The Allstate Foundation and Junior Achievement USA

Younger Americans not only think their financial futures are better than their parents', they are planning on relying on their parents' money until their mid-20s, according to a survey from the Allstate Foundation and Junior Achievement USA.

Katie Little with CNBC writes on MSN Money about how the survey says 29 percent of youths expect to be at least 25 before they can get out on their own. That is a higher percentage than last year's 27 percent and much higher than 2011's 16 percent.

Shouldn't that percentage be decreasing as employment numbers improve? Rob Callender, the director of insights for youth research firm Tru, told CNBC the jobless rate among youths is high because overqualified middle-aged workers have taken many jobs younger people would have filled.

"While teens expect to rely on their parents more," Little wrote, "members of the younger generation also think that financially they will be as well off as or better off than their parents, with nearly 65 percent expressing this opinion, the Allstate/Junior Achievement survey found. That's up from up from 56 percent last year."

Kimberly Palmer wrote at U.S.News & World Report on how this study is similar to other findings where more younger people are moving back home: "According to the Network on Transitions to Adulthood, based out of the University of Pennsylvania, the number of 20-somethings living at home has increased by 50 percent since the 1970s. That increase is tied to a 19 percent uptick in parents' shared housing costs."

Sharon Epperson with CNBC also writes on MSN Money about a similar trend: "Parents who are saving for college frequently raid retirement funds — or plan to do so — to pay skyrocketing tuition bills, according to a study released recently by Sallie Mae, the nation's largest student loan provider. More parents are saving for their retirement than for their children's education, but these families often plan to draw from retirement savings to help cover the costs of college, especially as other goals — from building up a rainy-day fund to increasing general savings — take priority."

There is good news, however. "More than three-quarters of the parents surveyed who are saving for college are also focused on saving for retirement," Epperson writes.

The Allstate Foundation and Junior Achievement USA says most parents (64 percent) have talked with their teen or young adult about paying for college. But almost a third (28 percent) have not. Forty-eight percent aren't sure how much they plan on borrowing for college.