PROVO — A former attorney and real estate agent who pocketed thousands of dollars in a mortgage fraud scheme was sentenced to prison Thursday morning.

Richard Culbertson, 55, who ran unsuccessfully for mayor of Eagle Mountain, was sent to prison on four concurrent terms of one to 15 years for four second-degree felonies including communication fraud and pattern of unlawful activity, having pocketed nearly $98,000.

Culbertson and his wife, Kathleen, falsified loan applications, inflated their incomes and even used Culbertson's daughter's name to apply for loans to purchase homes in the Eagle Mountain area.

Kathleen Culbertson, 52, a former mortgage loan officer, pleaded guilty in 4th District Court to misdemeanors including communication fraud and racketeering.

She received $23,000 from the scheme.

Judge James Taylor ordered that Kathleen Culbertson to serve 60 days in the Utah County Jail and spend two years on probation.

Both individuals are responsible to pay back the collective restitution which is currently listed at $1.1 million.

However, the two homes in question — which have a total of three loans — are up for sale and proceeds from those sales can be applied to the restitution amount, Taylor said.


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