A free public seminar titled "Understanding Tax-Free Investing" will be held by Fidelity Investments on Tuesday, Oct. 30, at 7 p.m in the University Park Hotel. For reservations or more information call 1-800-544-8888.

Richard Rogers, vice president and branch manager of the Fidelity Investor Center in Salt Lake City, said many people pay more taxes than they need to. "As legislators at the federal and state levels discuss raising taxes, it's important for individuals to take charge and plan how to save on taxes," he said.