If this helps, I suppose it has some merit, but we should understand that saving
and investing are the antithesis of lotteries and get rich quick schemes. This
seems to conflate the two.
Things are pretty pathetic when normally rational adults turn to lotteries to
lure savers to banks. Heaven forbid that the Fed allows interest rats to rise to
attract ALL savers instead of just a lottery winner. Of course, such a rise soul
mean the collapse of the economy. Could the situation be possibly more messed
up? Perish the thought!