A user’s guide: 20 things to know about the Affordable Care Act

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  • Viva la Migra American Fork, UT
    Sept. 29, 2013 9:43 p.m.

    "If you have an employer plan ... you're golden".

    Not Quite. We just found out that all of the plans previously offered by our employer are ending at the end of the year. In their place are employer versions of the high-deductible exchange plans. No more family plans, no more uniform rates for every employee. The only question is how much the employer will kick in, which we won't know until November. Hopefully it's cheaper than the unsubsidized exchange rates, which seem to be about $300 per person, meaning my family of 4 would have to pay $1200 per month for a crappy high-deductible plan.

  • Swiss Price, Utah
    Sept. 29, 2013 1:33 p.m.

    We should hold out until they put us on the Congressional Plan. Administered by OPM not IRS only going up 2.5% this year. Preexisting conditions covered when you switch plans within the plan grouping.
    Dental and optical available as extra plans.
    Only two levels in main plans self or family. Self and spouse available in optical and dental plans.

  • Daniel Leifker San Francisco, CA
    Sept. 29, 2013 10:01 a.m.

    "Very likely, you already have insurance, so don’t panic."

    Actually, I am panicking. I am self-employed in California and got a letter yesterday that my medical insurance plan will be terminated on Dec 31 because it fails to fulfill new requirements of Obamacare. On Jan 1, I will be moved to a comparable plan with a monthly premium that is 76% higher. Well, not entirely comparably, because I won't get to keep my current doctor (I checked on my insurance provider's web site.)

    President Obama's words don't ring very true for me: "If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what."

  • DesireTruth College Park, MD
    Sept. 27, 2013 1:36 p.m.

    Pretty good! Thanks for some good information.

  • CJH Alpine, UT
    Sept. 26, 2013 8:28 p.m.

    An article from the Seattle Times, one of the most liberal states in the country. Not a big surprise that they sided with the ACA. Time is a noose around the neck of this horrible law.

  • CollegeKid Pocatello, ID
    Sept. 26, 2013 8:27 p.m.

    I'm glad to see the Deseret news printing the truth. These are things I've known about the law even being a casual observer, not being attached to any media personalities. People are way too up in arms about this. It's gonna be a wonderful thing. People need to take a step back and stop treating politics like a second religion and just look at things more critically, striving to be objective. And being objective doesn't mean taking brainwashing from both sides of the extreme instead of just one. It means making an informed opinion divorced from overly emotional states and emotional ideologies. Like liberalism and conservatism in their respective extremes. It also means making sure people who you get your information from are as neutral as possible. But when that's not possible, a little hard work and critical thinking, and education will help. A good example is all the fear mongering surrounding the law. If you want to know, it's easy to see that most of the talk of a soviet style system are just that. Talk. People who say it's a reality must be at least a little bit divorced from reality.

  • Brahmabull sandy, ut
    Sept. 26, 2013 4:25 p.m.

    The law may help some, but it hurts many, many more then it helps. It again sticks it to the middle class. The insurance plans that are out there are not affordable for the middle class. Why not just do a universal tax, and give health care to everybody for free. No big insurance companies to deal with. There has to be a better way then this, as it is the unaffordable care act.

  • Happy Valley Heretic Orem, UT
    Sept. 26, 2013 12:37 p.m.

    justamacguy said:
    "The ACA isn’t communism or socialism" then what is forcing someone to participate called? Tyranny? Dictatorship?

    Nope, A society.

    You see I didn't think my taxes should have gone to a war of aggression in Iraq, who never even threatened to attack us, but as a society, I don't alway get to be the decider. I know... the Common defense clause, see that word defense, Not offense.

  • RedShirt USS Enterprise, UT
    Sept. 26, 2013 12:36 p.m.

    To "Ernest T. Bass" yes, doing nothing was better than the ACA. The best solution was to deregulate insurance, and clamp down on malpractice lawsuits.

    To "ImABeliever" this is fascism. The insurance companies remain private, but are controlled and enentially run by the government.

    To "Happy Valley Heretic" if you want to get away from the "Church of Neo-Conservative Radio devotees ", stop hanging around with people who listen to Air America and other liberal talk shows. FYI Neo-conservatives are LIBERALS who use the military.

  • RWSmith6 Providence, UT
    Sept. 26, 2013 12:32 p.m.

    Did I miss somewhere that those who express doubt about "Obamacare" actually know how we got to this pass, the Affordable Care Act? Conservatives have long feared that if yet another "entitlement" is put in place and actually liked, Conservatism is dead or near death. The history of that "long" fear started when Bill Kristol (yes, the one on Fox Sunday mornings) said as much in attacking "Hillarycare" when he was an aide to Dan Quayle. Ever since, whatever Democrats have pushed to provide affordable healthcare for all has been flat-out opposed by the Right, socialism catching on a great fear of free-market capitalists. Better we should avoid that fate at ALL costs. No matter that there are far too many uninsured, too many uninsurable because of pre-existing conditions, no portability of coverage when jobs are lost or changed, and lifetime limits on coverage.

    Conservatives have a long history, in other words, of pulling out all the stops when it comes to killing all attempts to do what every other advanced nation does: provide affordable health care to all. Smart, those Conservatives. really smart.

  • justamacguy Manti, UT
    Sept. 26, 2013 10:40 a.m.

    "The ACA isn’t communism or socialism" then what is forcing someone to participate called? Tyranny? Dictatorship?

  • Bored to the point of THIS! Ogden, UT
    Sept. 26, 2013 10:28 a.m.

    All we need to know is Senator Lee is against it. Right?

  • Tyler D Meridian, ID
    Sept. 26, 2013 9:26 a.m.

    @Happy Valley Heretic – “Nope my radio conspiracy commander told me, everyone but him is a lier. Please take the time to inform yourself with some facts, (like in this article) instead of emotional outbursts of parroted radio "feelings."”

    As factual a take on the current state of conservative talk radio as I’ve ever heard… nice.

    And the real irony is most of these guys (or gals like Laura Ingraham) couch their acts in a veneer of logic & rationality, but just beneath the surface it is all about feelings, and usually negative ones – first and foremost, fear followed closely by hate & self-righteous pride (necessary components for all “us/them” thinking).

    If we were “Intelligently Designed” the designer sure did a poor job on our adrenal glands (too big) and our frontal lobes (too small).

  • Happy Valley Heretic Orem, UT
    Sept. 26, 2013 8:19 a.m.

    The Church of Neo-Conservative Radio devotees can't be bother with the truth or facts. Even when they are right there to check. Nope my radio conspiracy commander told me, everyone but him is a lier.

    Please folks at least read the article before commenting in ignorance.

    Wild stories of What ObamaCare has, or is doing, with absolutely no references ever, doesn't that concern you?
    I personally never repeat forward an email or opinion without first checking to see if I'm a link in a chain mail of ignorance.

    Please take the time to inform yourself with some facts, (like in this article) instead of emotional outbursts of parroted radio "feelings."

  • Million Bluffdale, UT
    Sept. 26, 2013 6:40 a.m.

    Something needed to be done with the out of control medical service cost in the United States. I doubt Affordable Care has all of the answers but it is a start to address the costs. Poor people have always been able to have free health care, and have freely used it constantly going to emergency rooms for minor issues- it has been the middle class having to pay for health care out of their pockets. Social security was a fight to start and implement in the 1930's and would have been kept sound if politicians hadn't kept raiding it at the same time promising more unfunded benefits in exchange for votes.

  • wer South Jordan, UT
    Sept. 25, 2013 10:40 p.m.

    Do you like the treatment you get at DMV? Expect more of the same with this government mess.

  • JayTee Sandy, UT
    Sept. 25, 2013 10:33 p.m.

    Bad law, destined to fail.

  • Truthseeker SLO, CA
    Sept. 25, 2013 8:09 p.m.


    Where state does your relative reside?

    What "new laws" are they referring to?

    More info is needed.

  • Owl Salt Lake City, UT
    Sept. 25, 2013 8:05 p.m.

    Mr. Obama wants some form of universal medical care which is certainly laudable. The difficulty is that no one, Democrat or Republican, has worked out the finances or appreciated the unintended consequences. In 2010 Warren Buffet said to scrap the ACA and work on medical costs instead. Medical cost is the elephant in the living room.

  • Leo Femedlers El Paso, TX
    Sept. 25, 2013 7:15 p.m.

    We just received a call from a relative who is taking care of her mother-in-law. The mother recently fell, they called 911, 911 came and said "we would have been able to take her in for treatment but under the new laws she isn't covered. If you want us to take her you will have to pay out of your pocket."

    Re: SAS Fearmongoring? Ha! Good luck with your delusion. Obamacare is staring us in the face like the specter it is and will make of the democracy that allowed it to happen.

  • one vote Salt Lake City, UT
    Sept. 25, 2013 6:35 p.m.

    Is Obama care hysteria treatable and covered? What about the sour grape flu that lingers for a decade?

  • worf Mcallen, TX
    Sept. 25, 2013 5:54 p.m.

    Isn't it exciting, having the IRS managing our health care?

  • ImABeliever Provo, UT
    Sept. 25, 2013 5:25 p.m.

    The last paragraph of this article made me about lose it when it reads:
    The ACA isn’t communism or socialism. Really, what else do you call taking people's freedom away? Democracy? I don't think so. Satan says the same thing to people as they follow him.
    It really isn't a sin to murder or commit adultery; it is okay.

  • rvalens2 Burley, ID
    Sept. 25, 2013 4:54 p.m.

    An article that attempts to misinform and push the Obama Care agenda. What a novelty!

    Do we really need more of these types of articles?

    I think not ...

  • atl134 Salt Lake City, UT
    Sept. 25, 2013 4:52 p.m.

    Informative list but whether or not people believe it is still an issue. I guess we just have to wait. People might find that, much like Green Eggs and Ham, first impressions aren't quite accurate.

  • Tyler D Meridian, ID
    Sept. 25, 2013 4:46 p.m.

    And Republicans came up with the whole idea back when they were sane...

  • Shane333 Cedar Hills, UT
    Sept. 25, 2013 4:45 p.m.

    Let us consider current social programs managed by the government:

    Medicare and Medicaid: Both running out of money
    Social Security: Running out of money.

    Does anyone believe Obamacare will be any different? It's projected costs to taxpayers has already skyrocketed above the amount quoted to taxpayers when it was originally passed.

    Expect employers to cut back on employees and switch employees to part time work. Expect your premiums to go way up. Expect young adults to be shocked when they realize how much they'll actually have to pay. Expect doctors to flee from the profession. Expect supporters of Obamacare to be surprised when they have a much more difficult time finding a doctor who will see them. Expect this to become a crushing burden on the wavering economy.

  • worf Mcallen, TX
    Sept. 25, 2013 4:35 p.m.

    I'm going to be forced into paying more for someone elses bill, and have less coverage for myself. I'll be called greedy by liberals for not liking this.

    I know the Obamas, government, and big businesses are exempt from this.

  • marxist Salt Lake City, UT
    Sept. 25, 2013 4:18 p.m.

    It's a long way from what I wanted, but people will get used to it, seeing it is better than what they had for the most part.

  • Ernest T. Bass Bountiful, UT
    Sept. 25, 2013 3:50 p.m.

    Republicans: What is the better alternative? Status quo with out of control premiums and hospital costs? Lee and his ilk have never provided an alternative that helps all Americans. Why is that?

  • Spider Rico Greeley, CO
    Sept. 25, 2013 3:26 p.m.

    Very pro-ACA article. I won't trust anything I hear about it. We'll see how it shakes out in a decade (about how long it will take to really be implemented)

  • SAS Sandy, UT
    Sept. 25, 2013 3:14 p.m.

    @Rock: Sources/citations on any of those? Most of what your saying seems to be one side of conflicting opinions--the jury is still out. But some (#9 in particular) are purely fear-mongering.

  • SAS Sandy, UT
    Sept. 25, 2013 2:27 p.m.

    Yes, cheers to the DN for reporting facts, rather than opinions of opinions of opinions. More reporting like this, and the newsmedia just might be relevant again.

  • The Rock Federal Way, WA
    Sept. 25, 2013 2:08 p.m.

    Most important things to remember about the Affordable Care Act:

    1. It is not affordable.
    2. Millions will lose their jobs or lose full time status.
    3. It does not insure anywhere close to everybody.
    4. It is unconstitutional.
    a. All bills that spend money or raise revenue must originate in the House. This originated in the Senate.
    b. It places life and death control over your life in the hands of government functionaries.
    c. John Roberts was wrong and he knows it.
    5. "Your taxes will not go up unless you make over $250K a year" was a little off the mark.
    6. "If you like your current plan you can keep it" also missed the mark.
    7. "If you like your current doctor you can keep your doctor." also missed.
    8. It is not affordable, and never will be.
    9. Those who get cancer over the age of 76 will not be treated.

  • Say No to BO Mapleton, UT
    Sept. 25, 2013 1:07 p.m.

    Such a comforting article. But it belies the truth.
    For example, what if my employer shifts me to 29 hours a week?
    And I understand that the handy-dandy calculator doesn't work.
    And why can't I continue with my high deductible policy for $350 a month? My new quote is $965 a month. And that makes it more affordable?
    And is it true that low-income people and all congresspersons and their staff get a subsidy from the government? What is the income level for this subsidy and how do you calculate it?
    And my hospital is 20 minutes away but the network hospital is 3 hours away. What's up with that?
    I appreciate the DN trying to clarify things, even going to a Seattle newspaper to find an article written by someone who claims to know what is going on. But it sounds like Obama spin to me rather than the truth about this plan.

  • Truthseeker SLO, CA
    Sept. 25, 2013 1:01 p.m.

    An article that attempts to educate and inform. What a novelty!

    We need more of these types of articles.