In a move to get banking services closer to its customers, Zions First National Bank will open branch banks in major Smith's Food and Drug Stores in Utah.

Ronald S. Hanson, Zions president, said the 600 square-foot banks will be located in space leased from Smith's and offer checking, deposit, loans and check cashing services from 10 a.m. to 8 p.m. Monday through Saturday.For more specialized banking services such as loan applications, brokerage service and insurance, appointments can be made for a specialist to visit the new banks at the convenience of the bank customers.

Automatic teller machines at each store will be available 24 hours per day, seven days a week, and a night depository also will be available at each site.

One June 21, branch banks will open in the Smith's at 844 S. Ninth East, 851 E. 48th South, 2039 E. 94th South and 4660 S. 40th West in West Valley City. Each branch will have six employees and the new branches gives Zions 70 branches in the state.

Branch banks also are scheduled to be installed in Smith's store when they open in Farmington, St. George and Layton. The decor will be the same for all branches so customers can easily recognize them, Hanson said.

Tom Welch, Smith's executive vice president, said the addition of branch banks will provide another service to the store's customers and won't replace any of the existing services.