I thought that the story was silly. Charge cards takes in billions in late
charges. Payday loans interest rates fees and charges are criminals. The first
thing you need to know is what you do with your money. You can control your
electric bill by turning off a switch, you can control how much you drive your
car, what you buy at the store and the hot water you use. Then you wonder what
happened to America, because you realized you are confined and in the dark with
no hot water.
Besides the laughability of trying to reduce one's cable bill (I recommend
that one reduce it to $0 and be done with it), it also seems a bit silly to
avoid credit cards but then to use payday loan services, which charge an even
higher interest rate.
It's rather ironic, in an article talking about people who have take out
payday loans, it is written that tricking your cable company into lowering your
cable bill is somehow going to help. You know what is cheaper than a low cable
bill? No cable bill! Believe it or not you don't have to have TV. You
don't have to have a smart phone, heck you don't even really have to
have internet, though the last one would certainly help you with finding a job
and possibly making some extra money on the side.