Early look at Obama's health law premiums: Average of $270 a month for 21-year-olds

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  • lost in DC West Jordan, UT
    Sept. 7, 2013 7:57 a.m.

    repub plan? Hardly. None voted for it. They saw how it failed in MA to increase access to health care or control costs and learned from that mistake. You’re saying the best the dems can come with is a plan that was tried, and FAILED, on a small scale? You know the definition of insanity, don’t you?

    Utah Health Policy Project
    Why do you give only select facts?
    >>Fact: in MA, despite forcing everyone onto insurance, it did NOT increase access to heal care
    >>Fact: Obamacare did NOT decrease healthcare costs
    >>Fact: Obamacare will still leave millions uninsured
    >>Fact: Obamacare is causing millions to lose the plans they had
    >>Fact: Obamacare is costing much more than projected
    >>Fact: Obamacare is hindering hiring and forcing more people into part-time employment
    >>Facts: Obamacare is a lie and a disaster

    no, those “shovel-ready” jobs were funded by the porkulus, before the repubs could filibuster.

  • worf Mcallen, TX
    Sept. 7, 2013 12:59 a.m.

    How will this effect car sales?

  • perfidemintrepidus Riverton, UT
    Sept. 5, 2013 6:19 p.m.

    Anyone that has ever been to the emergency room or had a child knows that medical costs are expensive and usually become an emotionally stressing burden on the entire family. The care is needed of course and a sick person should be able to receive medical attention when necessary. This truth does not mean that we should accept a socialistic approach to healthcare that crushes young people financially even more. Most of us take out student loans to get through school and work full-time to have a decent living of going on a date a couple times a month and actually paying our bills on time.

    Did I mention that the federal government has their greedy hands on student loans now too? Delinquency rates are skyrocketing in certain areas and overall the Direct Loan program is being inefficiently managed by several third-party agencies. What makes the feds think that they can manage healthcare if they can't handle the projects they are already involved with? This is all about trying to make more money! Simplify the system and give power back to the states to handle their own woes!

  • Tom in CA Vallejo, CA
    Sept. 5, 2013 6:15 p.m.

    " .... Hey to all you GOP'ers on here talking trash .... "

    Blah, blah, blah, - and you're not trash talking are you "not here".

    My GOP'er solution:

    Leave it up to the FREE MARKET system. Ever heard of supply & demand and competition?? I would listen to REPUTABLE experts already in the medical field to help determine the "system" we should use. One thing I know for sure - when you let GOVERNMENT, and especially THIS government, take over something this massive it is a guaranteed train wreck disaster. Wise up.

  • atl134 Salt Lake City, UT
    Sept. 5, 2013 5:22 p.m.

    "If you believe anything Obama or his administration/regime say, then I have some shovel ready jobs to sell you! "

    Doubtful, since I'm pretty sure the GOP just filibustered funding them.

  • Say No to BO Mapleton, UT
    Sept. 5, 2013 1:59 p.m.

    @Utah Health Policy Project
    And just exactly where is this all going to come from?
    Better coverage for less. How nice. But how does that happen?
    Don't just spew the talking points. Explain how we can get more for less?
    And why is Obama missing all those roll-out targets?
    And why does he have the NFL and Hollywood stars and Bill Clinton shilling for his half-baked plan?

  • Redshirt1701 Deep Space 9, Ut
    Sept. 5, 2013 11:59 a.m.

    To "satch" if Europe and Canada are any example of what happens when the greed and corruption in healthcare finally get to the point where the people have had enough, it shouldn't be too long before we get the Government out of healthcare. Just look at the greed and corruption that are pervasive throughout the Medicare and Mediciad system.

    To those that think a single payer system is the answer, why? Will we magically get more doctors under a single payer system? Will we have more healthcare providers available? Will the cost of medical devices go down? Will the cost of government overhead be reduced (currently 20% to 30%)? Will you be able to get any treatment at no out of pocket cost to you under a singe payer system?

    Please explain why a single payer system is so great? In nations that have a singe payer system they limit what treatments you can get and they typically have problems with having sufficient Doctors to treat the people. Just look to England to see the disaster of a national healthcare system.

  • Utah Health Policy Project Salt Lake City, UT
    Sept. 5, 2013 11:56 a.m.

    When it comes to health reform, please don't perpetuate a climate of fear by repeating myths. Get informed. Get the facts. And find out how health reform might help you and the people you know.
    >>Fact: Rate shock isn't happening in Utah. Premiums for 27 year-old in Salt Lake County are as little $162/month for a Silver (70/30) plan, before subsidies
    >>Fact: Obamacare insurance isn't government insurance, it's private insurance: Altius, SelectHealth, Humana, etc. Private insures will gain many new customers.
    >>Fact: Obamacare stops lifetime caps, women paying more than men, reduces age discrimination, and eliminates pre-existing conditions as a reason to deny or overcharge for coverage.
    >>Fact: Members of Congress and their staffs will be required to purchase their insurance on the new marketplaces.
    >>Fact: 270,000 Utahns will qualify for subsidies to help them reduce the costs of premiums. The subsidies are funded by savings to the system, plus taxes on insurers, tanning beds, medical device makers, and people who earn more than $200k/$250k
    >>Fact: People under age 30 can purchase catastrophic insurance that covers preventative care, protects against bankruptcy, and is cheaper than full insurance.

  • mcdugall Murray, UT
    Sept. 5, 2013 11:19 a.m.

    The overwhelming thinking in this forum is "Obamacare" is not a good piece of legislation and that it is an "entitlement program". "Obamacare" is derived from the early 90s Republican plan to help address health care issues. A notice to the people who think this is an entitlement program. You're analysis is dead wrong. What we have now is an "entitlement program" where anyone can walk into the ER receive treatment, which is the most expensive form of medical treatment, and not have to pay for their services. Who pays for those services you may ask? We do, taxpayers and insurance subscribers. Mandating that people purchase health care insurance or pay a penalty is actually making people pay into a system that they will use. Will "Obamacare" actually solve the underlying issues, tough to say because it has not been fully implemented.

  • satch Highland, UT
    Sept. 5, 2013 11:03 a.m.

    I am not a republican or a democrat, but sometimes having a program is worse than one that does not work. The issue is not republican or democrat it is the culture of America.

    We are here because of Greed and corruption.

    Greed from the wealthy and Greed from the those who feel a sense of entitlement when things go wrong. Corruption from a health care system that doesn't get it.

  • Fitness Freak Salt Lake City, UT
    Sept. 5, 2013 10:46 a.m.

    Obamacare was designed to fail.

    Those of us who are,(and always have been)buying our own insurance will see our rates go up, and up, and up.......until eventually we will be BEGGING Obama for a solution to the problem he created. This will happen because: 1)young people (over 26)won't even buy the cheap insurance. Why should they, they're mostly healthy? 2)those people who always said they "couldn't afford" insurance will continue to say those same things, even WITH subsidies. IF they get sick they will go to the emergency rooms as a "john doe" just like all the illegal immigrants. Through our insurance we will CONTINUE to subsidize them by paying higher insurance premiums.
    There is ABSOLUTELY NOTHING in Obamacare that will lower medical costs.

    I support Sen. Lee (and others)who are trying to de-fund Obamacare. We're wasting billions on start-up costs for Obamacare when the system will never work.

    Sept. 5, 2013 10:23 a.m.

    Hey to all you GOP'ers on here talking trash. Just what has your party offered in it's place? Oh that's right NOTHING. So here you all sit and do nothing but whine and cry, and bad mouth some one that's trying to some good. So again what is your plan? And how come it has never seen the light of day. Oh that right you have NOTHING.

  • RG Buena Vista, VA
    Sept. 5, 2013 9:11 a.m.

    If you believe anything Obama or his administration/regime say, then I have some shovel ready jobs to sell you! (And some electric cars, solar panels, etc.)

  • Say No to BO Mapleton, UT
    Sept. 5, 2013 9:10 a.m.

    Washington is making this up as they go along.
    There is no way they can pick up the huge burden of costs coming from the previously uninsurable without it costing healthy people much more.
    This redistribution of wealth will not go well, especially since the economy stinks.

  • DRay Roy, UT
    Sept. 5, 2013 8:55 a.m.

    The sentiments of comments so far express little support for Obama-care. A sense of dread comes as this new healthcare system is better understood...I still take issue with the incredible Congress who approved it with the "just vote for it now, and read it later," advice taken. Incredible that any responsible person would have voted for this. Incredible "dumbing down" of America in general. There are consequences to be paid. Yet folks don't support Mike Lee's effort to overturn Obama-care...again, just incredible.

  • My2Cents Taylorsville, UT
    Sept. 5, 2013 5:32 a.m.

    Those on private or group insurance policies better be prepared to lose the group insurance, conversion to Obamacare system is becoming mandatory to fund it.

    Private insurance is a threat to Obama care funding so its in the process of forcing private insurance out of business by attrition, meaning people will have to pay for 2 insurance plans to keep private insurance and Obamacare. You can keep it but you have to buy the Obamacare as well. People seem to think Obama care will a low co-pay 100% of cost plan but not so. Obama care has fixed payments and no restrictions on billing costs by doctors and hospitals.

    And the Obamacare is very expensive, nearly 3 times the cost of private insurance plans. Hospitals are not able to compute the billing cost and limits to Obama care and plan to send bills to patients who will have to file medical bills with IRS and Obamacare as a claim.

    Its also very true that non tax filing workers will escape the system until they need health care and will be fined and reported to the IRS collections.

    Health care will become extinct as Dr's and hospitals close their doors.

  • TRUTH Salt Lake City, UT
    Sept. 4, 2013 10:40 p.m.

    Serves those 20 something's and younger right...they voted for this tool, twice! Unfortunately they will be paying for their stupidity long after Obama is gone....and the rich will pay higher premiums and not even notice. What's another $10 grand to a guy who makes over $250000 a year or more......

    Obamacare was supposed to insure the 30 million obamaphone crowd who couldn't afford insurance because they are on the dole and refuse to work anyways......now we still will have 30 million uninsured and the DMV-like govt employee deciding for you whether your premature infant or your grandmother goes to intensive care or the funeral parlor.......and Obama and his ilk call themselves progressives!

  • worf Mcallen, TX
    Sept. 4, 2013 8:16 p.m.

    The funds are coming from the same pool, except those who work, and have insurance, will be paying a more.

    After all, those who work and earn money didn't do that on there own. Someone else did it.

    Money needs to be redistributed, and everyone on the same level playing field.--Poverty, and dependence on government.

  • DN Subscriber 2 SLC, UT
    Sept. 4, 2013 7:21 p.m.

    Welcome to the socialist shell game where those who are not paying are promised "free stuff" and those who pay something are promised "subsidies" but those who are already paying and being taxed over and over will pay morel, to provide "free stuff" and subsidies.

    Socialism is great until you run out of other people's money to spend.

    Not a single line of Obamacare is aimed at increasing the supply of health care providers, only at taking money from some people and giving it to others, and forcing healthy young people to buy a product they do not want, or need.

  • lost in DC West Jordan, UT
    Sept. 4, 2013 7:12 p.m.

    how stupid does a 21 year old have to be to fork over $270/month when he can ride on mommy and daddy's policy with no money out of his pocket?

    Obamacare is a lie.

  • Hutterite American Fork, UT
    Sept. 4, 2013 5:44 p.m.

    If only we'd have had the sense to go with a single payer system, and get rid of insurance entirely.

  • SCfan clearfield, UT
    Sept. 4, 2013 5:24 p.m.

    Don't you just love this Obama plan. It's expensive enough to begin with and if you don't have enough money to buy it, you will get fined for not having it. What next, debtors prisons?

  • Shane333 Cedar Hills, UT
    Sept. 4, 2013 4:56 p.m.

    The article makes it sound like everyone should expect some sort of tax credit to reduce the premiums. If everyone is getting some sort of discount, then who's picking up the extra burden? That money has to come from somewhere.

  • patriot Cedar Hills, UT
    Sept. 4, 2013 4:47 p.m.

    My son and his wife now pay $210 a month outside Obamacare. So much for the "affordable" part. expect this ugly thing to be a disaster for everyone ..with the exception of those who get it free.

  • Mountanman Hayden, ID
    Sept. 4, 2013 4:23 p.m.

    @ Joe C. You are just lucky so far. Speaking of anecdotes, millions of former full time employees are now part time employees, thanks to Obamacare! If you are one of the lucky ones that this has not happened to, where is your compassion for those it has happened to or the millions more that it will happen to?

  • Mountanman Hayden, ID
    Sept. 4, 2013 3:47 p.m.

    Obamacare is nothing more than the largest entitlement scam in the history of the world. Free healthcare for millions while those who already pay their OWN healthcare insurance pays more, much more!

  • Joe C Sandy, UT
    Sept. 4, 2013 3:46 p.m.

    Since we're doing anecdotes today, as an employee of a large company(and tax payer), I don't expect any significant increases to my insurance premium.

  • atl134 Salt Lake City, UT
    Sept. 4, 2013 3:25 p.m.

    Okay, and what are the subsidies they would get (assuming they make below 3x the poverty line which is quite likely for someone not getting insurance through their employer) to help them pay for the insurance? It's really an inadequate analysis when you leave out important details...

  • IDC Boise, ID
    Sept. 4, 2013 2:41 p.m.

    Just met with my insurance agent. The cost for my small business should increase 30-40% next year. I and most of my employees will not get a tax break. This plan is great for those who aren't paying taxes. If you pay taxes, your premiums will probably go up. If you don't pay taxes, are on food stamps, and are living in federal housing, you will probably like the new plan.