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U.S. long-term mortgage rates declined this week following the Federal Reserve's decision to keep interest rates at record lows for now.

Average U.S. long-term mortgage rates declined this week following the Federal Reserve's decision to keep interest rates at record lows for now.

Here's a look at rates for fixed- and adjustable-rate mortgages this week and over the past year:

Current avg.Last week52-week high52-week low
30-year fixed3.86 percent3.91 percent4.19 percent3.59 percent
15-year fixed3.08 percent3.11 percent3.36 percent2.92 percent
5-year adjustable2.91 percent2.92 percent3.06 percent2.82 percent
1-year adjustable2.53 percent2.56 percent2.63 percent2.37 percent