Living to a ripe old age is expensive for older adults and sometimes for their adult children. And while planning may not take the sting out of all the financial problems that arise, it will alleviate much of the uncertainty.

A series of workshops in April and May will examine ways to prepare financially for one's later years and give suggestions to adult children caring for elderly parents. The workshops are sponsored by the Utah County office of the Utah State University Cooperative Extension Service and are free to the public.The first program will deal with protecting assets, managing financial resources and obtaining adequate coverage for health care. Time is planned to address questions. The presenter will be Barbara Rowe, USU extension family resource managment specialist. The program will be offered Tuesday, April 23, from 7 to 9 p.m. and repeated Wendesday, April 24, from 10 a.m. to noon. The deadline for registering for the session is Monday, April 22, and at least 12 people need to sign up to carry the session.

The second program, on Thursday, May 2, will discuss ways of dealing with the emotional consequences of caring for an elderly relative as well as the community resources available to help provide care. Phyllis Hansen, coordinator of IHC Hospice, will answer personal question during her presentations, which are scheduled for 1 to 3 p.m. and for 7 to 9 p.m. Participants should register the day before.

Living trusts will be explained by Steven R. -Skabe-lund, tax and estate planning attorney with Johnson and Skabelund, Thursday, May 9, from 2 to 3 p.m. and again from 7:30 to 8:30 p.m. The session will explain how living trusts may be used to control distribution of estates, reduce or avoid many fees and taxes imposed after a person's death and avoid probate. The registration deadline is the previous day.

Max W. Smith, financial consultant with Smith and Smith Financial Group, will help participants evaluate their personal tax situations as well as review their income sources for flexibility and the impact of inflation on income. The program will be held Thursday, May 16, from 2 to 4 p.m. The registration deadline is the previous day.

All workshops will be in the County Administration Building at 100 E. Center. Pre-register by calling the USU extension office at 370-8460.