Scott Winterton, Deseret News

Young adults may not be thinking about their retirements while dealing with student loans and low-paying jobs. Contrary to that belief, 20-somethings are in a good position to begin investing, according to Here are five advantages of investing in your 20s.

Human Capital
Scott Winterton, Deseret News

The ability to make money is essential for investing and saving for retirement.

Earning a degree or learning and advanced skill is an investment that can have strong returns.


Getting an early start allows investors to earn more and reinvest earnings.

A $10,000 investment at age 20 with a five percent interest rate turns into $70,000 by age 60.

Take on more risk
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Young investors are able to handle more risk because of a future stream of income.

With that, young adults are able to build aggressive portfolios with more volatility.

Learn by doing

Starting early in life allows investors to learn from mistakes and build strategies.

Young adults are able to make more mistakes because they have extra time to recover.

Tech savvy
Brian Nicholson, Deseret News

The younger generation tends to understand technology better than older investors.

With that, investors are able to use online trading platforms and learn sites financial and educational websites.