A guy walks into a bar. Bartender asks for an ID. The guy recites details about
his older brother. Bartender punches it into the computer and says, everything
checks out, and serves the guy. The bar would get shut down. Bankers send out
credit cards that way and nothing happens to the banks. The lose money but you
lose your credit and your time. Hold bankers responsible.
Utah because of its particular beliefs and its willingness to stand up for them
will forever be a target of others. Par for the state.