What a ripoff. The rate went up to 4.5 and probably slowed borrowing so the
rate goes to 4.3 people begin to feel better and apply and the banks drag their
feet and then make the loan when the rate goes to 5.0. I locked a loan in at
3.2 and the loan company drug out the process past the lock and got what they
wanted. Course the builder tied up the issue causing the loss of thousands if
you back out.