"If you have an employer plan ... you're golden". Not
Quite. We just found out that all of the plans previously offered by our
employer are ending at the end of the year. In their place are employer
versions of the high-deductible exchange plans. No more family plans, no more
uniform rates for every employee. The only question is how much the employer
will kick in, which we won't know until November. Hopefully it's
cheaper than the unsubsidized exchange rates, which seem to be about $300 per
person, meaning my family of 4 would have to pay $1200 per month for a crappy
We should hold out until they put us on the Congressional Plan. Administered by
OPM not IRS only going up 2.5% this year. Preexisting conditions covered when
you switch plans within the plan grouping. Dental and optical available
as extra plans. Only two levels in main plans self or family. Self and
spouse available in optical and dental plans.
"Very likely, you already have insurance, so don’t panic." Actually, I am panicking. I am self-employed in California and got a
letter yesterday that my medical insurance plan will be terminated on Dec 31
because it fails to fulfill new requirements of Obamacare. On Jan 1, I will be
moved to a comparable plan with a monthly premium that is 76% higher. Well, not
entirely comparably, because I won't get to keep my current doctor (I
checked on my insurance provider's web site.)President
Obama's words don't ring very true for me: "If you like your
doctor, you will be able to keep your doctor. Period. If you like your health
care plan, you will be able to keep your health care plan. Period. No one will
take it away. No matter what."
Pretty good! Thanks for some good information.
An article from the Seattle Times, one of the most liberal states in the
country. Not a big surprise that they sided with the ACA. Time is a noose
around the neck of this horrible law.
I'm glad to see the Deseret news printing the truth. These are things
I've known about the law even being a casual observer, not being attached
to any media personalities. People are way too up in arms about this. It's
gonna be a wonderful thing. People need to take a step back and stop treating
politics like a second religion and just look at things more critically,
striving to be objective. And being objective doesn't mean taking
brainwashing from both sides of the extreme instead of just one. It means making
an informed opinion divorced from overly emotional states and emotional
ideologies. Like liberalism and conservatism in their respective extremes. It
also means making sure people who you get your information from are as neutral
as possible. But when that's not possible, a little hard work and critical
thinking, and education will help. A good example is all the fear mongering
surrounding the law. If you want to know, it's easy to see that most of the
talk of a soviet style system are just that. Talk. People who say it's a
reality must be at least a little bit divorced from reality.
The law may help some, but it hurts many, many more then it helps. It again
sticks it to the middle class. The insurance plans that are out there are not
affordable for the middle class. Why not just do a universal tax, and give
health care to everybody for free. No big insurance companies to deal with.
There has to be a better way then this, as it is the unaffordable care act.
justamacguy said:"The ACA isn’t communism or socialism" then
what is forcing someone to participate called? Tyranny? Dictatorship?Nope, A society. You see I didn't think my taxes should have
gone to a war of aggression in Iraq, who never even threatened to attack us, but
as a society, I don't alway get to be the decider. I know... the Common
defense clause, see that word defense, Not offense.
To "Ernest T. Bass" yes, doing nothing was better than the ACA. The
best solution was to deregulate insurance, and clamp down on malpractice
lawsuits.To "ImABeliever" this is fascism. The insurance
companies remain private, but are controlled and enentially run by the
government.To "Happy Valley Heretic" if you want to get away
from the "Church of Neo-Conservative Radio devotees ", stop hanging
around with people who listen to Air America and other liberal talk shows. FYI
Neo-conservatives are LIBERALS who use the military.
Did I miss somewhere that those who express doubt about "Obamacare"
actually know how we got to this pass, the Affordable Care Act? Conservatives
have long feared that if yet another "entitlement" is put in place and
actually liked, Conservatism is dead or near death. The history of that
"long" fear started when Bill Kristol (yes, the one on Fox Sunday
mornings) said as much in attacking "Hillarycare" when he was an aide to
Dan Quayle. Ever since, whatever Democrats have pushed to provide affordable
healthcare for all has been flat-out opposed by the Right, socialism catching on
a great fear of free-market capitalists. Better we should avoid that fate at
ALL costs. No matter that there are far too many uninsured, too many uninsurable
because of pre-existing conditions, no portability of coverage when jobs are
lost or changed, and lifetime limits on coverage. Conservatives
have a long history, in other words, of pulling out all the stops when it comes
to killing all attempts to do what every other advanced nation does: provide
affordable health care to all. Smart, those Conservatives. really smart.
"The ACA isn’t communism or socialism" then what is forcing
someone to participate called? Tyranny? Dictatorship?
All we need to know is Senator Lee is against it. Right?
@Happy Valley Heretic – “Nope my radio conspiracy commander told me,
everyone but him is a lier. Please take the time to inform yourself with some
facts, (like in this article) instead of emotional outbursts of parroted radio
"feelings."”As factual a take on the current state of
conservative talk radio as I’ve ever heard… nice.And the
real irony is most of these guys (or gals like Laura Ingraham) couch their acts
in a veneer of logic & rationality, but just beneath the surface it is all
about feelings, and usually negative ones – first and foremost, fear
followed closely by hate & self-righteous pride (necessary components for
all “us/them” thinking).If we were “Intelligently
Designed” the designer sure did a poor job on our adrenal glands (too big)
and our frontal lobes (too small).
The Church of Neo-Conservative Radio devotees can't be bother with the
truth or facts. Even when they are right there to check. Nope my radio
conspiracy commander told me, everyone but him is a lier.Please
folks at least read the article before commenting in ignorance.Wild
stories of What ObamaCare has, or is doing, with absolutely no references ever,
doesn't that concern you?I personally never repeat forward an email
or opinion without first checking to see if I'm a link in a chain mail of
ignorance.Please take the time to inform yourself with some facts,
(like in this article) instead of emotional outbursts of parroted radio
Something needed to be done with the out of control medical service cost in the
United States. I doubt Affordable Care has all of the answers but it is a start
to address the costs. Poor people have always been able to have free health
care, and have freely used it constantly going to emergency rooms for minor
issues- it has been the middle class having to pay for health care out of their
pockets. Social security was a fight to start and implement in the 1930's
and would have been kept sound if politicians hadn't kept raiding it at the
same time promising more unfunded benefits in exchange for votes.
Do you like the treatment you get at DMV? Expect more of the same with this
Bad law, destined to fail.
Re:LeoFemedlersWhere state does your relative reside? What "new laws" are they referring to? More info is
Mr. Obama wants some form of universal medical care which is certainly laudable.
The difficulty is that no one, Democrat or Republican, has worked out the
finances or appreciated the unintended consequences. In 2010 Warren Buffet said
to scrap the ACA and work on medical costs instead. Medical cost is the elephant
in the living room.
We just received a call from a relative who is taking care of her mother-in-law.
The mother recently fell, they called 911, 911 came and said "we would have
been able to take her in for treatment but under the new laws she isn't
covered. If you want us to take her you will have to pay out of your
pocket."Re: SAS Fearmongoring? Ha! Good luck with your
delusion. Obamacare is staring us in the face like the specter it is and will
make of the democracy that allowed it to happen.
Is Obama care hysteria treatable and covered? What about the sour grape flu that
lingers for a decade?
Isn't it exciting, having the IRS managing our health care?
The last paragraph of this article made me about lose it when it reads:The
ACA isn’t communism or socialism. Really, what else do you call taking
people's freedom away? Democracy? I don't think so. Satan says the
same thing to people as they follow him. It really isn't a sin to
murder or commit adultery; it is okay.
Wow!An article that attempts to misinform and push the Obama Care agenda.
What a novelty!Do we really need more of these types of articles?I think not ...
Informative list but whether or not people believe it is still an issue. I guess
we just have to wait. People might find that, much like Green Eggs and Ham,
first impressions aren't quite accurate.
And Republicans came up with the whole idea back when they were sane...
Let us consider current social programs managed by the government:Medicare and Medicaid: Both running out of moneySocial Security:
Running out of money.Does anyone believe Obamacare will be any
different? It's projected costs to taxpayers has already skyrocketed above
the amount quoted to taxpayers when it was originally passed.Expect
employers to cut back on employees and switch employees to part time work.
Expect your premiums to go way up. Expect young adults to be shocked when they
realize how much they'll actually have to pay. Expect doctors to flee from
the profession. Expect supporters of Obamacare to be surprised when they have a
much more difficult time finding a doctor who will see them. Expect this to
become a crushing burden on the wavering economy.
I'm going to be forced into paying more for someone elses bill, and have
less coverage for myself. I'll be called greedy by liberals for not liking
this.I know the Obamas, government, and big businesses are exempt
It's a long way from what I wanted, but people will get used to it, seeing
it is better than what they had for the most part.
Republicans: What is the better alternative? Status quo with out of control
premiums and hospital costs? Lee and his ilk have never provided an alternative
that helps all Americans. Why is that?
Very pro-ACA article. I won't trust anything I hear about it. We'll
see how it shakes out in a decade (about how long it will take to really be
@Rock: Sources/citations on any of those? Most of what your saying seems to be
one side of conflicting opinions--the jury is still out. But some (#9 in
particular) are purely fear-mongering.
Yes, cheers to the DN for reporting facts, rather than opinions of opinions of
opinions. More reporting like this, and the newsmedia just might be relevant
Most important things to remember about the Affordable Care Act:1.
It is not affordable.2. Millions will lose their jobs or lose full time
status.3. It does not insure anywhere close to everybody.4. It is
unconstitutional. a. All bills that spend money or raise revenue must
originate in the House. This originated in the Senate. b. It places
life and death control over your life in the hands of government
functionaries. c. John Roberts was wrong and he knows it.5.
"Your taxes will not go up unless you make over $250K a year" was a
little off the mark.6. "If you like your current plan you can keep
it" also missed the mark.7. "If you like your current doctor you
can keep your doctor." also missed.8. It is not affordable, and never
will be.9. Those who get cancer over the age of 76 will not be treated.
Such a comforting article. But it belies the truth.For example, what if my
employer shifts me to 29 hours a week?And I understand that the
handy-dandy calculator doesn't work.And why can't I continue
with my high deductible policy for $350 a month? My new quote is $965 a month.
And that makes it more affordable? And is it true that low-income people
and all congresspersons and their staff get a subsidy from the government? What
is the income level for this subsidy and how do you calculate it?And my
hospital is 20 minutes away but the network hospital is 3 hours away.
What's up with that?I appreciate the DN trying to clarify things,
even going to a Seattle newspaper to find an article written by someone who
claims to know what is going on. But it sounds like Obama spin to me rather than
the truth about this plan.
Wow.An article that attempts to educate and inform. What a novelty! We need more of these types of articles.