forcing down people's throats, then I don't know what is. Keep in mind that Obama still had to bribe some Democrats in the first place to even get enough Democratic support. The people didn't want it, we can't afford it, and Obama and his henchmen LIED about it numerous times ("You can keep your doctor/insurance", "it is NOT a tax", "you'll save $2500", etc.).

    And then there's Pelosi's infamous "We have to pass it to find out what's in it" comment. That comment alone should be a red flag. Either they are very stupid, or they new the details of the bill and wanted it passed in a hurry before anybody actually read it and found out.

  • oldcougar Orem, UT
    Nov. 3, 2013 9:29 p.m.

    So, some of you seem to be saying that if I shop around and buy and insurance policy that fits my needs (as I see them) and my budget, that I just didn't know I had a "junk" policy. The government knows better than I do what I want and need and they will make sure I get what they think I need, despite what I think and despite what I want to pay.

    Well, how comfortable I feel that such smart people are taking such good care of me. NOT!!!!

  • JWB Kaysville, UT
    Nov. 3, 2013 9:07 p.m.

    Mike Lee has some validity but just didn't go directly at the jugular vein of the problem. He was using the federal budget as a hostage to force the play. The budget is a problem but OBAMACARE is not going to make it nor social security any better. Congress leadership was in cahoots with the PRESIDENT over this issue. The Congress and Executive branch both acted irresponsible but the electorate chose this PRESIDENT and Democratic members of Congress the last election. Many of those voters just didn't want to have tea party people to get elected again so voted for anyone that was a Democrat.

    UNIONS and government personnel may be exempt from ACA and those people will continue to vote for the party that gave them this exemption. This President will twist anything to get his way. Community organizers know through their non-tax status how to get around the law and deductions.

  • Utah Businessman Sandy, UT
    Nov. 3, 2013 8:56 p.m.

    @one old man

    "Reports this morning are that . . . "

    And what are those reports and who is doing the reporting? So, you think that the politicians should be dictating to us what is "worthless junk", and forcing us to purchase what they dictate? Yes, I believe in "personal responsibility". I do NOT think that politicians should be making the decision of what I should be purchasing--that is not "personal responsibility"--that is socialism, and I want no part of it.

    Yes, it is tragic that we have moved so far from personal responsibility in our health care system (see my earlier post) and it is equally tragic that so many people think that we are "behind the times" because we do not have the socialistic policies that are causing people in European countries to riot in the streets because their governments can no longer provide the "free" services that they have come to expect and demand.

    If you are truly an "old man", you should know that what made America the greatest country in the world was exactly the opposite of socialism--it was freedom, personal responsibility and accountability.

  • one old man Ogden, UT
    Nov. 3, 2013 8:17 p.m.

    Reports this morning are that approximately 5% of people will wind up having to change plans. Why? Because the plans they've been paying for in the past are worthless junk.

    Now, under ACA, they will finally have plans that are worth something.

    Remember that favorite Republican Conservative mantra, "Personal Responsibility?"

    ACA requires people to live up to it and the people who have chanted it for years are suddenly having fits.

    It would be funny if it wasn't so tragic.

  • Utah Businessman Sandy, UT
    Nov. 3, 2013 8:02 p.m.

    The root problem here has been long forgotten by most who were aware of it, and never remotely understood by most. It is a departure from basic principles of personal responsibility and accountability. When we took that responsibility and held providers accountable for the costs, health care costs were controlled and essentially everyone could afford good health care. In the late 60's (when gasoline was 30 cents per gallon), a 24-hour hospital stay in SLC cost less than $100. A few years ago when gasoline hit about 14 times that 60's price, we were all screaming, "we cannot afford this!".
    In the meantime, a 24-hospital stay went to 100 times that earlier level with hardly a mention. Why? Because our employer was paying the insurance premiums and insurance was paying the bill.
    So now our brilliant politicians and bureaucrats think the solution is a bureaucratic monstrosity that has health care costs continuing to skyrocket while billions of $ are spent on paperwork, regulations, bureaucratic red tape and fraud. Many platitudes, thousands of words, billions of $ and absolutely no common sense.

  • Darmando Parker, CO
    Nov. 3, 2013 7:53 p.m.

    The marketplace takes care of the final outcome. Insurance companies that cancel policies or ask for unrealistic increases lose customers and they will be forced to adjust. Most of the negative crap here is from people who haven't actually shopped for rates. I now have starting in January 12% lower premiums and lower co-pays and deductibles as well for the exact same coverage. Thanks to the AFA. All of this vitriol from you Utah sheeple is too transparent. Do yourself a favor and shop, don't vent your hatred for Obama.

  • Arroba Brigham City, UT
    Nov. 3, 2013 7:04 p.m.

    Welcome to socialism.

  • Pete1215 Lafayette, IN
    Nov. 3, 2013 4:13 p.m.

    "government subsidy" is government-speak for the forcible extraction of money from all of our (that is the employed) wallets. And covering mental-health (i.e. psycotherapists and psychologists) is the support of non-scientific fraud.

  • postaledith Freeland, WA
    Nov. 3, 2013 4:06 p.m.

    And the sheep jump on the bandwagon and blame this on Obama. No matter what good our president does, the haters refuse to get out of their bubble. The ACA won't even start until January and you've already torn it up and spit it out. If your heroes Bush and Reagon had signed for the Affordable Care Act, I believe you'd be singing their praises.

  • New to Utah PAYSON, UT
    Nov. 3, 2013 4:00 p.m.

    Mitt Romney would have won the presidency had the mainstream media exposed all the lies Obama told to sell Obamacare. Mitt Romney was on Meet the Press today he expressed outrage at Obama's dishonesty related Obama's statements saying your would be able to keep your plan. We had a fraudulent campaign where Obama lied continually about Romney now we know he also lied about Obamacare. It is amazing because this president should have enough "pinochios" to go coast to coast.

  • Badgerbadger Murray, UT
    Nov. 3, 2013 2:34 p.m.


    What doesn't pass the smell test seems to be every word out of the president's mouth.

    I realize you think anything he says is gospel, and anyone who points out the fallacies and lies is a bigot, but maybe it is you who needs to look at facts instead of just pondering the fragrance.

  • worf Mcallen, TX
    Nov. 3, 2013 2:27 p.m.

    How long before these premium rates goes up?

  • suzyk#1 Mount Pleasant, UT
    Nov. 3, 2013 2:21 p.m.

    The politicians deserve no more than we are able to get. For some reason they think their lives and families are more valuable...I'm ashamed of these people who supposedly are representing us..they don't know the definition of truth and they have no compassion for the American people. No confidence or trust coming from this citizen.

  • metamoracoug metamora, IL
    Nov. 3, 2013 1:50 p.m.

    Wisconsin Moderate: The problem with medicare is that it also eliminates profit for hospitals & physicians.

    My wife is in private practice. She requires $800 to break even for the service she provides. Medicare reimburses $650. She could not stay in business if she relied solely on Medicare reimbursements. In fact, part of the AMA is a 32% cut in the Medicare reimbursement rate -- a devise needed to help pay for other portions of the law. Congress deferred that cut last January but it is scheduled to occur 1 January 2014 unless it is deferred again. If the cut happens, my wife will no longer see Medicare patients at all. She simply cannot afford to lose that kind of money and still stay in business.

  • Truthseeker SLO, CA
    Nov. 3, 2013 12:14 p.m.

    Buying insurance across state lines?

    What a nightmare for providers--Drs, etc to not only have to try and get payment from in-state providers, but to then have to deal with various plans in various other states?

    Interestingly, the health care law allows sales of insurance across state lines, but it happens only if insurers adhere to stricter regulation.

    According to the Urban Institute, a think tank focusing on poverty and social issues, the law "requires all states to comply with a minimum level of insurance regulation, and cross state sales would not be permitted in a state unless that state affirmatively joined a compact with one or more other states.

    It is unclear how many states will choose to set up such compacts."

    The ACA allows states to devise their own universal coverage plans-- why aren't conservative states moving forward on their own?

  • Vince Ballard South Ogden, UT
    Nov. 3, 2013 11:36 a.m.

    This is likely Obama's "Waterloo". Arrogance and incompetence brought this on.

  • Truthseeker SLO, CA
    Nov. 3, 2013 11:35 a.m.

    "The Griffins, who live near Philadelphia, pay $770 monthly for their soon-to-be-terminated health care plan with a $2,500 deductible. The cheapest plan they found on their state insurance exchange was a so-called bronze plan charging a $1,275 monthly premium with deductibles totaling $12,700. "

    This just doesn't pass the smell test. The published median/average ACA rates for PA are nowhere near this high.
    But, if the rates are actually this high for this couple could it be related to income level (more affluent), age (Mr. Griffen is 64--eligible for Medicare soon)? Smokers?

  • morganh Orem, Utah
    Nov. 3, 2013 10:08 a.m.

    To add to my previous comment, I found out that the Republican Party in 2010 proposed a bill to strip that provision that forces Insurance Companies to drop coverages from the ACA, but it never got considered. Republican John Kyle proposed legislation that would allow people to shop for healthcare across state lines, and Paul Ryan had a bill that would allow the the private sector access to the plans offered to Congress and the President. These were alternatives to Obamacare which never got considered. Now we have a Republican Senator who now has a bill titled "If you like your plan you can keep it" that he is trying to get passed. It sounds to me that the only people who want to fix this mess are Republicans.

  • morganh Orem, Utah
    Nov. 3, 2013 9:52 a.m.

    One old man said
    "Has anyone looked into the strong probability that at least some of this is deliberate sabotage by insurance companies and big corporate employers?" Just go to youtube and look up Anderson Cooper of CNN whose recent report states that the Obama administration is pressuring the insurance industry to keep quiet on what they knew about these mass cancellations going out. This was Obama's doing. They were warned not to include this in the final law and they did. The only one who can be blamed for this is Obama himself.

  • docport1 ,
    Nov. 3, 2013 9:31 a.m.

    Single payer healthcare is NOT government run healthcare any more that Medicare is. It is much more efficient , has a 5% administration cost, unlike the 15-30% of 3rd party administrators (Blue Cross, etc.) and yes, I have it (Medicare) and I see any doctor I want. It's not free….but it's not expensive. Do some research……stop listening to the right wing rhetoric…..the Dems should have never given in to the profit mongering members of Congress who din't care about health care for all of us but more about which health insurance company was going to give them their next contribution to their constant campaign.

  • wilson-kelly Vale, OR
    Nov. 3, 2013 9:04 a.m.

    Well, did anyone learn anything? Something like let's READ it before we sign it into law, pelosi?
    Life's hard and it is harder when you're stupid.
    Nice wake up call! I would be lying if I said I didn't somewhat enjoy all the chaos. Popcorn anyone?

  • mattwend IDAHO FALLS, ID
    Nov. 3, 2013 9:02 a.m.

    A guy with a brain-- I don't know about all of those, but Congress DID NOT exempt themselves.

  • Really??? Kearns, UT
    Nov. 3, 2013 8:29 a.m.

    This is strange. I just completed my annual open enrollment, and my insurance premiums are identical to last year's premiums. In fact, they haven't changed much over the past five years. I guess that's what happens when you work for an organization that negotiates with it's employees every year about what benefits we should get. Imagine that--something good can happen when both sides listen to each other.

  • Wisconsin Moderate GREENDALE, WI
    Nov. 3, 2013 8:21 a.m.

    This is why we should go to medicare for all and eliminate the profit taking from the insurance companies.

  • gehelmke Bastrop, TX
    Nov. 3, 2013 8:14 a.m.

    I think everyone here who is making a "political football" out of the Affordable Care Act needs to step back a second and realize what has actally occurred here.....To read the comments, one would believe that the Democrats forced this down the throats of the Republicans. We all should know by now (remember the shutdown?), however, that without a lot of Republican support, the bill could not have passed...If memory serves me correctly, this was a swap out...The Demos agreed to extend the Bush tax cuts, and in exchange, the Pubs agreed to allow the Affordable Care Act to pass.

    I would like to add a personal opinion....The number of people in this nation who have no health insurance is a national disgrace....

  • FelisConcolor North Salt Lake, UT
    Nov. 3, 2013 7:52 a.m.

    I love the latest liberal talking points: "Your insurance was junk anyway, and you didn't really like it even if you think you did" and "It will be much better when you are forced to give up your insurance, find new doctors, and fill out reams of paperwork (assuming the website is even working) in order to ask the government to help make up the shortfall".

    The condescension of the Democrat Party towards the average American knows no bounds. Modern-day Marie Antoinettes.

    In the meantime, in the coming weeks I will enjoy watching swing state Democrat senators desperately try to distance themselves from the slow-motion trainwreck which will likely produce Republican control of the Senate in 2014.

  • Shaun Sandy, UT
    Nov. 3, 2013 7:39 a.m.

    I am not defending obamacare but I went to and filled out some information and it said for my three person family it would be 665 a month with a $1500 deductible. My employer contributes $5.50 an hour for my insurance for my family, which comes out to be over $800 a month. So in comparison the obamacare is cheaper(this is without subsides) but then again I do not pay for my insurance.

  • esodije ALBUQUERQUE, NM
    Nov. 3, 2013 7:34 a.m.

    This sort of thing is the natural result of 90% of the national press being the de facto propaganda arm of one political party. Not only do the Dems believe they can act with impunity, they evidently believe they can will things into reality merely by lying about them. After all, who's there to call them on it? The media cocoon has limits, however, and the Dems went a little too far with O'care.

  • Dave Duncan Orem, UT
    Nov. 3, 2013 6:39 a.m.

    Why does the DesNews publish articles like this, and then continue to throw Mike Lee--one of the few politicians in the state willing to actively fight Obamacare--under the bus??

  • DaveRL OGDEN, UT
    Nov. 3, 2013 6:26 a.m.

    I went through the same scenario with an elderly co-worker who was so upset by his rising cost. After sitting down with him two things became apparent, his old policy had many loop-holds and limits of coverage and second his insurance company had other plans available to him at comparable prices they they did not disclose. This whole thing is nothing more than attempts of sabotage by insurance companies and bad journalism. I think it is apparent that many of these so called troubled policy holders have just not gotten good information or have been hood-winked by the media and their insurance companies.

  • JBQ Saint Louis, MO
    Nov. 3, 2013 6:11 a.m.

    This is a serious situation that left wing Democrats appear to be applauding. It is called "the great leavening". Joe Manchin makes sense and appears to be in the mold of Hubert Humphrey. Now, hold both up to the light and look for the "watermark". Manchin has one that reads JFK. The current leader doesn't have one.

  • BYUalum South Jordan, UT
    Nov. 3, 2013 5:31 a.m.

    Honestly, what will it take for some liberals to wake up and see what is happening to our country and our great citizens? Entitlements got this man re-elected. Wanting something for nothing is not the way free enterprise works. We now have more people on welfare than in the work force.

    And, folks, this ACA was meant to fail so the POTUS can go to the single payer. That's a quaint way of saying, governmental-socialized medicine. No choice! Government decides it all. See how that has worked in European countries. Unbelievable that we stand by and watch this happen.

    Which brings me back to supporting Senator Mike Lee who fearlessly stands against Obamacare and other governmental takeovers. God Bless America!

  • Max Charlotte, NC
    Nov. 3, 2013 5:30 a.m.

    A legacy is born:

    "No matter how we reform health care, we will keep this promise to the American people. If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you'll be able to keep your health care plan, period. No one will take it away, no matter what."

    He said this repeatedly and now we know that he knew he was lying when he said it. Now that we know with absolute certainty that this man is a very skilled liar, I can't imagine anybody believing anything he has to say. Even his supporters have to admit this man is a liar.

  • mark Salt Lake City, UT
    Nov. 3, 2013 1:18 a.m.

    And again, the conservatives are the least informed people in the discussion.

  • across the sea Topeno, Finland
    Nov. 3, 2013 12:08 a.m.

    Here's just another scandal that comes out of the WH... Signing this disaster into law, law that makes THE FREE into slaves of big gvnmt. And nce again BO says he was not aware, but he carries the responsibility.
    The fact IS and remains, that the US needs a new comprehensive Health Care Plan, BUT first they have to change the system to affordable - and that begins by getting politicians, lawyers, insurance (such as liability), corporations out of the business of maximizing profits from people's health (the old system was/is the most expensive per capita in the world - even with millions w/o insurance). That is where this should have neen started and NOT by putting this on individual people first! Obama, with a stroke of a pen, made YOU accountable but not FREE! Accountable for what? For paying for all the bureaucratic costly mistakes just because America needs a plan - but not this plan!

  • atl134 Salt Lake City, UT
    Nov. 3, 2013 12:06 a.m.

    And yet the ACA has gotten more popular in polling the last month. Turns out those who actually get through the website seem to like it (or they're in the states where the state-run ACA exchanges are running more smoothly).

  • U-tar Woodland Hills, UT
    Nov. 2, 2013 11:54 p.m.

    What a lovely bunch of people in the photo. leftover hippies, pot smokers and con artists.

  • Kathy. Iowa, Iowa
    Nov. 2, 2013 11:23 p.m.

    Yep, our insurance plan type of 30 years is gone. Rather then pay the penalty for providing good insurance they got rid of it. Now instead of a $25 copay and no deductible we have a $5,000 one. We paid a lot monthly and Jan 1 we use to pay $25 now we have to cough up $10,000 per year family deductible

  • Lifelong Republican Orem, UT
    Nov. 2, 2013 11:21 p.m.

    The real problem is all of those people that voted for Obama so they could get their free stuff are once again going to get their free stuff. Free health care and you and I that actually have jobs will be paying for it on their behalf.

    It wasn't the middle class that voted for Obama. He can continue to stick it to us and the freeloaders will keep voting for him and his cronies.

    When there are more people freeloading than working, we are headed for disaster.

  • worf Mcallen, TX
    Nov. 2, 2013 10:02 p.m.

    Obama could hit people in the face, and tell them he didn't do it.

    Crazy that some would believe him! Obama can do no wrong.

  • migraine Indianapolis, IN
    Nov. 2, 2013 9:58 p.m.

    My health insurance premiums and deductibles have been increasing every year for the past 15 years, sometimes double-digit increases each year, and including years way before ObamaCare/RomneyCare. Every other developed country in the world except us covers nearly all of its citizens with basic health care for far less cost than what we are currently paying for this mess here in the U.S., so until some Republican shows me how he can cover everyone more cheaply than that, I suppose I'll stick with the "Socialist" Dems who are at least trying to put something useful in place. Many of the "extra" costs of ObamaCare are from forcing insurance companies to actually provide the care they formerly just pretended to cover anyway (used to be cheaper for them to just kick you out if you had the nerve to actually get sick). Better to include the true costs of a genuine system & work out the kinks from there.

  • JSB Sugar City, ID
    Nov. 2, 2013 9:35 p.m.

    Don't reelect anybody!

  • Cougsndawgs West Point , UT
    Nov. 2, 2013 9:33 p.m.

    I'm still confused on how forcing Americans to have health insurance is constitutional. Someone above talked about how people bought high deductible "junk" insurance because they were basically healthy. But, oh no...we can't allow people to make decisions about their own health, we have to force them to be covered. Washington, Jefferson, and Madison have to be shaking their heads right now. Seriously? I would like a Dem/liberal to explain to me how ACA is constitutional. Where does the constitution provide government with the authority to tell me how to manage my own health?

    Look, I understand universal healthcare, even if I don't agree with it. Government providing for my healthcare with increased taxes is bad enough. But this is government forcing me to pay higher premiums and deductibles for what it considers appropriate insurance completely disregarding my right to choose what I feel is best for my circumstances. As others have said, gov funded universal HC may be what the Libs want the end game to be. Democratic Party just needs to change their name already...follow the French and call yourselves what you are: the Socialist Party.

  • metamoracoug metamora, IL
    Nov. 2, 2013 9:24 p.m.

    Atl @ 1:01: But who is paying the subsidy? The money to cover that subsidy is coming from somewhere. Contrary to popular opinion, the money doesn't just magically appear in the national coffers.

    There are only two sources: 1) the money will be borrowed (which is completely ludicrous -- when are we going to figure out that we cannot continue such largesse on borrowed money?); 2) from tax revenues (and please don't tell me that the ultra rich are picking up the tab unless we have suddenly decided to confiscate the entirety of their wealth -- and we consider anyone who makes more than $50K and owns their home as ultra wealthy).

    Thanks for playing, bud. Subsidy or no, the ACA will benefit very few.

  • Cinci Man FT MITCHELL, KY
    Nov. 2, 2013 8:58 p.m.

    There's one thing all Americans can do. Vote all incumbents out of office, period. Of course, all Americans will expect everyone else to do that, but they will want to keep their own. And that's what is wrong. Americans have a voice with their vote and refuse to use it. We have what we voted for. I cannot believe the few posters on this article who still to this day believe that Obamacare is doing the right thing for America. They blame the insurance companies now. If that were true, all it would take is one company to offer at a rate of the past, and every American would flock to that company. Why wouldn't they want to do that? Well, the answer is simply that they cannot afford Obamacare at the old rate. We call that Free Enterprise. Obama wants Socialism. Wake up America.

  • A1994 Centerville, UT
    Nov. 2, 2013 8:39 p.m.

    @One Old Man and Hutterite

    "Has anyone looked into the strong probability that at least some of this is deliberate sabotage by insurance companies and big corporate employers?"

    I went to the new healthcare website to compare costs. If I were to sign up for insurance through the exchange, it would cost me exactly double what I pay now. It is a bad deal.

  • annes albuquerque, NM
    Nov. 2, 2013 8:17 p.m.

    Millions? Prove it.

    Everything I've been hearing about this issue is that 1) it's caused by the insurance companies, bailing on plans that will be illegal under the ACA and 2) it's overblown, because most of the affected are eligible for better plans at the same price.

    The people who will actually be affected are those who make enough money so that they won't qualify for subsidies. They will be forced by the insurance companies to divorce their lousy cheap policies and buy a real policy, which will only cost more because they don't qualify for subsidies. On the order of 3-4 percent of the American population, max, which does work out to several million people. Many, if not most, of whom will qualify for subsidies.

    ACA will reduce the future tax burdens to fund medical programs like Medicare and Medicaid. I am very thankful to live in the era of the ACA. Before the ACA, the insurance companies were permitted to take premium money and never deliver services, ala "pre-existing conditions" discovered long after premiums were paid. Those days are over forever. Thanks, President Obama!

  • A Guy With A Brain Enid, OK
    Nov. 2, 2013 7:57 p.m.

    What angers me about Obamacare:

    The fact Democrat leaders at the national level hardly had a clue what the stupid bill even was, and I quote the ONE person who by virtue of their position (the very top member of Congress, the Speaker of the House at the time) should have known:

    Nancy Pelosi: "We have to pass the bill to find out what's in the bill."

    Gooogle it yourself.

    You simply can't make that up. Good grief!, that's the stuff of 30-minute sit-coms with canned laugh tracks; something Gilligan would say to the Skipper as the Professor rolled his eyes in pain. But this isn't Gilligan's Island, people, this is real life!

    They didn't really read it! They didn't REALLY understand it! The only ones who did were conservatives who then started screaming bloody murder over how bad it was. And, they're being proven right!

    Second, if it's so incredibly awesome, then why does Congress and the President get to exempt themselves OUT of it?

    Third, who's going to pay for it? How?

    Fourth, it limits freedom through fines for doing nothing!

    Obamacare = immorality in action.

  • DN Subscriber 2 SLC, UT
    Nov. 2, 2013 6:02 p.m.

    We keep being told that costs will go down for some people because they will be getting "subsidies" to help pay for their insurance Plus lots of people are actually being signed up for Medicaid, not buying insurance.

    Exactly where is the money going to come from to PAY for all these "subsidies" and new Medicaid entitlements?

    Hint- it's not unicorns bringing baskets of gold, it is increased taxes on the people who are already working, paying taxes, and about to pay through the nose for higher insurance costs for themselves. Or, maybe we will just borrow the money from the Chinese, and never have to worry about paying it back, like the other $17 trillion we owe.

    Obamacare delivers no new health care providers or clinics, only mandates everyone buy bad policies which will make people hate Obamacare so much that the low information voters will clamor for "FREE Healthcare!" under a socialized single payer government run system.

    How will that work out- ask the Vets who have to depend on the VA< or the Native Americans who depend on federal health care.

    Obamacare is enough to make anyone sick!

  • UtahBlueDevil Durham, NC
    Nov. 2, 2013 5:57 p.m.

    "Some states, including Virginia and Kentucky, required insurers to cancel old policies and start from scratch instead of beefing up existing ones."

    And there is the is up to the states how the insurance providers deal with the changes. But boy is it so much funner to blame everything on the federal government. ACA provides guidelines, how they are enacted at the state level is up to the states.

  • DaveKnowsWhatsUp Bloomington, IN
    Nov. 2, 2013 5:36 p.m.


    The reason you didn't hear about it before is that it wasn't that terrible. It wasn't perfect, and there are some things that still need to be addressed. However, this plan is so terrible that it's made things infinitely worse. You don't hear conservatives offering suggestions because it takes all our energy just to keep the dems from making things even worse than they already have.

  • play by the rules SOUTH JORDAN, UT
    Nov. 2, 2013 5:26 p.m.

    Once people understand this debacle, Mike Lee will become increasingly more popular. I am proud to have Mike Lee as my senator. Orrin Hatch, not so much!

  • A Guy With A Brain Enid, OK
    Nov. 2, 2013 4:48 p.m.

    The REAL truth of Obamacare (go look it up yourself):

    - Americans are being 'gifted' a health care plan we are forced to purchase
    - We'll be fined if we don't buy it
    - It will cover at least 10 million more people with NO additional doctors
    - Requires an additional 16,000 new IRS agents to collect the fines
    - It was written by a committe whose chairman admits he doesn't understand it
    - It was passed by a Congress that didn't read it
    - But yet Congress exempted themselves from it
    - It was signed into law by a President who smoked
    - The funding will be overseen by a Treasury secretary who did not pay his taxes
    - Will cause us to be taxed for 4 years before any real provisions/changes kick in
    - It will be administered by a government which bankrupted Social Security and Medicare
    - All to be overseen by a Surgeon General who is obese
    - And it will be financed by a country that is $17 trillion in debt

    So what could possibly go wrong?

    This is all verifiably true and I would love to hear from any liberal who wants to refute these facts with clear, objectivity themselves.

    Good luck....

  • Riverton Cougar Riverton, UT
    Nov. 2, 2013 4:42 p.m.

    It's funny to see some Democrats attack this article. This article was written by the AP! For the AP to print an article about this says A LOT about Obamacare. They were (and I'm positive they really still are) a big advocate.

    There are two possible scenarios.
    1) We now know why Nancy Pelosi said we had to pass it to find out what's in it. They knew what was in it and were afraid that people would find out and therefore not vote for it. Rather, they bribed enough Democrats to vote for it before people looked too much into it.


    2) They really didn't know what was in it and thought the best idea was to force a huge bill down our throats without knowing what it was.

    Bottom line is that either they are intentionally trying to destroy America as we know it, or else they are just incredibly ignorant.

  • Rick2009 MESA, AZ
    Nov. 2, 2013 4:37 p.m.

    Too bad all you people who voted for you know who. We tried to tell that he is the best liar in decades almost as good as Johnson, well maybe better.

  • Dan Maloy Enid, OK
    Nov. 2, 2013 4:32 p.m.

    You'd have to be blind, deaf, dumb and stupid to actually believe that Obamacare, a 'mere' 2,700 page law that even the (at the time) Speaker of the House admitted she didn't know what's in it (Nancy Pelosi, quote: "We have to pass the bill to find out what's in the bill.") is a good idea.

  • Mountanman Hayden, ID
    Nov. 2, 2013 4:08 p.m.

    ACA= Obamafraud

  • Informed Voter South Jordan, UT
    Nov. 2, 2013 3:31 p.m.

    I wonder if Obama voters who lose their insurance will continue to buy his lies? Sure, if you like your doctor or nsurance plan you can keep them. That falsehood says it all.....the goal is a single payer plan from the feds.

  • dviall GALES FERRY, CT
    Nov. 2, 2013 2:47 p.m.

    It is interesting because I mentioned to my wife when all this obamacare started that once it went into affect, insurnace companies would start cancelling policies and coverage.

  • Nate Pleasant Grove, UT
    Nov. 2, 2013 2:40 p.m.

    "If you like your health care plan, you'll be able to keep your health care plan."

    Obama told this lie over and over again. He knew all along that it wasn't true.

    Another lie being told is that the administration doesn't know how many have signed up. Do you think for a minute that, if there had been high numbers of enrollment, we would not have heard about it incessantly?

    The real truth is that, though many have visited the site, very few have signed up. The prices are too high.

    Health insurance is now affordable only for those who aren't paying the bill.

  • t702 Las Vegas, NV
    Nov. 2, 2013 1:27 p.m.

    Isn't this what the gop had been warning us of Obamacare? but nobody listen because the democrats are the smartest.

    We were told Obama-Don'tCare was intended to cover the 30 million who don't have health insurance. Does it make any sense to overhaul the whole industry just to cover the other 10%?

  • ipr Spanish Fork, UT
    Nov. 2, 2013 1:17 p.m.

    One of my medications was $150/month. On January 1st this medication went up to $780/month - in preparation for Obamacare, I was told. My co-pay for this medication went from $30/month to $167/month. I was taking 3 very expensive medications, so this had a major impact on my expenses. No, this was not the doing of my insurance company, but the pharmaceutical companies were preparing for Obamacare. Lovely!

  • pragmatistferlife salt lake city, utah
    Nov. 2, 2013 1:12 p.m.

    Marxist is exactly right and every one knew this little kerfuffle was coming because there were millions who had junk insurance plans that wouldn't qualify. The provision that disallows cancellation for pre-existing conditions would alone increase the price of this junk.

    I you pay attention almost to a story the people admit they think they are healthy and are betting on staying that way, so they buy the junk. That works fine until it doesn't. Accidents and disease don't give you a year notice and when they come now your sunk, and we as a society are stuck with your arrogance and bills.

    Let me hear some stories DN about people over the last decade who have made this bet and lost and the consequences. If you want give me a call and I'll give you a few names to start with.

  • atl134 Salt Lake City, UT
    Nov. 2, 2013 1:01 p.m.

    For instance, when my mom was searching for health insurance on the exchanges she was seeing the lowest silver plan costing around 400 a month in premiums, a 125% increase compared to her current plan. However, once she finally figured out how the subisides would work (which is incredibly not helpfully explained on the site), it'd come out to around 125 a month, a 30% decrease in premium costs to her compared to her current plan.

  • Way of the Warrior Arlington, WA
    Nov. 2, 2013 1:01 p.m.

    How much more will Americans take before they take real action against the powers that be? The complaining/whining isn't accomplishing what needs to be done.

  • atl134 Salt Lake City, UT
    Nov. 2, 2013 12:58 p.m.

    And what does the Griffin's plan cost when subsidies are included? You know, leaving out details like that is just faulty journalism, just like Hannity's special where it was failed to be noted that the guy on his show who cut hours to his employees is exempt from any business mandate because he has 4 employees not 50 or that a cheaper plan could be found on the exchanges for the other two families than what they had.

  • marxist Salt Lake City, UT
    Nov. 2, 2013 12:49 p.m.

    Before you all hyperventilate I suggest you google "facts about Obamacare premiums." I suggest you do it also, Deseret News. What you will find will not exonerate Obamacare, but the consequences aren't as dire as portrayed in this article. It will clear the air considerably. In this space I couldn't begin go summarize what I found.

  • Wastintime Los Angeles, CA
    Nov. 2, 2013 12:19 p.m.

    There will be significantly more winners than losers under ACA. Many people with cheap policies thought they had insurance coverage which would save them from bankruptcy due to medical issues, but the reality was they were paying money for junk. Wendell Potter, former health insurance executive (Cigna?) saw his own company selling more and more of these junk policies which prompted him to quit his job and become an advocate for ACA.

  • Ltrain St. George, UT
    Nov. 2, 2013 11:49 a.m.

    Blaming the GOP for this failure is very funny! This is what happens when you have a law that is the single most partisan law ever " deemed" passed. Do you expect Republicans to go out and get all warm and fuzzy about this " Sham" when not one single one of them voted for it!

  • Ltrain St. George, UT
    Nov. 2, 2013 11:44 a.m.

    Nice try!!!
    The insurance companies aren't kicking people out. It's the Law! Their policies are too cheap so they force people to get more expensive ones.. Can't blame anyone but the Socialists in this country for third debacle.

    Nov. 2, 2013 11:42 a.m.

    Our family's Aetna medical insurance plan through my wife's work at Citi went up 133 percent! I guess that is how we help pay subsidies for those who pay less, just another sideways tax increase!

    So, we switched to another insurance plan that only costs us 50% more, Happy Days!

  • Why would I? Farmington, UT
    Nov. 2, 2013 11:36 a.m.

    Why would I be very much surprised to see Lee and others in Washington hold a press conference and weep at how fortunate they are to not be subject to Obamacare? They should gloat a little about how the Democrats have stuck it to everyone except the US Congress and how grateful they personally are about it. Then they should publicly ask for Nancy and Harry to hold a press conference and address how much better off they are WITHOUT Obamacare.

    I tell you, it would be absolutely hilarious watching Mr. Reid squirm. He'd likely say that it was all Bush's fault and that Mitt hadn't paid any taxes. We know the drill all too well.

  • toosmartforyou Farmington, UT
    Nov. 2, 2013 11:31 a.m.

    C'mon, One old Man and Hutterite, admit that Obamacare is a flop. Trying to deflect blame onto the insurance companies is a smoke screen for those unwilling to accept reality. Don't you remember the infamous remark by Nancy that they "had to pass the law to find out what was in the law?" And this is a law that a vast majority of Americans DID NOT WANT! They weren't even smart enough to phase it in, 10 states at a time---no, they tried the entire country at the stroke of midnight and we see how well that worked.

    This train wreck has to be buried; the sooner the better.

  • David Centerville, UT
    Nov. 2, 2013 11:22 a.m.

    One Old Man & Hutterite,

    Nice conspiracy theory. On the contrary, insurance companies will be reaping windfall profits. They love this law called Obamacare. As I speak with insurance reps they report that the insurance industry will be strengthened by this.

    Can you say "Insurance Lobbyist access to the White House"?

    Mr Smitty,

    Keep dreaming. The good old days are gone under Obamacare. We will speak longingly of those days.

  • podunk utah DRAPER, UT
    Nov. 2, 2013 11:13 a.m.

    screwing the middle class is not a good formula for reelection... bait and switch is illegal unless you are a politician

  • 4601 Salt Lake City, UT
    Nov. 2, 2013 11:07 a.m.

    "It will save families $2500 dollars, you can keep your insurance plan and your doctor, it will bend the cost curve down, signing up will be as easy as shopping online, etc" In retail that is called bait and switch. We deserve better from our president.

  • rvalens2 Burley, ID
    Nov. 2, 2013 10:48 a.m.

    Let's turn to a great philosopher for sage advice on ObamaCare.

    "Stupid is as stupid does." Forrest Gump

  • rvalens2 Burley, ID
    Nov. 2, 2013 10:48 a.m.

    This is what happens when "Big Government" decides it knows best how to run things.

    For heaven's sake, they can't even set up a website and make it run properly and we expect them to manage the health care system?

  • rvalens2 Burley, ID
    Nov. 2, 2013 10:46 a.m.

    And so ... the disaster that is called ObamaCare continues.

  • bandersen Saint George, UT
    Nov. 2, 2013 10:32 a.m.

    The march of the naive continue. You have no one to blame but yourselves. it won't do any good to say that if you think that your democratic and republican reps didn't plan and know this, your nativity and delusion are complete.

  • Hutterite American Fork, UT
    Nov. 2, 2013 10:01 a.m.

    This is insurance company sabotage. It's why insurance companies shouldn't be involved in health care at all.

  • Mr. Smitty Salt Lake City, UT
    Nov. 2, 2013 9:40 a.m.

    @Mikhail: Is this the same Heritage Foundation that supported insurance modeled after Romney's plan? Why, yes it is! It's now called Obamacare.

  • Mr. Smitty Salt Lake City, UT
    Nov. 2, 2013 9:26 a.m.

    OOPs. I meant, ACA.

    @TOO: ACA should grant you a subsidy, so you will be able to afford rent and groceries.

  • mohokat Ogden, UT
    Nov. 2, 2013 9:19 a.m.

    One huge thing we have learned (many of us knew)is like oil and water the words Obama and truth do not go together.

  • Mr. Smitty Salt Lake City, UT
    Nov. 2, 2013 9:18 a.m.

    Did anyone notice the hike in premiums before AMA? Did anyone notice that insurance was worthless or extremely expensive for those with pre-existing conditions? Do you hear Republicans proposing any better plans? No, because they really don't care. They only complain if Obama is behind it.

    Anyhow, it would be nice if this story included reports from people who say they are saving a lot of money. If this is so, it appears that AMA needs some fixing, not that it needs to be thrown out, but Republicans aren't interested in fixing AMA. They just want to destroy it and go back to the old days.

    I bet if you you wait a few months and insurance before AMA to AMA insurance, we will find the old days were much worse.

  • one old man Ogden, UT
    Nov. 2, 2013 9:08 a.m.

    Has anyone looked into the strong probability that at least some of this is deliberate sabotage by insurance companies and big corporate employers?

  • Mikhail ALPINE, UT
    Nov. 2, 2013 9:08 a.m.

    Many accuse conservatives of not offering an alternative to Obamacare. Heritage Foundation offers an alternative which is fully of common sense.

    Go to Heritage Foundation's website to read the details.

    The Beltway mentality needs to go. Mike Lee knows that Obamacare is destructive to America and is in reality unconstitutional (The Supreme Court decision is illogical and unsubstantiated, a failure on the part of that branch of government). We need to get the federal government out of our lives as much as possible, while still maintaining a limited cohesiveness between the states - protecting our most basic liberties and rights of freedom of conscience, privacy and of property.

    Individual responsibility - including our responsibility to serve our fellow man - needs to be the theme. We need to get away from big government solutions for individual needs. As Reagan said, "Government is not the solution, it is the problem."

  • sammyg Springville, UT
    Nov. 2, 2013 9:04 a.m.

    I was promised a reduction of up to $2500 in health care premiums. I'm only seeing horrific increases.

    My daughter's hours will be reduced and now that she is 26, she's off my plan and low and behold, she will be paying about $230 or so a month for a $5000 deductible plan.

    So how's your AFFORDABLE Healthcare Act working out for you.

    Thanks to the three stooges (Barry, Harry, and Nancy) we are finally figuring out what's really going on.

    You libs are absolutely out of your mind. This is what America wanted?

    And I can't wait to hear the weeping and wailing over the $36 food stamp reduction.

    I currently have 10 living in my home until my son's home is finished. We've never spent $668 a month for food (maximum foodstamp allowance) and we have 47 million families on food stamps?

    Good grief!

  • TOO Sanpete, UT
    Nov. 2, 2013 9:00 a.m.

    I've been told that my insurance premium will go up AT LEAST 100% at my work. But it's okay. Who needs groceries or rent money?

  • Mountanman Hayden, ID
    Nov. 2, 2013 8:50 a.m.

    How do you spell fraud? O b a m a c a r e!

  • Lifelong Republican Orem, UT
    Nov. 2, 2013 8:45 a.m.

    No one to blame but the Democrats on this one. However these horror stories are EXACTLY what obama wants to hear. It is all part of the master plan to go to single payer health care run by the gov. Get ready America.