Whatever happened to personal accountability and responsibility? Here we sit pointing fingers at the government for the failure of Lehman Brothers, AIG, etc., and no one is asking themselves about their own risk-taking. Life is full of risks. How many times have I lost money by taking a risk? Let me count the ways. I have only myself to blame. Why would we look to a huge monolithic government to protect us from our own risk-taking? The Democratic mantra is more government intrusion. Individual responsibility was one of the founding principles of this nation.

Frank C. Overfelt

Cottonwood Heights