United Savings/West-ern Mortgage of Ogden has placed permanent loan financing for two Las Vegas apartment projects totaling $28 million, according to Craig Hackett, vice president of Western Mortgage's income property department.

Western Mortgage acted as advisor to Coldwell Banker in placing the two loans with Aetna Life and Casualty. One loan worth $15.9 million is to finance Crystal Cove, a 444-unit apartment complex in the Lake, a new Citicorp residential-commercial development west of Las Vegas.The second loan is worth $11.9 million and finances the 292-unit Sahara West Project, also west of Las Vegas. Both projects are expected to be completed later this year.