Although Washington, D.C., is the glaring exception, there seems to be no clear-cut correlation between murder rates and amounts of life insurance per household.

Life insurance Murder rate

in force per 100,000

Washington, D.C.* $207,600 59.5

U.S. 87,600 8.4

Utah 86,900 2.8

Pacific States 81,400 9.2

Mountain States 80,900 6.6

Sources: American Council of Life Insurance, FBI.