Six people, including two former employees of an insurance company and a clinic, have been charged in a purported medical-insurance scheme.

The defendants were arraigned on 33 counts of fraud.They included James Albert Markham, 24, a former claims processor for Travelers Insurance Co., and Kimberly Ann Lee, 24, who worked at Intermountain Clinic.

The complaint filed in 3rd Circuit Court accused the six of acting in concert to defraud Travelers Insurance of more than $68,000 by submitting false claims.

The charges allege Lee provided claim forms to Markham, who allegedly processed them and issued checks using his and other employees' computer access codes.

Clint L. Christensen, 27, and Von M. Christensen, 24, are accused of cashing or depositing the checks.

Deputy Salt Lake County Attorney B. Kent Morgan said police were tipped off to the scheme when defendant Noelle Gannon, 21, allegedly attempted to cash a $2,100 check last Dec. 10 while using a phony Texas driver's license.

"The ID was a very bad phony ID," said Salt Lake City police officer Ken Dailey, who made the arrest."