Dear Abby: I am a 53-year-old widow with four grown children who are not financially well-off. My deceased husband left me fairly well-fixed financially. I have several bank accounts that I share jointly with my 28-year-old son. The house is in my name alone.

I recently met a very attractive man. We're discussing marriage, and he has moved in with me. He is twice-divorced and claims he doesn't have anything - just an old car and some furniture he's had in storage since he moved in with me. I have a small joint bank account with him.Abby, do you think I need a prenuptial agreement? He is an honest, decent man.

- Uncertain in Utah

Dear Uncertain: I think a prenuptial agreement is an excellent idea. Put everything in writing before you tie the knot. Good luck and best wishes.

Dear Abby: I have good news for the waitress who told you she had to give up on a college degree because "working full time and attending school was very hard. The hours were killing me."

In 1972, the state of New Jersey created a college for busy adults just like her: Thomas Edison State College. No matter where she lives, this woman can earn credit for what she already knows and she can also take courses at home. The college is fully accredited, high quality and very affordable. There is no other college exclusively for adults throughout the United States and for military personnel around the world.

Abby, please let your readers know that there is no reason to give up on a college degree. No matter what the obstacles, we can help.

Please have your readers write to me for information about this unique, nonprofit college created just for them. The address is Thomas Edison State College, Admissions Office, 101 W. State St., Trenton, N.J. 08608-1176. I will personally send them a free booklet that explains how they can complete a degree at their own pace, in their own space, at a cost they can afford. The e-mail address is: admissionscall.tesc.edu.

- Linda Holt,

associate vice president,

college relations

Dear Ms. Holt: Thank you for the information on what Thomas Edison State College has to offer. I am impressed that you have been helping students better themselves for a quarter century, and pleased to spread the word about your programs. Be prepared for lots of mail - e-mail and otherwise!

Dear Abby: My husband and I are hurt and angry about a thank-you note our niece sent us for the $50 we gave her for her high school graduation. Her friends might think it was funny, but we don't.

The note read: "Uncle Jack and Aunt Judy: Thank you for the dollars and the card. Screw college! The cash will be used on wiser things, like a trip to Acapulco, Mexico (and alcohol). Love, Sally."

Should we let Sally and her mother know how we feel? Or should we just give her gifts instead of money from now on?

- Irritated in Michigan

Dear Irritated: Don't be so hard on your niece. She is no doubt feeling independent now that she is about to be out on her own, and she was trying to be funny. At least you received a thank-you note.

Dear Abby: I'd like to add to your collection of random acts of kindness.

I live in a retirement community of about 125 ranch homes. Two neighborhood men get up for an early walk every morning. As they pass the homes that have newspapers delivered there, they pick up the papers that have been pitched into bushes or slightly off the porches, and place them near the front doors - rain or shine. Isn't that nice?

- Sun City Senior

Dear Senior: Yes, it's very nice. The two men who perform this generous service daily receive instant rewards from the healthful exercise, but they also deserve verbal thanks. Hooray for them - and hooray to you for citing their daily good deeds.

For everything you need to know about wedding planning, order "How to Have a Lovely Wedding." Send a business-sized, self-addressed envelope, plus check or money order for $3.95 ($4.50 in Canada) to: Dear Abby, Wedding Booklet, P.O. Box 447, Mount Morris, Ill. 61054-0447. (Postage is included.)

Universal Press Syndicate

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On Line

All of the Dear Abby columns for the past several years are available online. Search for "DEAR ABBY" in the Lifestyle section and the Deseret News archives.