Scott G Winterton, Deseret News
Chocolate suckers sit in trays waiting to be wrapped at Hatch's Family Chocolates in 2012. Credit card companies have many special Valentine's Day offers, according to Card Hub.

The largest credit card issuers in the nation show "love" for customers this Valentine's by offering specific rewards, according to a press release by Card Hub.

“You’re obviously not going to apply for a new card simply because one particular issuer is offering a good Valentine’s Day promotion, but you should definitely see what your current credit card company has cooking before making any purchases in case there are savings to be had,” said Odysseas Papadimitriou. “With that said, be careful not to get overly swayed by creative marketing copy or advertised savings percentages.”

If you are going to buy a nice Valentine's gift this year, here are offers from five credit card issuers to look out for, according to Card Hub.

American Express

Costumers enrolled in membership rewards can redeem points for gifts from retailers like 1-800 Flowers or other large Valentine's Day companies, Card Hub says. Credit card users receive at least 20 percent off the points price.

Capitol One

Money-saving offers from select merchants are offered year-round, but they change on a weekly basis. Companies like ProFlowers, FTD, 1-800 Flowers, Cherry Moon Farms, Red Envelopes, Shari’s Berries and Personal Creations are offered closer to Valentine's Day, Card Hub reports.

Bank of America

Bank of America's ongoing program called BankAmericDeals provides cash-back deals at stores and restaurants like Redbox, according to Card Hub. If they shop using online banking or mobile banking, they receive cash-back on their regular shopping and dining purchases.


Along with several of the companies included in Capitol One, Chase offers points for Blue Nile and Godiva as well, Card Hub reports. Books and electronics or other purchases on can be payed with "ultimate rewards" directly on Amazon.


On the site, Card Hub says 12 retailers increased cash-back bonus including 1-800 Baskets, 1-800 Flowers, Avon, Bliss, Godiva,, The Limited, Nordstrom, SaksFifthAvenue, Sephora, Shari’s Berries and Zales.

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