It seems impossible to agree on a gun control solution. What should be done?32 comments on this story
Every gun owner and new gun purchaser should be required to obtain a liability policy for, say, $1 million. Then, if his or her gun causes disability, death or damages anyone's property, the insurance company will pay the victims. This would be in addition to what the law requires of the perpetrator.
All gun owners must complete an application to be qualified for liability insurance, and insurance companies check individuals' health and mental stability carefully before issuing any policy.
Issued policies will be subject to renewal annually with a follow-up investigation, and premiums will be adjusted if necessary.