Is there a perfect skin care program for women 25 and older? To find out, Ladies' Home Journal asked some of the nation's top doctors for their expert opinions. The doctor's overall message: protect and pamper the skin to keep it young and beautiful.

"There's nothing like leading a shady life" says Dr. Albert Kligman, a professor of dermatology at the University of Pennsylvania School of Medicine. He sees the beginning of a new trend toward greater protection against exposure to the sun.Women who like looking bronzed can use tinted moisturizers or other means now available to create a tanned look without damaging their skin, according to Dr. Diana Bihova, a clinical instructor of dermatology at the New York University School of Medicine.

A skin routine that includes moisturizers is essential for women over 25. Kligman says most people don't know enough about skin care. He sees many women follow an elaborate ritual of scrubbing their face, using an astringent followed by a special cleanser to get rid of the astringent, then applying a lotion and masque.

"When I tell them that if they would stop using all those things their skin would improve, they're amazed," says Kligman.

Kligman recommends using a mild soap applied with fingers and lukewarm water. He also recommends a moisturizer after every shower and face washing to protect skin from the environment.