President Bush is getting everything he wanted and more from the House Banking Committee to prevent S&Ls from tapping the taxpayers for another bailout, but only in exchange for new low-income housing initiatives.

On a 49-2 vote just before midnight Tuesday, the committee approved Bush's $90 billion savings and loan plan - the largest financial bailout in the nation's history - after spending four days toughening capital standards on the industry and adding a pair of housing components.As it now stands, the House bill would require the nation's 3,000 thrifts to put up at least $20 billion in new capital over the next five years - twice as much as a version approved by the Senate two weeks ago - to fulfill Bush's promise of "Never again."