Comments about ‘Letter: Experience with the ACA’

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Published: Wednesday, Feb. 19 2014 11:29 a.m. MST

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Shaun
Sandy, UT

Be prepared for the haters Frank.

one old man
Ogden, UT

Wow! Someone from Utah actually wrote a letter telling the truth about ACA!

Will wonders never cease?

Hutterite
American Fork, UT

Good to hear.

EPJ
Grantsville, UT

Was it a 40% price reduction from your original premiums you were paying from 2010 to 2013, or was it a 40% reduction from the 300% price increase you encountered during your 2014 ACA signup?

Roland Kayser
Cottonwood Heights, UT

The GOP's worst nightmare is coming true. After getting off to a rocky start, Obamacare is beginning to work as planned. Enrollments have increased rapidly since December, and the age mix of buyers will make the program sustainable.

Open Minded Mormon
Everett, 00

Wow -- Thank Goodness,

Because Frank and his wife will need that insurance once the village Obama-haters show up with their pitch-forks and torches at his house!

They last thing they want to hear is that their AM radio, college drop-out, millionaire talkshow hosts are once again WRONG and that Americans are actually getting the help they need from due to a black Democrat in the WhiteHouse.

Great Letter Frank,
and thanks for having the courage to share it!

Mike Richards
South Jordan, Utah

Reading about "ObamaCare" in Utah shows that unless you are willing to let someone else pay part of your premium or unless you have a huge cash reserve, you're going to pay much more for any medical care than you paid before ObamaCare.

Here's a few facts that I found interesting:

- Illegal aliens will continue to get medical care without insurance and without penalty for not having insurance.

- All plans must include maternity coverage and newborn coverage, regardless of age or marital status.

- All plans must include dental and eye care.

- In Salt Lake County, a family plan will cost $623 to $978 per month, depending on how much your neighbors "contribute" to your policy costs.

If you believe that your neighbor should pay for your healthcare costs, you'll like ObamaCare, but if you believe that every American has the duty to pay his own personal welfare costs, then you'll realize that ObamaCare is not for you.

Schnee
Salt Lake City, UT

@Mike Richards
"- All plans must include dental and eye care."

Goodness you people sure like to complain. You feel like you're being robbed because someone else gets something you don't need. How about just being happy you have good eyesight? Should I be bitter that my insurance covers cancer even though I don't have it?

Kimber
Salt Lake City, UT

So happy to hear Frank! (And I am another that had success this year after not having any insurance for seven years). Good Luck All!
A volunteer for the AFA passing and implementation

Open Minded Mormon
Everett, 00

Mike Richards
South Jordan, Utah

If you believe that your neighbor should pay for your healthcare costs, you'll like ObamaCare, but if you believe that every American has the duty to pay his own personal welfare costs, then you'll realize that ObamaCare is not for you.

========

Mike -- Every American has that duty to pay his own via the mandate to buy their own Healthcare under the ACA (Obamacare) and welfare via Social Security.
No one gets a free ride.

FYI -- We [your neighbors] will be more than happy to pay for your healthcare costs, Social Security & Medicare Mike.

It takes a lot of audacity to keep saying one thing, then turning right around and doing the other.

Mike Richards
South Jordan, Utah

@Schnee,

Maybe you were taught different things about the responsibilities of life. I was taught that the duty of a father and husband was to take care of his family without holding his hand out to his neighbors. I was also taught that helping the less fortunate was a duty; but, when people expect you to pay for their health care premiums so that they don't have to pay for them, then you are expecting someone else to do something that you're not willing to do yourself. If we WANT dental and eye care coverage, we should have the option to buy that coverage. Why should the great father in Washington, D.C. have the "right" to tell us what we need and what we WILL pay for (or have our neighbors pay for, in the case of most of those who support ObamaCare)?

The greatest incentive that we will ever have in life is to see our family needing something that we are responsible to provide. When you pass that obligation on to others, you are robbing your family and yourself of the experience of being responsible.

E Sam
Provo, UT

Great letter. See, it is too working!

GZE
SALT LAKE CITY, UT

Mike, Without your employer paying most of your current coverage, you would think $978 was a great deal.

Your co-workers are currently contributing to pay your premiums.

Turtles Run
Houston, TX

@Mike Richards

Then by your definition there should be no health insurance coverage at all. That is how health insurance is run, money is pooled together and risk is spread out within the group. This way groups share costs and responsibilities.

The "experience of being responsible" you describe is not realistic and opens you up to the experience of bankruptcy and sub-standard health care. Our nation spends more per person on health care costs because we allowed the most inefficient system of medicine to root itself here. Those fiscally responsible understand the system is unsustainable and action needed to be taken.

KJB1
Eugene, OR

Mike:

Did your family go to public school? Do they drive on paved roads? Do you use streetlights to see after dark? Is your property protected by the police and fire departments? Do you rely upon the military to protect you from foreign invasions? Do you eat food that was inspected for safety? Have you ever dropped a letter in a mailbox? Have you ever used a public park?

If you've answered "yes" to any of these questions, then congratulations. You've expected other people to do something you weren't willing to do yourself. Guess you were robbed of the experience of being responsible.

I have to agree with Schnee. Some people just like to complain.

Utefan60
Salt Lake City, UT

Well Mike Richards weighed in. And as usual a family getting the health care that they desperately need is belittled by dogma.

I pay huge property taxes and that goes to support children that I don't have in the system....opps Mike. Should my neighbors kids not get the education they need because they are getting support from the government? Those darn freeloaders!

These people are coming across very mean spirited to those who need help. I get so tired of their attitudes!

Anti Bush-Obama
Chihuahua, 00

Well im in the age group that needs to buy this in order to sustain it. If I came back to the U.S. I would never buy obamacare even if I got cancer. I will just die my own way rather than the alternative.

Schnee
Salt Lake City, UT

@Mike Richards
We were already paying for their healthcare. The average American family was spending a thousand dollars a year for emergency care for the uninsured (Romney talked about this when he was touting Romneycare as a means of eliminating free-riders).

After all one of the major complaints about Obamacare is the insurance mandate. It's deemed a burden on the poor. So which is it? Are the poor being harmed by having to actually put something into the insurance pot, or are they just a bunch of moochers getting free health insurance? I'd like to know because your side makes both arguments.

Gildas
LOGAN, UT

I like that someone shared an experience with enrolling through the ACA site. However I think a sample of one is too small and I would love to hear other experiences also. I do think that the "Cobra" program, for those who stop working for a company and want to keep their insurance w'o being subsidized by the employer's share, until finding another insurance provider, is typically an expensive way to go.

One thing that I should say is that it is not necessary to enroll on the official Obama site. If I am not very much mistaken you can enroll with any compatible program privately as well.

RFLASH
Salt Lake City, UT

I bet in time we will find that the ACA does work. It is a huge thing to get going. You can't tell me that what we had before was better. I know one guy, before ACA had to buy insurance for his family because he is self employed. The best he cold find cost him $700 a month with a $7,000 co pay! Think how hard republicans tried to destroy everything Obama did! You think they will ever admit that they are wrong? Our state is filled with Obama haters. What have republicans done for us? They have done nothing. They spent all of their time trying to bring Obama down, and that is it! Now they are ripping each other apart!

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