Deseret News
Letter to the Editor

I've read articles and opinions lately about changes in the Affordable Care Act (ACA). I would like to give your readers a perspective on those changes.

Thanks entirely to the ACA, my family's large-corporation-provided health insurance is the worst it has ever been. For example, doctor visits to monitor my high blood pressure are not covered. No co-payment, no insurance involvement, nothing. When we asked Blue Cross/Blue Shield why my visits had no coverage, their explanation was that other than medication, something is actually covered only when nothing is actually wrong. Everything else must first be paid against a $5,000 family deductible, which we will never exceed without major surgery. We could pay more for better coverage, but we're already paying more than we have ever paid in our lives. We don't qualify for subsidies because we earn too much, but not enough to pay for both the premiums and the maintenance visits we should have to keep ourselves healthy.

The purpose of the ACA has always been to take from those who can pay for insurance to insure those who won't or can't. Barack Obama promised affordable health care. What he delivered was expensive health insurance. Incredibly, at least 50 percent of our nation's citizens believe the ACA is a change for the better. They deserve to lose their subsidies or have their premiums increased. The rest of us deserve what we had before the ACA.

JB Howick

Ogden