A young girl looks at the money she has saved.

A recent national survey of 2,000 parents showed that 81 percent of parents feel it's their responsibility to teach their children about money and savings, according to DoughMain, financial education and family organization website.

But of that 81 percent, only 63 percent said their children have a savings account, and 27 percent actually take their children into a bank to make a transaction at least once a month.

"We want to see 100 percent of American children saving wisely, and from this survey, we can see that's clearly not happening," said Ken Damato, president and chief executive officer of DoughMain, in a statement. "This research exposes that while parents want to be the primary finance teacher to their children, they're just not doing it to the degree that's going to make a real difference for the next generation."

The study also showed that:

63 percent of people under 18 have savings accounts, and 73 percent of those accounts began before the age of 3.

43 percent of parents review bank statements with their kids on a monthly basis.

51 percent of parents give their kids an allowance but only 4 percent required they deposit that money into an account.

Only 38 percent of parents are matching their children's savings.