Published: Monday, Jan. 20 2014 8:55 p.m. MST
I miss out on duck dynasty, and moonshiners. Shows about cakes and wedding
dresses and storage containers and hoarders are sadly not available to me. CNN
is an internet entity. Television costs me zero dollars every year, and I go to
Vegas at least once based on those savings. Every year. I get several days of
experiences in free america simply by not having to pay for television I'm
seldom home to watch anyway. It's not hard to do. It's harder to make
up your mind to do it. Sneaky charges? No. Insidious charges.
The relevant issue here is what this article is exposing but offers no solution
which is very simple, stop paying bills with automatic bank transfers and using
credit accounts, you have no control of terms and conditions fees they charge.
People have to learn to manage income, not debt and credit cards. When you learn
to manage income debt disappears.The monthly total of all my
utility's (phones, gas, light, TV bills, health insurance) is just over
$300 now and for the last 30 years when I had family at home. I want not and my
expendable cash incomes is over $1200/mo after taxes and bills. I have no credit
debt, I don't need any credit with $1200 cash in my pocket every month.Anyone can do it, all it takes is determination and will to want some
level of expendable income by doing all your own bill paying and get rid of and
stop using credit cards to buy food. A plan to pay yourself first by payday
transfers to saving accounts or EE bonds which require lag time to cash them.
One moderate size tax refund or windfall overtime sent directly to savings can
get you started.
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