Zions First National Bank has scheduled two workshops in January at its Broadway Office, 310 S. Main. Reservations can be made by calling H. John Ploeger or David J. Taylor at 524-4715.

The first will be held Wednesday, Jan. 9, at 11:45 a.m. with Russell W. Miller, president and general manager of Zions Insurance Agency and Zions Life Insurance Co., talking about 25 ways to save money on business insurance.The second will be Wednesday, Jan. 23, at 11:45 a.m. with Frank V. Kelson, manager of the Phoenix Companies, talking about small business non-qualified retirement options.