I'm always using larger bills to get smaller bills. I use $20 on a $7
purchase so I can have more change. But now I know why my husband always spends
smaller bills and seems to never have small bills.
I'll leave the Penney's on the counter, I like to use cash over a
debit card, H hate to brake big bills for little things. It makes me think is it
really worth it. I need to keep my objective in mind to get where I want to go
or I mindlessly spend.
What about those who rarely spend currency, but buy with credit cards? or debit
cards? Currency seems much less ubiquitous than in the past. What about bitcoin?
Concentrating on the size of dollars in the wallet seems like a shallow study on
the psychology of spending, which may have more to do with upbringing and
understanding of money than the denominations of dollar bills.