Comments about ‘Report: Utahns lacking insurance aren't necessarily lacking jobs’

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Published: Thursday, May 22 2014 9:46 a.m. MDT

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TRUTH
Salt Lake City, UT

Utah Insurance Dept is lacking the skills to correct this problem........

Firm up the penalty for driving uninsured.......no insurance = No License/renewal......

Any gaps? you pay a fine equal to or greater to what the insurance would have cost.....

Problem solved!

LDS Liberal
Farmington, UT

66% of the approximately 140,000 uninsured Utahns have held down a job in the last year, according to the report. An additional 18% are students, nonworking spouses or are people with disabilities,
and the remaining 16% are unemployed.

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SHHhhhhh....

Please, do not report the truth along with facts and data....

Conservatives with made up pre-conceieved notions won't believe you anyway,
and will argue all day and all night about it....

Open Minded Mormon
Everett, 00

66% of the approximately 140,000 uninsured Utahns have held down a job in the last year, according to the report. An additional 18% are students, nonworking spouses or are people with disabilities, and the remaining 16% are unemployed.

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Kind of shoot a big old hole into the "stupid, lazy, do nothing, free-loading, non-tax paying, takers" theory of the far-right-wing talking points.

cmsense
Kaysville, UT

Sometimes I'm embarressed to be a republican. The elderly have been getting insurance for eons with medicare and no one complains. The higher income brackets have been getting "subsidies" for their health insurance for years through tax favored treatment with their employers purchasing their insurance with pre tax dollars which benefit wasn't available to most in the individual marketplace. We let pharmacutical companies charge $1000 PER PILL for the new Hep C medications etc and somehow think its unamerican if we were to consider government limits on how much a pharmacutical company can charge. We are also up in arms over vets who were probably mostly on medicare and had multiple options for care but who tragically died on waiting lists at the VA hospital, but somehow it doesn't register that there are over 100,000 Utahns and millions of Americans that don't even have insurance and don't even have the opportunity to get on the list to die waiting. I guarantee its much more than 40 but they don't bat at eye at dilly dallying endlessly.

Aggie5
Kuna, ID

Kind of scary people still argue democrats versus conservative points. That's yesterday's thought process. Let's evolve a little folks.

shuttdlrl
Smith River, CA

Our Veterans hospitals and clinics should be used to help the less fortunate. It could be the training ground for medical staff. All government employees should use the Veterans medical system to ensure the best medical treatment for our soldiers

kiddsport
Fairview, UT

Trujillo's story, Klein said, "exemplifies what is at stake for many Utahns."
Without a more complete demographic breakdown, this statement is unsupported. While I concede there are many who would like to purchase health insurance but are inhibited due to the rising costs, many young adults also choose not to insure because of existing good health.

This option, which does not exist in Obamacare, has the positive effect of driving the cost of health insurance down because it requires companies to price their offerings such that they are more acceptable to that marginal segment of the populace.

As more people choose to self-insure, we become better, smarter consumers, driving the cost of health care down through competition and supply and demand.

Proponents like to compare health insurance to auto insurance, yet no one argues that good drivers should have higher premiums to pay for the damages incurred by bad drivers. Yet that is what Obamacare demands of young, healthy people.

Frozen Fractals
Salt Lake City, UT

A large amount of these working people without insurance are uninsured because they're in the Medicaid expansion range so they aren't getting subsidies... and they're not getting the Medicaid expansion because the state has yet to say yes... and they're not getting insurance from their employer because the employer mandate was delayed (or they don't work enough hours or the employer doesn't have enough employees to be subject to the mandate eventually anyway).

lost in DC
West Jordan, UT

LDS lib, open minded
You bought the straw argument – we didn’t say the uninsured were all unemployed, lazy, etc. Not surprised that liberals could be so easily manipulated.

As noted MOST are employed, but choose not to spend their money that way.

RedShirtCalTech
Pasedena, CA

To "LDS Liberal" since we are bringing facts into the discussion lets remember these simple facts.

Per Utah Pre-Obamacare laws if you were a student you could be on your parents' insurance until age 25, Post-Obamacare they have until age 26 to remain on their parents' insurance. There is no excuse why they don't have insurance.

Remember Obamacare has killed the mini-med progam that McDonalds and other companies used to get insurance to their minimum wage employees.

What we should be asking is why didn't the 66% of the uninsured get insurance? The fact that so many are uninsured that would indicate that premiums are still to high or else we have a large illegal population in Utah.

As for people with disabilities, you should realize that if they typcally qualify for Medicare or Medicaid.

It is one thing to quote to numbers, it takes some thought to understand what they really mean. In this case, we find that it means that there are 140,000 that DON'T want insurance for whatever reason.

Utah Health Policy Project
Salt Lake City, UT

@lost in DC
Before you judge too hard and fast, lets run a few numbers, shall we?
The earnings ceiling for the coverage gap in Utah is $11,490 a year for a single person. Let's use $10,000 for a nice round number.
That works out to $833/month of income.
Average rent for a one-bedroom apartment for WVC: $450/month. $383 left over...
Grocery bills: $125/month (Ramen noodles anyone?) - $258 left over...
Car insurance: $66/month - $192 left over...
Gas: $72/month (assuming 300 miles/month; 10 miles/day) - $120 left over...
Clothing/Sundry items: $25/month - $95 left over...
Entertainment: $15/month (DVD rentals) - $80/month left over...
Utilities: $20/month (cheap phone, or electric) - $60/month left over...
Savings/Debt: $50/month (making a future, or correcting the past) - $10/month left over...

The cheapest Bronze-level unsubsidized health insurance plan for a 40-year old in Salt Lake County is $153/month - or more than 15x more than what this person has left over for health insurance.
@lost in DC: If you can figure out how a working person in Utah making $10,000/year can afford a $153/month insurance premium, we want to hear it...
So if you can

RedShirtCalTech
Pasedena, CA

To "Utah Health Policy Project" what is a single person making $10,000/yr doing living by themselves in an apartment? I know of a 40 year old that is single, makes more than $10,000/yr and is smart enough to know that living with 3 other guys saves him money.

Assuming this mythical person is making $7.25/hr and working full time that works out to around $10,875/yr. That income level qualifies him for medicaid or medicare depending on other qualifications.

Just assuming that the mythical person is making minimum wage, and is smart enough to share an apartment, they would have enough to pay the insurance premium AND save an additional $145/month.

Why do you have so little faith in people that you don't think they can figure out how to pay for what they need in life?

lost in DC
West Jordan, UT

Utah Health Policy Project

My comment was directed at the liberals who bought the straw argument that the uninsured are all lazy and do not work and used their misunderstanding as a basis to launch an attack on conersvatives. They said we did not want the truth. I was pointing out to them that we never said the uninsured were unemployed and lazy, and that their attack was off-base.

I think there is a lot of truth in what RedShirtCalTech said about the individual making $10k living by homself - and I think it points to other issues with such an individual. If he will not or cannot think far enough ahead to find ways to save on living expenses, etc, he probably is not doing enough to make his time more valuable to an employer.

People make choices and should live with the consequences. Some of those consequences mean they have to work harder than they otherwise would for less benefit. Unfortunately too many liberals don't think people should abide by the consequences of their choices. They want to privatize the pleasure and socialize the risk. That is unfair to the rest of us.

Sego Lilly
Salt Lake City, UT

You also have to take into account that unless a person has children, is disabled or is a senior citizen they don't qualify for medicaid no matter how poor they are. BUT - look on the Utah medicaid website and you will find that immigrants qualify for medicaid providing that they fall below the minimal amount set. YET, why is it that most of them have jobs that pay them about 3 times the minimum limit. They don't even have to have children in their home. They can be single or a married couple.

It's time that all family members where there is a Veteran in the home should be able to receive care through the VA healthcare system

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