The acquisition of Tracy Collins Bank & Trust Co. by Moore Financial Group's Continental Bank & Trust Co. has been finalized, officials said Tuesday, and 104-year-old Tracy Collins opened the new year under the name of its new owner.

As of Tuesday, depositors at Tracy Collins' 18 branches are now customers of Continental Bank, which operates 13 additional offices along the Wasatch Front.Moore Financial, based in Boise, Idaho, announced early last month it had reached an agreement in principal with Tracy Collins to acquire about $200 million in selected assets, including Tracy's trust department, and assume $191 million in deposit liabilities in a transaction handled by the Federal Deposit Insurance Corp. The deal has since been approved by state and federal regulators, directors of both banks and Moore Financial.

By merging Tracy Collins into Continental, Moore will strengthen its position and add needed growth in Utah. Moore, which acquired Continental in 1985, is a $3.6 billion financial service concern with operations also in Idaho, Washington and Oregon.

With the acquisition of Tracy Collins, Continental Bank becomes a $610 million institution with 31 branches. It has not yet been announced whether Continental will move its offices from 200 South and Main to Tracy's newer facilities a block north at 100 South and Main.

The merger's impact on employees hasn't been disclosed either, but overall the deal is good for Tracy Collins, which has been solvent but without stable ownership for the past four years.