I am one of the ones that had health insurance start Jan. 1 (I hadn't had it in seven years). I had a pre-existing condition for which I was denied insurance. I had had full-time work and insurance through my employer, but when I decided to do childcare at home, I found out fast that private insurance can deny people for many conditions.
Everyone deserves the right to pay a reasonable cost for a health plan and get it regardless of their prior health. Many people don't understand all the issues with insurance and I encourage them to check it out.
Salt Lake City