The deadlines and rates for emergency loans for homeowners and businesses affected by the Quail Creek dike break near St. George on Jan. 1 were announced Thursday by the U.S. Small Business Administration.

Applications for loans for physical damage must be filed by April 6, and applications for loans for "economic injury" must be filed by Nov. 3, according to guidelines the SBA published Thursday in the Federal Register.It said applications should be made to Disaster Area 4 office, Small Business Administration, P.O. Box 13795, Sacramento, CA 95853-4795, or other locally announced locations.

Interest rates for the loans are: for homeowners and businesses with credit available elsewhere, 8 percent; for homeowners, businesses and non-profit organization without credit elsewhere, 4 percent; for others (including non-profit organizations) with credit elsewhere, 9.125 percent.

It said eligible counties include Washington, Kane and Iron in Utah; Lincoln County, Nevada; and Mohave County, Arizona.