As home foreclosures mount and big lending institutions write off bad loans, we the taxpayers should be leery over a bailout for poor judgment. As one writer from the Scripps Howard News Service said: "Ultimately, the taxpayers will be assessed for the greed of lenders and self-indulgence of a couple of generations of Americans who want everything without a struggle."

The marketing ploys of banks and retailers seem to fit the lifestyle of these people. We do know that "greed, self-indulgence and funny money are at the bottom of the very deep hole of debt."

Did anyone bail out the generation of responsible homeowners when we made bad financial decisions?

Jim Dublinski

Salt Lake City