Millions face sticker shock of health exchanges

'Open enrollment' begins in October for insurer marketplaces

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  • patriot Cedar Hills, UT
    March 14, 2013 10:29 a.m.

    It scares me that Obamacare seems to be forcing private insurance out of business and leaving us all ...eventually ...with nothing but Obamacare. I recall living in a small town in Nevada that had one grocery store. The next closet town was 2 hours away. The prices at the store were insane - $4 for a gallon of milk but you had no choice but to pay. Finally a storehouse market and a Smiths moved in providing competition and the prices dropped through the floorboards on food. The little store with the jacked up prices went out of business. People seem to have so much trust in the Federal government and I can't understand why. Do you trust the IRS? I don't. Anything run at the Federal level is bound to be mismanaged and wasteful as well as terribly expensive and that includes Obamacare. For a year or two the Federal govt will be helping with these state exchanges but then each state exchange will be left on its own to implement all these mandated regulations and that is where the trouble beings for all of us. Health care could become unaffordable except for the wealthy. Ironic isn't it.

  • UtahBlueDevil Durham, NC
    March 12, 2013 2:56 p.m.

    @joseywales - first of all.... I want to make it clear that my comment about blue collar workers wasn't not aimed at you personally.... it just is what it is - a raw statistic. Blue color jobs can be very inconsistent, rich to poverty to rich again faster than. It is the nature of the job sometimes.

    But there has to be a solution for people like you, so you can afford to protect your family so that they are not wiped out in the case of a major medical issue arises. I don't think Obamacare is perfect. The problem is no one is talking about fixing the problems (cost, access, etc), they are just shouting from their bully pulpits that the other person is wrong.

    One of the things Paul Ryan does have I like is a voucher system. We can preserve a competitive system, allowing for choice, and the ability to upgrade plans if you like, and still be able to cover those most in need. Meidicare fails because it is loaded with high demand people. If everyone paid into the system - the average cost for all would be much cheaper.

  • patriot Cedar Hills, UT
    March 12, 2013 11:56 a.m.

    re:HS Fan

    I have news for you... the goal of Obamacare is eliminate ALL competition. Barack wants a SINGLE PAYER system which would be the federal government and enforced by the IRS. No competition means the feds can set the price as high as they want. For those who don't demonstrate proper political allegiance will get hit with higher premiums and denial of coverage or perhaps no coverage at all. How do you like that direction? It's called socialism and it IS the end game for all progressive Marxist's.

  • SLC gal Salt Lake City, UT
    March 12, 2013 8:12 a.m.

    This is nothing new. A few years ago, when 26 year olds were allowed on their parents insurance, is when the rates really started to rachet up. Even before then premiums were increasing slowly every year.

    If you want lower rates, start by reducing the amount of lawsuits people will file over any little paper cut. So we reduce the premiums practicioners have to pay for their liability ins. instead of absorbing the increases with our annual checkups.

  • JayTee Sandy, UT
    March 11, 2013 4:33 p.m.

    The fact that many people actually believe that this legislation will improve things shows just how naive and ignorant people are when it comes to the insurance industry and the dynamics of medical costs.

  • HS Fan Salt Lake City, UT
    March 11, 2013 2:50 p.m.

    Getting rid of the middle man (for profit insurance companies) would have done more to drive down the cost of health care than anything else we could do. The rich men with their powerful lobbies defeated that. Americans spend twice as much on medical costs as other nations because of one word, PROFIT. The next progression in affordable health care is to enable non-profit competition (e.g. Credit Union, Medicare). We're moving in the right direction.

  • patriot Cedar Hills, UT
    March 11, 2013 2:05 p.m.

    I am just guessing here but if I were to bet I would say our premiums are going to go up ... alot ... while the quality of the coverage declines. It warms the heart to know however that although my families premiums increase and the care decreases I am helping to pay for Obama's army of do-nothing bums and giving them FREE health insurance. I wonder what it takes to qualify as an Obama-bum? Certainly my son and his family don't qualify even though he is only 25 and a struggling college student. Yes hope n change...isn't it great.

  • tesuji LITTLETON, CO
    March 11, 2013 1:12 p.m.

    Um, the US healthcare system is not the best in the world. It is, however, by far the most expensive.

    As an LDS person, my main question is are we taking care of our sick and our poor? This is a command that Jesus repeatedly gave to his followers.

    In the current old system, poor people and very sick people get the short end of the stick. If you don't have insurance through your employer, you are out of luck. These people wait until they are extremely sick and then go to the emergency room - the most expensive way possible. By then they need a lot more care. And the rest of us pay for that. Preventative care is much cheaper, and much more Christian, in my opinion.

    I think it's very easy for people (myself included) who have decent insurance to forget how it is for people less fortunate than we.

  • UT Brit London, England
    March 11, 2013 3:49 a.m.


    "the best health care delivery system ever devised by man"

    I have lived in several places around the world. I can categorically say that the US is the worst health care system I have experienced. I would never want to live with it again.

  • haunyocker Springville, UT
    March 11, 2013 12:14 a.m.


    To claim single payer systems would lower prices is not only patently false but historically ignorant. Competition lowers prices, PERIOD. Government efficiency is a contradiction in terms so CJB you can look forward to higher insurance costs, long lines, highly restricted options and death panels, as NYT economist Paul Krugman labels them.

    Government monopolies such as the old phone company, post office and military cannot be considered highly efficient.

    Today's Postal Service is the prototype of what Obamacare's single payer system will be. It's forced to operate under outdated, inefficient and cumbersome government mandated rules. Stamps are going up and Saturday delivery is being cut. If you think the Post Office problems are bad, wait until Obamacare's starts.

    Recently, my wife, who is 66, was told he's too old for a simple female test for women. According to life expectancy numbers, she has almost 20 more years to live left. That will be happening for more and more procedures and tests. Look at Britain's NHS. It's coming to America January 1, 2014.

    When I hear the scream from Bountiful that "this can't be," at least I'll know who is screaming.

  • Fred44 Salt Lake City, Utah
    March 10, 2013 10:16 p.m.


    A "frightfully simple question"? You said there where better ways all I was suggesting was that you maybe could enlighten us with what those better ways were. Anyone can criticize and on this message board it appears especially easy to criticize the President, but what are the solutions?

  • joseywales Park City, UT
    March 10, 2013 9:50 p.m.

    Oneoldman- I don't consider myself lucky that I can pay out of pocket. I would rather have insurance. I haven't always been uninsured, but after the downturn, it was either lose the house or lose the insurance. And no, I don't have a big house. I actually pay about the same as I would for rent to fit our family. I consider myself an "in betweener" make just too much for any assistance, but not enough to cover high health insurance costs. My guess is, I'm in a rather large group of Americans.

    I have been lucky so far, and hopefully that will hold. Trust me, most like me worry more than you about this for sure. It sucks. Sometimes it's overwhelming knowing that you work your tail off to barely make it, when you could throw in the towel and become part of the "taken care ofs" but that's not the way I was raised, so I'm gonna keep fighting. Obamacare is just putting a band aid on a large open bleeding wound of a system that needs overhauled before the talk of universal healthcare enters the discussion.

  • procuradorfiscal Tooele, UT
    March 10, 2013 9:46 p.m.

    Re: ". . . it is too soon to tell whether these bold creations of the Affordable Care Act will actually bring "affordable" care to consumers."

    It's not too soon. It can't and won't.

    The horrendous extra costs associated with Obamacare's punitive mandates and rationing safeguards will necessarily cause health care costs to skyrocket.

    The President made the mistake of admitting the same thing regarding his energy "policy" scams. He and his shills won't repeat that mistake with his health care scams.

    They'll just ruin the best health care delivery system ever devised by man, all the while assuring the gullible amongst us that they're saving it.

  • wrz Pheonix, AZ
    March 10, 2013 9:45 p.m.

    "... each and every one of us who does have insurance have been subsidizing the care of the uninsured for decades now."

    And we will continue to subsidize the care of the (formerly) uninsured... through tax and insurance premium increases to pay for it.

    "Those of us who have health insurance have been subsidizing health care for years now and have been experiencing double digit increases in premiums every year. What we have been doing certainly isn't working."

    The reason the uninsured are ensured is becasue they can't afford to pay for insurance. Where do you suspect the money will come form for the uninsured under Obamacare... From increased taxes and insurance premiums for those who can pay, that's who.

    "Can you tell exactly how many lives will be lost by raising speed limits from 65 or 70 to 75?"

    The answer is: 'More.'

  • joseywales Park City, UT
    March 10, 2013 9:42 p.m.

    Bluedevil- Actually what I receive is called a discount. Having been in the retail business and now owning a service business, I have given cash discounts for years. I have never looked at the people who pay full price as "subsidizing" those who receive a discount. Those who pay with credit actually cost me a little more, so are the cash patients subsidizing them? I don't think so. It's a part of business. The fact that your ins. company pays more than me is actually why it's a broken system. Health care costs are ridiculous when compared worldwide. Lawsuits, malpractice insurance,etc., has driven up costs to both providers and ins. co., so the consumer pays the tab. Drugs that cost pennies to make are sold at thousands percent markup. Mostly to defray future potential litigation, which happens more and more often now. I'm sure that hospitals write off bad debt a lot more than other industries, and maybe blue collar guys are the leaders, but we are also the ones caught in between. Not all of us have employer access to healthcare, and few of us can afford over 1000 month.

  • Midwest Mom Soldiers Grove, WI
    March 10, 2013 9:29 p.m.

    America should have gone with single payer. Then, let everyone have the freedom to choose whether or not they want to participate in a government pool that they pay into, or keep the insurance middle man that has given us the highest costs in the world, with mediocre outcomes.

    All of this would be working better if the GOP wasn't working so hard to make it fail. They have no answers. They're content with people being vulnerable to financial ruin. Our system of healthcare delivery puts America at a competitive disadvantage with the rest of the civilized world.

    Ironic, too, how many who don't want universal coverage for others will accept Medicare for themselves with no problems. The pride cycle is alive and well in America.

  • 3grandslams Iowa City, IA
    March 10, 2013 9:05 p.m.

    RE:Fred44 Your question is frightfully simiplistic and shows a complete unwillingness to consider anything else.

    Everyone is for better healthcare and for all, but Obamacare ignores untouchable principles of a successful, civilized society such as, accountability, choice, freedom, competition, fairness, honesty, transparency, equity and stewardship.

    Instead he has chosen (and those who support him) oppression, taxation, force, pseudo equality, jealousy, punishment, preferential favors and distortion.

    There is a better pointing to two failed systems doesn't justify either one. To accept a law that was passed before it was read is a sham and a move against free people.

  • DN Subscriber Cottonwood Heights, UT
    March 10, 2013 8:16 p.m.

    "If you think health care is expensive now, wait until it is free."

    Obamacare does exactly ZERO to increase the number of health care providers, only shuffle how money will be confiscated by taxes ("fines") or forced purchase of insurance, and "saving money" by cutting the amounts paid to actual doctors.

    Obamcare will destroy our health care system, the best in the world, and by default we will be stuck with a single payer government run system. With all the efficiency and innovation and cost reduction that is part of any government bureaucracy.

    This may help religious faiths, as praying you do not get sick may provide more relief than Obamacare.

  • metamoracoug metamora, IL
    March 10, 2013 8:06 p.m.

    Xscribe: you are correct and I apologize if I gave the impression of lumping all insureds together. If I were a betting man - and I'm not - I would put a large sum of money on the fact that you are the exception rather than the rule.

  • metamoracoug metamora, IL
    March 10, 2013 8:00 p.m.

    one old man at 6:26 pm: My family has been uninsured for 13 years. We got several quotes for health insurance 13 years ago, the cheapest being $950/month. In 2007, we got more quotes all coming in around $1150/month (interesting since we had 3 adult sons out of the house by then). Using these two figures, we would have spent $162,600 on insurance. During these 13 years our highest annual expense has been $7500 and the average is about $3700. As I see it $162K is a lot of money to spend on something that would not have paid us a dime back ($10K deductible). Instead, we bought property and built a second house on it (currently owned free and clear). In case of a medical emergency, it could presently be sold for $200. Thus, not only do we have an emergency medical fund (now valued at significantly more than the original investment) but we also have a wonderful place to escape to once a month or so.

  • xscribe Colorado Springs, CO
    March 10, 2013 7:57 p.m.

    metamoracoug: Just as you say we should not lump all uninsureds together, so should you not lump all insureds together. I am insured, and I can unequivocally tell you that I purchase my medications, when needed, from various different pharmacies, as I agree with you that some are cheaper than others.

    And while I will admit that I didn't read the whole article, the very first page of this article says we will have to wait and see if insurance costs go up. I, for one, will do just that. And if there are dramatic jumps in cost over and above what we have seen every year for the last 15 years, then you can bet I will be calling and writing my representatives.

  • Interloper Portland, OR
    March 10, 2013 7:36 p.m.

    I'm surprised no one so far has noted how SPECULATIVE the article is. Relying mainly on two sources who opposed the Affordable Care Act, the reporter speculates that young people will not sign up for coverage, that taxes will rise (without saying why or how) and that insurers will raise their rates. (Only in the last paragraph does he cite the projection that overall medical insurance rates will decline about 12% once the ACA rolls out.)

    The only tax rising for the ACA currently is one on medical device makers, who sometimes have profits as high as 50%. The Obama administration also transferred about a half billion dollars from Medicare Advantage to cover costs, and, reduced some payments to medical providers. None of these are consumer taxes. So, anyone who thinks his taxes were raised to pay for ACA is just plain wrong.

    We will not know how many people will take advantage of the benefits of the Act until it rolls out in 2014. The projection of seven million Americans is modest. Certainly, it is premature to assume negative consequences.

  • carman Wasatch Front, UT
    March 10, 2013 7:02 p.m.

    ObamaCare is just another transfer of income and wealth from young working families to the older and more medically needy retired crowd. The Baby Boomer generation will spend this nation into servitude, then leave the bill to be paid by the next 2-3 generations. Social security, medicare, food stamps, federal discretionary spending, etc., etc. are all above long-term sustainable levels.

    When will the young wake up and realize that they will be paying for all these promised freebies. All so the older generation can lead lives filled with eating out, new cars, expensive health care, and travel. We can't afford all this folks. We are spending 9% more than we bring in as a nation. How long will we get away with this before the bills start coming due?

  • metamoracoug metamora, IL
    March 10, 2013 6:35 p.m.

    For those who think the uninsured drive up health care costs, you are only partially correct. Yes, many uninsured individuals have never paid a medical bill. There are many others, like joseywales and myself, who pay out of pocket. But the insured are also responsible. As I pointed out previously a large percentage of insured individuals never pay their co-insurance/co-payment/deductible. The insured are more likely to visit the doctor for every little ache, pain, or sniffle. This behavior raises the cost of insurance and healthcare. Greater demand causes higher prices. The insured are also less likely to care about how much a doctor visit, x-ray, medication, procedure, surgery, etc,, costs because they have the ILLUSION that they aren't paying for it. Unlike the uninsured (read: me) who looks for the highest quality care for the lowest cost, the insured do no medical care homework. Best example is medication costs. Recently got prescription for an antibiotic: locally owned mom/pop pharmacy was $48; Walmart was $55, Walgreens & CVS were over $100. Those with insurance think it doesn't matter where they purchase the medication because they only have to worry about the co-payment.

  • one old man Ogden, UT
    March 10, 2013 6:31 p.m.

    And Whoa Nellie said: "One old man,

    If you are really interested in learning the truth about who has done what to the middle class, tune your radio to KNRS 105.7 between 6 a.m. and 4 p.m. then listen very carefully."

    I have. But I've not heard much of any TRUTH there about anything. Lots of hatred, but not much actual truth.

    Wisdom comes from reading or listening to a wide variety of material from all sides and then carefully considering the merits any of them may have. It's called THINKING for oneself.

  • one old man Ogden, UT
    March 10, 2013 6:26 p.m.

    joseywales says: "utahbluedevil and fred- you haven't subsidized me or many others like me who are self employed and don't have insurance. Many of us who don't have insurance, but still go to the doctor, just pay out of pocket."

    Granted, there are some who have been lucky enough to be able to do that.

    But how long will your luck hold out? And if it does run out, then what?

  • The Rock Federal Way, WA
    March 10, 2013 5:47 p.m.

    Obama care had absolutely nothing to do with providing affordable health care. If it did they would not have created 1869 new federal agencies and mandated that all insurance policies cover all diseases, real and imagined.

    Obama care is all about making every American dependent upon the Federal Government and gaining life and death control over all Americans.

    We could provide a basic catastrophic care policy ($10,000 deductible) for $50 a month and legalize real medical savings accounts. This would do wonders to drive down the cost of health care.

    If we also stopped forcing hospitals to treat non-emergencies for free and allowed them to refer non-emergencies to area clinics as well as requiring those gaming the system to pay their own bills (eventually) a lot of the abuse will go away.

    I say we do everything in our power to make certain that Obama Care does not work!
    The Republican's should also refuse to revise anything on Obama Care. Repeal and replace should be the only option.

  • LifeLibertyHappiness Draper, UT
    March 10, 2013 5:37 p.m.

    @ cjb

    Uh, no, healthcare costs won't go down with a single payer system. You only have to look north of the border for that. Single payer = government payer or no competition. Government/no competition = higher costs because no incentive exists to be efficient.

    Obamacare is a terrible system that will be more expensive all the way around. My company is paying tens of thousands of dollars in Obamacare taxes that have nothing to do with the quality of healthcare we receive. Consequence? Every employee pays more.

    If we want healthcare costs to go down, we have to stop using it for every doctor visit, every sniffle, and expect the insurance company to pay. HMOs created the demand by covering everything with a small copay. No one pays attention to actual costs. We need to go back to having an actual insurance policy in case we need surgery, have a serious illness or accident and paying our own way for routine care. Then people will shop for better prices for visits, buy more generic prescriptions and take better care of themselves. Some companies offer HSA plans which accomplish this in part. Put consumerism and personal accountability back in healthcare.

  • atl134 Salt Lake City, UT
    March 10, 2013 4:46 p.m.

    Every state can opt out of Obamacare if they design their own program that makes sure at least as many people will have health insurance and is no more expensive than Obamacare. What's stopping Utah from designing their own plan if they really want to get out of it so badly?

  • atl134 Salt Lake City, UT
    March 10, 2013 4:47 p.m.

    "The ACA will "bend the cost curve down," "

    Healthcare costs in America have gone up the past three years at the slowest rate in over half a century.

  • Jonathan Eddy Payson, UT
    March 10, 2013 4:39 p.m.

    Not enough people cared enough to stop what is happening so, quiet down and take your federally mandated free medicine.

  • UtahBlueDevil Durham, NC
    March 10, 2013 4:29 p.m.

    RockOn... not sure what Nancy Pelosi has to do with it, but she is absolutely correct. There is not a single bill passed, even if it were only 10 pages long, that you can predict the exact consequences - intended or not - will be.

    Utahs new "Drivers can't smoke in cars with their own kids bill".... tell me, exactly how many lives will that save? What is the net impact fiscally for having these kids not be around smoke in their cars - but still in their homes? You can honesly tell me a single Utah Republican can give you answers to these questions? If they do, they are lying. No one knows.

    Can you tell exactly how many lives will be lost by raising speed limits from 65 or 70 to 75. No,

    But you can tell often that things in general have a positive impact. And those parts where it has unintended consequences, you fix by modifying the bill. You don't say - we just will not do anything because we don't have all the answer up front.

    Lets drop the goofy partisan junk. Do you want results, or to score political points. If it is broke, fix it.

  • UtahBlueDevil Durham, NC
    March 10, 2013 4:25 p.m.

    @joseywales - I get where you are coming from... but even those paying cash get a break. Go ask the finance person for your doctor if there is a difference between what you pay, and what the insurance companies pay.

    For example, when my son went on his mission, he went before Obamacare was in force. He was over 21, not enrolled in school, because he was saving for his mission so didn't qualify for my insurance at the time. When he had his wisdom teach out, his bill was 30% less, because he (or should I say I) paid the bill personally. You may not call it a subsidy, but had I come in there for the same treatment, my insurance would have been billed at a higher rate.

    Our ward is home to a university hospital. We get on a regular basis people coming to the area for acute medical care. 70% of those who come, can't pay their full bill. I doubt you have paid for cancer treatment yet. Many file bankruptcy as a result. That uncollected difference is paid by someone, at that someone is the insured. BTW, number one group who default - trades people.

  • tesuji LITTLETON, CO
    March 10, 2013 3:48 p.m.

    Thanks for this article. Overall, I'm glad for the new health care plan. The status quo isn't working, so let's see how this new thing works. I'm cautiously optimistic that it will be better, and that congress will improve it over time.

  • RockOn Spanish Fork, UT
    March 10, 2013 3:35 p.m.

    Fred44 and UtahBlueDevil... you need to speak to Nancy Pelosi cuz she said we need to implement this 2500 page deal before we could understand it. How is it you understand it when she doesn't?

    And after reading this article I conclude that the "leaders" in DC are once again saying, "Trust us. We're doing this for your own good."

    Am I right?

  • worf Mcallen, TX
    March 10, 2013 3:18 p.m.

    Face it folks! We're going to be paying more!

    This is a scam our political leaders won't be having medical insurance with.

    Does anyone think Barry will have anything to do with Obama care?

  • deseret pete robertson, Wy
    March 10, 2013 3:12 p.m.

    We knew this long before it was put into law --- but apparently enough people was fooled again and voted for Obama for a second term.We get what we vote for.

  • Whoa Nellie American Fork, UT
    March 10, 2013 2:57 p.m.

    One old man,

    If you are really interested in learning the truth about who has done what to the middle class, tune your radio to KNRS 105.7 between 6 a.m. and 4 p.m. then listen very carefully.

  • Big Bubba Herriman, UT
    March 10, 2013 2:37 p.m.

    My concern is that this bill was given a misleading name (affordable healthcare act). Insurance reform, which is what we are talking about here, has nothing to do with making healthcare more affordable. Making healthcare more affordable has everything to do with changing the delivery of healthcare.

  • joseywales Park City, UT
    March 10, 2013 1:55 p.m.

    I should point out that we don't drive shiny new vehicles, have boats, atv's and such. We don't vacation other than a trip to Fruitland now and then, so it's not a case where we aren't buying insurance to fund a lavish lifestyle, it's just that after '09, there isn't any money left over to pay high insurance costs. I know the ones you guys who are saying you're subsidizing for, and it's as maddening to me as it is you. Many I see on welfare and food stamps, are the same ones pulling up to the clinic or store in their shiny new Escalades with chrome rims and have overflowing baskets of food in the market. It's disgusting!

  • oldasdirt Grantsville, UT
    March 10, 2013 1:54 p.m.

    I heard an interesting comment, believe it or not on talk radio, one state I forget which one set up health clinics for doctors to voluntary. In exchange for their free services the state included these doctors under their liability insurance thus saving some of the specialist 10's of thousands of dollars per year.

    Of course the trail lawyers would be up in arms over this. They had enough influence in the ACA law that tort reform was left out, so it would be an up hill battle.

  • joseywales Park City, UT
    March 10, 2013 1:25 p.m.

    utahbluedevil and fred- you haven't subsidized me or many others like me who are self employed and don't have insurance. Many of us who don't have insurance, but still go to the doctor, just pay out of pocket. It's an old fashioned idea, but it works. True, if something tragic happens, (and it has to my family) you might have to make payments. But you having insurance either by yourself paying, or your employer, hasn't benefited me or many like me at all. Sure, there are many immigrants and illegals and lifelong welfare cases who suck the system dry, but that isn't me. Not everyone who is uninsured is that way because we are derelicts. I wouldn't buy car insurance if it weren't a law either. Insurance is one of the biggest scams in America. Besides, when my family needs to get in to the Dr. we get an appt easily, because the office staff knows they will see some green, instead of having to fill out insurance forms and waiting to be paid.

  • one old man Ogden, UT
    March 10, 2013 1:23 p.m.

    Onceuponatime -- if you are really interested in learning the truth about who has done what to the middle class, go to your library and get a copy of "Who Stole the American Dream."

    Then read it very carefully.

  • cjb Bountiful, UT
    March 10, 2013 1:14 p.m.

    If we went to a single payer system, instead of
    having a myriad of insurance companies, which
    is very inefficient, health care costs could go
    lower than they are now.

  • worf Mcallen, TX
    March 10, 2013 12:55 p.m.

    All have had excess to health care.

    Now those who had insurance will pay more.

    Seem old thing. The haves who worked, and were responsible will be made to pay more. It's like dragging weight behind you.

    Of course, the working Americans didn't build that.

  • BH Tremonton, UT
    March 10, 2013 12:49 p.m.

    Fred44 asks "What are those better ways?" This is a good question, but one that the supporters of the "Affordable (Such a terrible misnomer) Health Care Act" chose to ignore.

    Any attempt to provide affordable health care, without addressing the causes of expensive health care, are doomed to fail at the affordable part. We as a country must thoroughly research and identify the real causes of health care being so pricey. Then attack the highest offenders with efforts to bring those costs down. This is the only way to reduce the cost of health care.

    But it is hard, and will require much effort. Forcing all to have insurance was a lazy way out.

  • BH Tremonton, UT
    March 10, 2013 12:44 p.m.

    There is no doubt that the "Affordable Health Care Act" will be anything but affordable, for most. In particular, that 60% that pay an honest tax, and support the other 40% are going to see an increase in the cost of health care.

    Also, those who are young, healthy and independent, who in the past have chosen to forego health care, will also face an increase in health care costs. They will now have to either purchase insurance that may be of little benefit to them, or pay the penalty. I suspect that, depending on the cost of health care on the exchange, many of our youth will choose to pay the penalty.

    Supporters of the bill were depending upon these youth to buy insurance, but not use it much, thus putting money into the system. If this does not happen, the rest of us will have to pick up the difference, thus effectively raising the cost of health care.

  • onceuponatime Salt Lake City, UT
    March 10, 2013 12:17 p.m.

    I thought if you make under $250,000 you won't see you taxes go up. What a lie! My taxes already rose this year due to the bill the President signed and Orin Hatch voted for,and now even more taxes thanks to ACA, a law I didn't want. Way to go Democrats you are killing the middle class. I can't afford to pay more for health insurance, we may have to drop it altogether and pay the fines. This law is stupid, stupid, stupid. These politicians have no clue how hard it is right now for the middle class. Soon enough if you aren't upper middle class you will be better off taking a pay cut down to 30k so that the government will pay for the stuff that you can no longer afford. The private sector isn't giving raises to make up for all these fees and taxes that the Democrats are burdening us with, because of all the fees and taxes they are getting saddled with. When will America wake up. Oh ya there isn't very many people left in the middle class to care.

  • ThornBirds St.George, Utah
    March 10, 2013 12:03 p.m.

    No matter where you are employed, your health insurance has been getting more expensive EVERY YEAR since.....
    Rising health costs passed down to us in our health insurance policies has been happening long before Mr. Gingrich, Hillary Clinton, Mitt Romney and Barack Obama talked about some new fangled way of making sure everyone in our nation had health care.
    Living with the pain of the past is no way to exist. New ideas are this nation's future
    Give this new system a chance, folks.

  • one old man Ogden, UT
    March 10, 2013 11:15 a.m.

    It's very refreshing to be able to read comments from people like Fred44 and UtahBlueDevil who actually put some thought and wisdom and truth into their posts.

  • Fred44 Salt Lake City, Utah
    March 10, 2013 11:08 a.m.


    What are those better ways? Those of us who have health insurance have been subsidizing health care for years now and have been experiencing double digit increases in premiums every year. What we have been doing certainly isn't working.

  • 3grandslams Iowa City, IA
    March 10, 2013 8:04 a.m.

    This is not a step forward but a push down by the heel of an oppressive government. There are better ways to healthcare that won't force businesses to fire people, close down or cut back hours for its workers. That is not progress but oppression.

  • Mountanman Hayden, ID
    March 10, 2013 7:56 a.m.

    After reading this article the translation I got out of it is that Obamacare will in fact increase health care costs. Everything the Democrats told us about Obamacare is turning out to be a pack of lies!

  • UtahBlueDevil Durham, NC
    March 10, 2013 7:26 a.m.

    I have no problem with the sticker shock - because each and every one of us who does have insurance have been subsidizing the care of the uninsured for decades now.

    The best example I can think of is it is like going to a restaurant where in the 80s Reagan mandated that everyone who showed up hungry at the restaurant had to be feed. if you showed up to the place and had money - the restaurant owner over charged those with money to balance the books. Reagan was not wrong to mandate hospitals give care, he just didn't create a mechanism to pay for these people. The hospitals compensated by averaging cost and spreading it across those who could pay.

    Now, everyone who shows up to be feed (or get medical treatment) must pay. Everyone pays. No cost averaging.... not hitting up the insured to cover those not insured. We shall see what the real cost of all this is... and hopefully tweak to make it work right.

  • Hemlock Salt Lake City, UT
    March 10, 2013 7:16 a.m.

    The ACA will "bend the cost curve down," and other fantasies. So much for not taxing the middle class.