Religion is only what you do religiously. Things are routine it's what we
do, automatic, habits become mindless. I have to wright down where, when and how
much I do to remember anything. Than I can see it. and remember not to repeat my
mistakes. I have to know what I've done to stop being mindless,
I love Dave Ramsey and his radio show. It's the old KISS philosophy - Keep
it simple stupid. Keep your wants in line with your means. Pay off your small
debts first and systematically work on your big ones. Take a second job if need
be. Don't give in to the bigger and better syndrome. And above all, give
the credit back to God (He's the only one who know how to handle it.)
Above all, learn to work and to save like every day will be rainy. You may
never live "high off the hog." But neither will you end up in chains.
Financial freedom is liberty indeed.