If you are considering an incentive to take early retirement, it is important to weigh your finances carefully before leaving your job, according to the American Association of Retired Persons in Washington.

The organization for people who are 50 years old and older has prepared a 12-page booklet on early retirement incentive programs. The free booklet includes information on how to evaluate an early retirement incentive program, your financial needs during retirement, the effects of inflation on retirement income, looking for other work during retirement, how working during retirement affects Social Security payments and discrimination against older workers."Look Before You Leap: A Guide to Early Retirement Incentive Programs" is available to AARP members and non-members at no charge. For a copy, write for Publication D-13390, AARP Fulfillment, 1909 K St. N.W., Washington, D.C., 20049.